Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 4,118	$ 4,900
Interest earning balances with the Federal Reserve	5,408	4,241
Federal funds sold	35,780	14,752
Cash and cash equivalents	45,306	23,893
Investment and mortgage-backed securities-available for sale	153,468	165,878
Loans, net of unearned fees	145,033	160,568
Allowance for loan losses (ALL)	(4,576)	(4,549)
Loans, net of ALL	140,457	156,019
Real estate acquired through foreclosure	9,640	8,398
Office properties and equipment, net	4,669	4,787
Federal Home Loan Bank stock, at cost	3,095	3,363
Federal Reserve Bank stock, at cost	749	689
Accrued interest receivable	1,120	1,340
Cash surrender value of life insurance	8,066	7,923
Other assets	4,165	4,355
TOTAL ASSETS	370,735	376,645
LIABILITIES
Demand and savings deposits	162,570	158,372
Time deposits	118,705	124,877
Total deposits	281,275	283,249
Advances from the Federal Home Loan Bank	54,500	59,500
Securities sold under agreements to repurchase	5,839	5,268
Floating rate junior subordinated deferrable interest debentures	12,372	12,372
Accrued interest payable	1,136	1,028
Other liabilities	2,966	2,758
TOTAL LIABILITIES	358,088	364,175
Commitments and contingencies-Note 5
SHAREHOLDERS' EQUITY
Serial preferred stock - $0.01 par value authorized - 500, 000 shares issued and outstanding - 9,266 shares at June 30, 2012 and December 31, 2011	9,258	9,255
Common stock - $0.01 par value, authorized - 5,000,000 shares, issued-2,192,958 and outstanding-1,790,599 shares at June 30, 2012 and December 31, 2011, respectively	20	20
Common stock warrant	25	25
Additional paid-in capital	12,919	12,919
Accumulated other comprehensive loss	(269)	(387)
Retained deficit, substantially restricted	(3,006)	(3,062)
Treasury stock, at cost	(6,300)	(6,300)
TOTAL SHAREHOLDERS' EQUITY	12,647	12,470
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 370,735	$ 376,645