CONSOLIDATED STATEMENTS OF INCOME (LOSS) (USD $) In Thousands, except Share data, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010
Interest Income:
Loans	$ 9,039	$ 11,572
Deposits and federal funds sold	23	36
Securities available for sale:
State and municipal (non taxable)		104
Other investments (taxable)	4,885	4,793
Securities held to maturity and FHLB/FRB stock dividends	78	148
Total interest income	14,025	16,653
Interest Expense:
Deposit accounts	2,554	5,087
Floating rate junior subordinated deferrable interest debentures	423	479
Advances from the FHLB and other borrowings	2,506	2,645
Total interest expense	5,483	8,211
Net Interest Income	8,542	8,442
Provision for loan losses	990	9,090
Net interest income (loss) after provision for loan losses	7,552	(648)
Non-Interest Income:
Fees for financial services	2,584	2,805
Other fees, net	32	61
Other-than-temporary-impairment write-down on securities	(432)	(1,202)
Net gain on sale of investments	1,125	1,824
Total non-interest income	3,309	3,488
Non-Interest Expense:
Compensation and employee benefits	4,135	4,286
Occupancy and equipment	2,532	2,515
Deposit insurance premiums	717	586
Professional services	581	549
Advertising and public relations	32	41
OREO and loan operations	1,711	2,683
Telephone	182	171
Items processing	294	332
Other	842	776
Total non-interest expense	11,026	11,939
Loss before income taxes	(165)	(9,099)
Expense for income taxes	25	4,715
Net loss	(190)	(13,814)
Accretion of preferred stock to redemption value and preferred dividends	475	475
Net loss to common shareholders	$ (665)	$ (14,289)
Net loss per common share (basic)	$ (0.37)	$ (7.98)
Net loss per common share (diluted)	$ (0.37)	$ (7.98)
Weighted average number of common shares outstanding (basic)	1,790,599	1,790,599
Weighted average number of common shares outstanding (diluted)	1,790,599	1,790,599