Other Real Estate Owned

12 Months Ended

Dec. 31, 2021

Notes To Financial Statements

Other Real Estate Owned

6. Other Real Estate Owned

The following table shows the activity in OREO during the periods indicated:

	For the years ended December 31,
	2021		2020		2019
	(In thousands)
Balance at beginning of year	$	—	$	239	$	—
Additions		—		—		239
Reductions to carrying value		—		(31)		—
Sales		—		(208)		—
Balance at end of year	$	—	$	—	$	239

The following table shows the gross gains, gross losses and write-downs of OREO reported in the Consolidated Statements of Income during the periods presented:

	For the years ended December 31,
	2021		2020		2019
	(In thousands)
Gross gains	$	—	$	—	$	—
Gross losses		—		(5)		—
Write-down of carrying value		—		(31)		—
Total income	$	—	$	(36)	$	—