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NY Power of Attorney i
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                      POWER OF ATTORNEY FOR
                SECTION 16 REPORTING OBLIGATIONS

     Know all by these presents, that the undersigned hereby
makes, constitutes and appoints each of Michael J. Hegarty, John
R. Buran, David W. Fry, Anna M. Piacentini, and Russell A.
Fleishman, each acting individually, as the undersigned's true
and lawful attorney-in-fact, with full power and authority as
described below, to take the following actions on behalf of and
in the name, place and stead of the undersigned:

     (1)  prepare, execute, and file on behalf of the undersigned
Forms 3, 4, and 5 (including any amendments thereto) with respect
to the securities of Flushing Financial Corporation (the
"Company"), with the United States Securities and Exchange
Commission, any stock exchange and the Company, as considered
necessary or advisable under Section 16(a) of the Securities
Exchange Act of 1934 (the "Exchange Act") and the rules and
regulations thereunder;

     (2)  seek or obtain, as the undersigned's representative and
on the undersigned's behalf, information regarding transactions
in the Company's securities from any third party, including
brokers and employee benefit plan administrators and trustees,
and the undersigned hereby authorizes any such person to release
any such information to such attorneys-in-fact and approves and
ratifies any such release of information; and

     (3)  do and perform any and all other acts which in the
discretion of such attorney-in-fact are necessary or desirable
for and on behalf of the undersigned in connection with the
foregoing.

     The undersigned acknowledges that:

     (1)  this Power of Attorney authorizes, but does not
require, each such attorney-in-fact to act in their discretion on
information provided to such attorney-in-fact without independent
verification of such information;

     (2)  any documents prepared and/or executed by any such
attorney-in-fact on behalf of the undersigned pursuant to this
Power of Attorney will be in such form and will contain such
information and disclosure as such attorney-in-fact, in his or
her discretion, deems necessary or desirable;

     (3)  neither the Company nor any of such attorneys-in-fact
assumes (i) any liability for the undersigned's responsibility to
comply with the requirements of the Exchange Act, (ii) any
liability of the undersigned for any failure to comply with such
requirements, or (iii) any obligation or liability of the
undersigned for profit disgorgement under Section 16(b) of the
Exchange Act; and

     (4)  this Power of Attorney does not relieve the undersigned
from responsibility for compliance with the undersigned's
obligations under the Exchange Act, including without limitation
the reporting requirements under Section 16 of the Exchange Act.

     The undersigned hereby gives and grants each of the
foregoing attorneys-in-fact full power and authority to do and
perform all and every act and thing whatsoever necessary or
appropriate to be done in the exercise of the rights and powers
granted by this Power of Attorney as fully to all intents and
purposes as the undersigned might or could do personally, hereby
ratifying all that each such attorney-in-fact, shall lawfully do
or cause to be done for and on behalf of the undersigned by
virtue of this Power of Attorney.

     This Power of Attorney shall remain in full force and effect
until revoked by the undersigned in a signed writing delivered to
each such attorney-in-fact or until such earlier time as the
undersigned is no longer required to file Forms 3, 4, and 5 with
respect to the Company.

     IN WITNESS WHEREOF, the undersigned has caused this Power of
Attorney to be executed as of this 15th day of June, 2004.



                                   Signature


                                   Michael J. Hegarty
                                   Print Name