Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands		3 Months Ended
		Mar. 31, 2019	Mar. 31, 2018
Interest and dividend income
Interest and fees on loans		$ 62,330	$ 55,017
Interest and dividends on securities:
Interest		6,909	5,468
Dividends		19	14
Other interest income		555	287
Total interest and dividend income		69,813	60,786
Interest expense
Deposits		21,469	12,110
Other interest expense		6,541	6,067
Total interest expense		28,010	18,177
Net interest income		41,803	42,609
Provision for loan losses		972	153
Net interest income after provision for loan losses		40,831	42,456
Non-interest income
Banking services fee income		973	948
Net gain (loss) on sale of loans		63	(263)
Net loss from fair value adjustments		(2,080)	(100)
Federal Home Loan Bank of New York stock dividends		903	876
Life insurance proceeds		43	776
Bank owned life insurance		740	762
Other income		301	201
Total non-interest income		943	3,200
Non-interest expense
Salaries and employee benefits		19,166	18,455
Occupancy and equipment		2,789	2,577
Professional services		2,265	2,185
FDIC deposit insurance		485	500
Data processing		1,492	1,401
Depreciation and amortization		1,518	1,389
Other real estate owned/foreclosure expense		77	96
Other operating expenses		4,627	4,691
Total non-interest expense		32,419	31,294
Income before income taxes		9,355	14,362
Provision for income taxes
Federal		1,943	2,607
State and local		344	343
Total taxes		2,287	2,950
Net income		$ 7,068	$ 11,412
Basic earnings per common share (in dollars per share)		$ 0.25	$ 0.39
Diluted earnings per common share (in dollars per share)	[1]	0.25	0.39
Dividends per common share (in dollars per share)		$ 0.21	$ 0.20

[1] For the three months ended March 31, 2019 and 2018, there were no common stock equivalents that were anti-dilutive.