CONSOLIDATED STATEMENTS OF OPERATIONS (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest and Dividend Income:
Interest and fees on loans	$ 2,753	$ 2,993
Interest on securities available for sale - taxable	117	168
Interest on securities available for sale - nontaxable	60	54
Interest on federal funds sold	0	1
Other interest and dividends	12	8
Total Interest and Dividend Income	2,942	3,224
Interest Expense:
Interest on deposits	450	895
Interest on securities sold under agreements to repurchase	3	19
Federal Home Loan Bank advances	6	11
Total Interest Expense	459	925
Net Interest Income	2,483	2,299
Provision for Loan Losses	309	423
Net Interest Income after Provision for Loan Losses	2,174	1,876
Noninterest Income:
Trust and financial services	246	221
Service charges on deposit accounts	418	429
Visa/MC fees	198	174
Cash surrender value of life insurance	58	57
Other operating income	118	94
Total Noninterest Income	1,038	975
Noninterest Expenses:
Salaries and employee benefits	1,220	1,236
Net occupancy expense of premises	156	171
Furniture and equipment expenses	242	200
Loss on sale of other real estate	54	27
Accounting, audit and compliance	41	40
Computer services and online banking	105	69
FDIC assessment	98	153
Other professional fees	45	31
Printing, stationary and supplies	42	41
Communications	53	47
Foreclosed property expense	134	117
Write down of other real estate	142	0
ATM and check card expenses	93	71
Other operating expenses	338	349
Total Noninterest Expenses	2,763	2,552
Income before Income Tax Expense	449	299
Income Tax Expense	129	42
Net Income	$ 320	$ 257
Earnings Per Share, basic and diluted (in dollars per share)	$ 0.09	$ 0.08