Consolidated Statements of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks, (restricted cash of $59,575, and $47,945, respectively)	$ 210,723	$ 172,157
Securities held-to-maturity:
Securities held-to-maturity, net of allowance of $1,084 and $1,087, respectively (assets pledged of $4,521 and $4,595, respectively; fair value of $63,800 and $65,755, respectively)	72,462	72,923
Securities available for sale, at fair value:
Securities available for sale, at fair value (assets pledged of $250,306 and $195,444, respectively; $13,331 and $13,359 at fair value pursuant to the fair value option, respectively)	1,176,683	874,753
Loans:
Loans, net of fees and costs	6,821,943	6,906,950
Less: Allowance for credit losses	(40,752)	(40,161)
Net loans	6,781,191	6,866,789
Interest and dividends receivable	61,449	59,018
Bank premises and equipment, net	20,102	21,273
Federal Home Loan Bank of New York stock, at cost	24,845	31,066
Bank owned life insurance	214,718	213,518
Goodwill	17,636	17,636
Core deposit intangibles	1,428	1,537
Right of use asset	37,631	39,557
Other assets	188,457	167,009
Total assets	8,807,325	8,537,236
Liabilities
Non-interest bearing	815,937	847,416
Interest-bearing	6,355,189	5,917,463
Total Due to depositors	7,171,126	6,764,879
Mortgagors' escrow deposits	82,081	50,382
Borrowed funds:
Federal Home Loan Bank advances and other borrowings	435,050	605,801
Subordinated debentures	187,802	187,630
Junior subordinated debentures, at fair value	48,622	47,850
Total borrowed funds	671,474	841,281
Operating lease liability	38,674	40,822
Other liabilities	174,143	170,035
Total liabilities	8,137,498	7,867,399
Stockholders' Equity
Preferred stock ($0.01 par value; 5,000,000 shares authorized; none issued)
Common stock ($0.01 par value; 100,000,000 shares authorized; 34,087,623 shares issued; 29,068,556 shares and 28,865,810 shares outstanding, respectively)	341	341
Additional paid-in capital	260,413	264,534
Treasury stock, at average cost (5,019,067 shares and 5,221,813 shares, respectively)	(101,641)	(106,070)
Retained earnings	546,530	549,683
Accumulated other comprehensive loss, net of taxes	(35,816)	(38,651)
Total stockholders' equity	669,827	669,837
Total liabilities and stockholders' equity	$ 8,807,325	$ 8,537,236