Note 3 - Loans and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2015

Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	2015		2014
	(In thousands)
Multi-family residential	$	2,055,228	$	1,923,460
Commercial real estate		1,001,236		621,569
One-to-four family ― mixed-use property		573,043		573,779
One-to-four family ― residential		187,838		187,572
Co-operative apartments		8,285		9,835
Construction		7,284		5,286
Small Business Administration		12,194		7,134
Taxi medallion		20,881		22,519
Commercial business and other		506,622		447,500
Gross loans		4,372,611		3,798,654
Net unamortized premiums and unearned loan fees		15,368		11,719
Total loans	$	4,387,979	$	3,810,373

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	For the year ended December 31, 2015
(Dollars in thousands)	Number		Balance		Modification description
Small Business Administration		1	$	41	Received a below market interest rate and the loan amortization was extended
Total		1	$	41

	For the year ended December 31, 2013
(Dollars in thousands)	Number		Balance		Modification description
Multi-family residential		2	$	698	Received a below market interest rate and the loan amortization was extended
Commercial real estate		1		273	Received a below market interest rate and the loan amortization was extended
One-to-four family - mixed-use property		1		390	Received a below market interest rate and the loan amortization was extended
Commercial business and other		2		687	Received a below market interest rate and the loan amortization was extended
Total		6	$	2,048

Schedule of Financing Receivables, Non Accrual Status [Table Text Block]

	At December 31,
(In thousands)	2015		2014
Loans ninety days or more past due and still accruing:
Multi-family residential	$	233	$	676
Commercial real estate		1,183		820
One-to-four family mixed-use property		611		405
One-to-four family residential		13		14
Construction		1,000		-
Commercial business and other		220		386
Total		3,260		2,301
Non-accrual mortgage loans:
Multi-family residential		3,561		6,878
Commercial real estate		2,398		5,689
One-to-four family mixed-use property		5,952		6,936
One-to-four family residential		10,120		11,244
Total		22,031		30,747
Non-accrual non-mortgage loans:
Small business administration		218		-
Commercial business and other		568		1,143
Total		786		1,143
Total non-accrual loans		22,817		31,890
Total non-accrual loans and ninety days or more past due and still accruing	$	26,077	$	34,191

Schedule of Interest Foregone on Non-Accrual and TDR Loans [Table Text Block]

	2015		2014		2013
	(In thousands)
Interest income that would have been recognized had the loans performed in accordance with their original terms	$	2,387	$	2,919	$	4,656
Less:  Interest income included in the results of operations		702		796		1,213
Total foregone interest	$	1,685	$	2,123	$	3,443

Past Due Financing Receivables [Table Text Block]

(in thousands)	30 - 59 Days Past Due		60 - 89 Days Past Due		Greater than 90 Days		Total Past Due		Current		Total Loans
Multi-family residential	$	9,421	$	804	$	3,794	$	14,019	$	2,041,209	$	2,055,228
Commercial real estate		2,820		153		3,580		6,553		994,683		1,001,236
One-to-four family - mixed-use property		8,630		1,258		6,563		16,451		556,592		573,043
One-to-four family - residential		4,261		154		10,134		14,549		173,289		187,838
Co-operative apartments		-		-		-		-		8,285		8,285
Construction loans		-		-		1,000		1,000		6,284		7,284
Small Business Administration		42		-		218		260		11,934		12,194
Taxi medallion		-		-		-		-		20,881		20,881
Commercial business and other		-		2		228		230		506,392		506,622
Total	$	25,174	$	2,371	$	25,517	$	53,062	$	4,319,549	$	4,372,611

