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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE TOTAL US BOND MKT ETF FIXED 464287226 1,683 15,691 SH   SOLE   12,793 0 2,898
ISHARES TR 1-3 YR TRS BD ETF FIXED 464287457 12,740 151,450 SH   SOLE   151,450 0 0
ISHARES TR BARCLYS 1-3YR CR ETF FIXED 464288646 260 2,500 SH   SOLE   2,250 0 250
VANGUARD BD INDEX FD INTERMED ETF FIXED 921937819 6,252 74,701 SH   SOLE   65,264 0 9,437
VANGUARD BD INDEX FD SHORT TRM ETF FIXED 921937827 10,618 131,054 SH   SOLE   121,123 0 9,931
VANGUARD BD INDEX FD TOTAL BND ETF FIXED 921937835 7,555 92,833 SH   SOLE   85,403 0 7,430
TEMPLETN EM MKT INCOME COM ETF FIXED EMG 880192109 236 16,222 SH   SOLE   16,222 0 0
SPDR SERIES TRUST BRCLYS S/T M ETF NON FIXED 78464A425 7,074 293,533 SH   SOLE   210,943 0 82,590
SPDR SERIES TRUST NUVN BRCLY M ETF NON FIXED 78464A458 212 9,240 SH   SOLE   9,240 0 0
TEMPLETON GLOBAL INCM COM CLOSED END FIXED 880198106 119 12,326 SH   SOLE   12,326 0 0
NUVEEN MUN VALUE FD COM CLOSED END NON F 670928100 99 10,000 SH   SOLE   10,000 0 0
PROSHARES TR PSHS CS 130/30 ETF HEDGE 74347R248 1,530 32,590 SH   SOLE   30,590 0 2,000