CONSOLIDATED BALANCE SHEETS (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Assets:
Cash and due from banks	$ 1,705	$ 2,185
Interest-bearing deposits in other financial institutions	15,563	7,995
Federal funds sold	725	2,725
Securities available for sale, at fair value	45,543	42,690
Loans held for sale	0	76
Loans, net of allowance for loan losses of $5,263 and $5,012, respectively	202,108	214,238
Premises and equipment, net	8,003	8,270
Other real estate owned, net of valuation allowance of $2,165 and $95, respectively	6,151	6,563
Accrued interest receivable	888	960
Bank owned life insurance	6,872	6,397
Federal Home Loan Bank of Pittsburgh stock	822	765
Other assets	5,365	4,745
Total Assets	293,745	297,609
Liabilities and Stockholders' Equity:
Noninterest-bearing	29,721	26,695
Interest-bearing	227,976	230,727
Total Deposits	257,697	257,422
Securities sold under agreements to repurchase	5,239	7,382
Federal Home Loan Bank advances	1,823	2,717
Accrued interest payable	245	361
Other liabilities	3,016	2,951
Total Liabilities	268,020	270,833
Stockholders' Equity:
Common stock, $1 per share par value; 5,000,000 shares authorized; 3,671,691 shares issued and outstanding	3,672	3,672
Surplus	3,943	3,932
Undivided profits	22,286	23,725
Accumulated other comprehensive (loss), net	(1,310)	(1,687)
Stockholders' Equity before Treasury Stock	28,591	29,642
Less cost of shares acquired for the treasury, 281,513 shares	2,866	2,866
Total Stockholders' Equity	25,725	26,776
Total Liabilities and Stockholders' Equity	$ 293,745	$ 297,609