(in thousands)	30 - 59 Days Past Due		60 - 89 Days Past Due		Greater than 90 Days		Total Past Due		Current		Total Loans
Multi-family residential	$	7,721	$	1,729	$	7,554	$	17,004	$	1,906,456	$	1,923,460
Commercial real estate		1,612		1,903		6,510		10,025		611,544		621,569
One-to-four family - mixed-use property		10,408		1,154		7,341		18,903		554,876		573,779
One-to-four family - residential		1,751		2,244		11,051		15,046		172,526		187,572
Co-operative apartments		-		-		-		-		9,835		9,835
Construction loans		3,000		-		-		3,000		2,286		5,286
Small Business Administration		90		-		-		90		7,044		7,134
Taxi medallion		-		-		-		-		22,519		22,519
Commercial business and other		6		1,585		740		2,331		445,169		447,500
Total	$	24,588	$	8,615	$	33,196	$	66,399	$	3,732,255	$	3,798,654

Allowance for Credit Losses on Financing Receivables [Table Text Block]

(in thousands)	Multi-family residential			Commercial real estate			One-to-four family - mixed-use property			One-to-four family - residential			Co-operative apartments		Construction loans		Small Business Administration			Taxi medallion		Commercial business and other			Total
Allowance for credit losses:
Beginning balance	$	8,827		$	4,202		$	5,840		$	1,690		$	-	$	42	$	279		$	11	$	4,205		$	25,096
Charge-off's		(474	)		(32	)		(592	)		(342	)		-		-		(34	)		-		(2,371	)		(3,845	)
Recoveries		269			168			76			375			-		-		40			-		312			1,240
Provision (benefit)		(1,904	)		(99	)		(1,097	)		(496	)		-		8		(23	)		332		2,323			(956	)
Ending balance	$	6,718		$	4,239		$	4,227		$	1,227		$	-	$	50	$	262		$	343	$	4,469		$	21,535
Ending balance: individually evaluated for impairment	$	252		$	180		$	502		$	51		$	-	$	-	$	-		$	333	$	112		$	1,430
Ending balance: collectively evaluated for impairment	$	6,466		$	4,059		$	3,725		$	1,176		$	-	$	50	$	262		$	10	$	4,357		$	20,105

(in thousands)	Multi-family residential			Commercial real estate			One-to-four family - mixed-use property			One-to-four family - residential			Co-operative apartments			Construction loans			Small Business Administration			Taxi medallion		Commercial business and other			Total
Allowance for credit losses:
Beginning balance	$	12,084		$	4,959		$	6,328		$	2,079		$	104		$	444		$	458		$	-	$	5,320		$	31,776
Charge-off's		(1,161	)		(325	)		(423	)		(103	)		-			-			(49	)		-		(381	)		(2,442	)
Recoveries		150			481			608			269			7			-			92			-		176			1,783
Provision (benefit)		(2,246	)		(913	)		(673	)		(555	)		(111	)		(402	)		(222	)		11		(910	)		(6,021	)
Ending balance	$	8,827		$	4,202		$	5,840		$	1,690		$	-		$	42		$	279		$	11	$	4,205		$	25,096
Ending balance: individually evaluated for impairment	$	286		$	21		$	579		$	54		$	-		$	-		$	-		$	-	$	154		$	1,094
Ending balance: collectively evaluated for impairment	$	8,541		$	4,181		$	5,261		$	1,636		$	-		$	42		$	279		$	11	$	4,051		$	24,002

(in thousands)	Multi-family residential			Commercial real estate			One-to-four family - mixed-use property			One-to-four family - residential			Co-operative apartments			Construction loans			Small Business Administration			Taxi medallion			Commercial business and other			Total
Allowance for credit losses:
Beginning balance	$	13,001		$	5,705		$	5,960		$	1,999		$	46		$	66		$	505		$	7		$	3,815		$	31,104
Charge-off's		(3,585	)		(1,051	)		(4,206	)		(701	)		(108	)		(2,678	)		(457	)		-			(2,057	)		(14,843	)
Recoveries		541			324			266			272			4			-			87			-			86			1,580
Provision (benefit)		2,127			(19	)		4,308			509			162			3,056			323			(7	)		3,476			13,935
Ending balance	$	12,084		$	4,959		$	6,328		$	2,079		$	104		$	444		$	458		$	-		$	5,320		$	31,776
Ending balance: individually evaluated for impairment	$	312		$	164		$	875		$	58		$	-		$	17		$	-		$	-		$	222		$	1,648
Ending balance: collectively evaluated for impairment	$	11,772		$	4,795		$	5,453		$	2,021		$	104		$	427		$	458		$	-		$	5,098		$	30,128

