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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE TOTAL US BOND MKT ETF FIXED 464287226 1,675 15,081 SH   SOLE   12,683 0 2,398
ISHARES TR 1-3 YR TRS BD ETF FIXED 464287457 8,952 106,039 SH   SOLE   106,039 0 0
ISHARES TR BARCLYS 1-3YR CR ETF FIXED 464288646 237 2,250 SH   SOLE   1,750 0 500
ISHARES TR BARCLYS TIPS BD ETF FIXED 464287176 340 2,800 SH   SOLE   2,550 0 250
VANGUARD BD INDEX FD INTERMED ETF FIXED 921937819 5,630 63,797 SH   SOLE   56,527 0 7,270
VANGUARD BD INDEX FD SHORT TRM ETF FIXED 921937827 14,313 176,720 SH   SOLE   144,397 0 32,323
VANGUARD BD INDEX FD TOTAL BND ETF FIXED 921937835 7,125 84,786 SH   SOLE   82,056 0 2,730
VANGUARD SCOTTSDALE FD SHRT-TE ETF FIXED 92206c409 328 4,080 SH   SOLE   3,380 0 700
TEMPLETN EM MKT INCOME COM ETF FIXED EMG 880192109 746 43,101 SH   SOLE   34,101 0 9,000
SPDR SERIES TRUST BRCLYS S/T M ETF NON FIXED 78464A425 4,697 193,232 SH   SOLE   173,232 0 20,000
PROSHARES TR PSHS CS 130/30 ETF HEDGE 74347R248 1,200 18,222 SH   SOLE   14,422 0 3,800