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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2012
Dec. 31, 2011
Assets:    
Cash and due from banks $ 1,571 $ 1,485
Interest-bearing deposits in other financial institutions 26,770 11,445
Federal funds sold 740 794
Securities available for sale, at fair value 39,201 42,331
Loans held for sale 672 198
Loans, net of allowance for loan losses of $4,401 and $4,484, respectively 200,845 202,761
Premises and equipment, net 7,834 7,923
Other real estate owned, net of valuation allowance of $2,023 and $2,197, respectively 6,782 6,393
Accrued interest receivable 819 832
Bank owned life insurance 6,990 6,932
Federal Home Loan Bank of Pittsburgh stock 789 808
Other assets 5,282 5,491
Total Assets 298,295 287,393
Liabilities and Stockholders' Equity:    
Noninterest-bearing 43,313 37,050
Interest-bearing 221,715 216,067
Total Deposits 265,028 253,117
Securities sold under agreements to repurchase 4,333 3,415
Federal Home Loan Bank advances 1,221 1,523
Accrued interest payable 168 204
Other liabilities 1,680 3,669
Total Liabilities 272,430 261,928
Stockholders' Equity:    
Common stock, $1 per share par value; 5,000,000 shares authorized; 3,671,691 shares issued and outstanding 3,672 3,672
Surplus 3,944 3,943
Undivided profits 22,968 22,648
Accumulated other comprehensive (loss), net (1,853) (1,932)
Stockholders' Equity before Treasury Stock 28,731 28,331
Less cost of shares acquired for the treasury, 281,513 shares 2,866 2,866
Total Stockholders' Equity 25,865 25,465
Total Liabilities and Stockholders' Equity $ 298,295 $ 287,393