Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest and dividend income
Interest and fees on loans		$ 62,825	$ 59,658	$ 187,428	$ 171,997
Interest and dividends on securities:
Interest		6,287	5,562	20,007	16,646
Dividends		18	18	56	49
Other interest income		259	248	1,286	873
Total interest and dividend income		69,389	65,486	208,777	189,565
Interest expense
Deposits		22,244	17,425	66,540	44,323
Other interest expense		8,196	6,540	21,476	18,472
Total interest expense		30,440	23,965	88,016	62,795
Net interest income		38,949	41,521	120,761	126,770
Provision for loan losses		683	0	3,129	153
Net interest income after provision for loan losses		38,266	41,521	117,632	126,617
Non-interest income
Banking services fee income		847	1,017	2,879	2,965
Net loss on sale of securities		0	0	(15)	0
Net gain on sale of loans		204	10	381	168
Net gain on sale of assets		0	0	770	0
Net loss from fair value adjustments		(2,124)	(170)	(6,160)	(537)
Federal Home Loan Bank of New York stock dividends		834	873	2,563	2,630
Life insurance proceeds		0	2,222	43	2,998
Bank owned life insurance		1,000	782	2,550	2,320
Other income		278	221	1,422	779
Total non-interest income		1,039	4,955	4,433	11,323
Non-interest expense
Salaries and employee benefits		15,461	15,720	50,295	49,466
Occupancy and equipment		2,847	2,475	8,378	7,528
Professional services		2,167	1,915	6,238	6,539
FDIC deposit insurance		(589)	596	563	1,643
Data processing		1,490	1,427	4,402	4,254
Depreciation and amortization		1,439	1,484	4,454	4,328
Other real estate owned/foreclosure expense (benefit)		48	(102)	145	34
Net gain from sales of real estate owned		0	0	0	(27)
Other operating expenses		3,182	3,718	11,147	12,158
Total non-interest expense		26,045	27,233	85,622	85,923
Income before income taxes		13,260	19,243	36,443	52,017
Provision for income taxes
Federal		2,457	2,307	7,381	8,225
State and local		79	(397)	714	1,124
Total taxes		2,536	1,910	8,095	9,349
Net income		$ 10,724	$ 17,333	$ 28,348	$ 42,668
Basic earnings per common share (in dollars per share)		$ 0.37	$ 0.61	$ 0.99	$ 1.48
Diluted earnings per common share (in dollars per share)	[1]	0.37	0.61	0.99	1.48
Dividends per common share (in dollars per share)		$ 0.21	$ 0.20	$ 0.63	$ 0.60

[1] For the three and nine months ended September 30, 2019 and 2018, there were no common stock equivalents that were anti-dilutive.