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CONSOLIDATED BALANCE SHEETS (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
ASSETS    
Cash and due from banks $ 1,485 $ 2,185
Interest-bearing deposits in other financial institutions 11,445 7,995
Federal funds sold 794 2,725
Securities available for sale, at fair value 42,331 42,690
Loans held for sale 198 76
Loans, net of allowance for loan losses of $4,484 in 2011 and $5,012 in 2010 202,761 214,238
Premises and equipment, net 7,923 8,270
Other real estate owned, net of valuation allowance of $2,197 in 2011 and $95 in 2010 6,393 6,563
Accrued interest receivable 832 960
Bank owned life insurance 6,932 6,397
Federal Home Loan Bank of Pittsburgh stock 808 765
Other assets 5,491 4,745
Total Assets 287,393 297,609
LIABILITIES AND STOCKHOLDERS' EQUITY    
Noninterest-bearing 37,050 26,695
Interest-bearing 216,067 230,727
Total Deposits 253,117 257,422
Securities sold under agreements to repurchase 3,415 7,382
Federal Home Loan Bank advances 1,523 2,717
Accrued interest payable 204 361
Other liabilities 3,669 2,951
Total Liabilities 261,928 270,833
STOCKHOLDERS' EQUITY    
Common stock, $1 per share par value; 5,000,000 shares authorized; 3,671,691 shares issued 3,672 3,672
Surplus 3,943 3,932
Undivided profits 22,648 23,725
Accumulated other comprehensive (loss), net (1,932) (1,687)
Stockholders' Equity before Treasury Stock 28,331 29,642
Less cost of shares acquired for the treasury, 281,513 shares 2,866 2,866
Total Stockholders' Equity 25,465 26,776
Total Liabilities and Stockholders' Equity $ 287,393 $ 297,609