At December 31, 2015
(in thousands)	Multi-family residential		Commercial real estate		One-to-four family - mixed-use property		One-to-four family- residential		Co-operative apartments		Construction loans		Small Business Administration		Taxi Medallion		Commercial business and other		Total
Financing Receivables:
Ending Balance	$	2,055,228	$	1,001,236	$	573,043	$	187,838	$	8,285	$	7,284	$	12,194	$	20,881	$	506,622	$	4,372,611
Ending balance: individually evaluated for impairment	$	8,047	$	6,183	$	12,828	$	12,598	$	-	$	1,000	$	310	$	2,118	$	4,716	$	47,800
Ending balance: collectively evaluated for impairment	$	2,047,181	$	995,053	$	560,215	$	175,240	$	8,285	$	6,284	$	11,884	$	18,763	$	501,906	$	4,324,811

At December 31, 2014
(in thousands)	Multi-family residential		Commercial real estate		One-to-four family - mixed-use property		One-to-four family- residential		Co-operative apartments		Construction loans		Small Business Administration		Taxi Medallion		Commercial business and other		Total
Financing Receivables:
Ending Balance	$	1,923,460	$	621,569	$	573,779	$	187,572	$	9,835	$	5,286	$	7,134	$	22,519	$	447,500	$	3,798,654
Ending balance: individually evaluated for impairment	$	13,260	$	9,473	$	15,120	$	13,170	$	-	$	-	$	-	$	-	$	5,492	$	56,515
Ending balance: collectively evaluated for impairment	$	1,910,200	$	612,096	$	558,659	$	174,402	$	9,835	$	5,286	$	7,134	$	22,519	$	442,008	$	3,742,139

Impaired Financing Receivables [Table Text Block]

	December 31, 2015						December 31, 2014
	Recorded Investment		Unpaid Principal Balance		Related Allowance		Recorded Investment		Unpaid Principal Balance		Related Allowance
	(In thousands)
With no related allowance recorded:
Mortgage loans:
Multi-family residential	$	5,742	$	6,410	$	-	$	10,481	$	11,551	$	-
Commercial real estate		3,812		3,869		-		7,100		7,221		-
One-to-four family mixed-use property		10,082		11,335		-		12,027		13,381		-
One-to-four family residential		12,255		14,345		-		12,816		15,709		-
Co-operative apartments		-		-		-		-		-		-
Construction		1,000		1,000		-		-		-		-
Non-mortgage loans:
Small Business Administration		276		276		-		-		-		-
Taxi Medallion		-		-		-		-		-		-
Commercial Business and other		2,682		5,347		-		2,779		3,149		-
Total loans with no related allowance recorded		35,849		42,582		-		45,203		51,011		-
With an allowance recorded:
Mortgage loans:
Multi-family residential		2,305		2,305		252		2,779		2,779		286
Commercial real estate		2,371		2,371		180		2,373		2,373		21
One-to-four family mixed-use property		2,746		2,746		502		3,093		3,093		579
One-to-four family residential		343		343		51		354		354		54
Co-operative apartments		-		-		-		-		-		-
Construction		-		-		-		-		-		-
Non-mortgage loans:
Small Business Administration		34		34		-		-		-		-
Taxi Medallion		2,118		2,118		333		-		-		-
Commercial Business and other		2,034		2,034		112		2,713		2,713		154
Total loans with an allowance recorded		11,951		11,951		1,430		11,312		11,312		1,094
Total Impaired Loans:
Total mortgage loans	$	40,656	$	44,724	$	985	$	51,023	$	56,461	$	940
Total non-mortgage loans	$	7,144	$	9,809	$	445	$	5,492	$	5,862	$	154

	December 31, 2015				December 31, 2014				December 31, 2013
	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
	(In thousands)
With no related allowance recorded:
Mortgage loans:
Multi-family residential	$	8,285	$	92	$	14,168	$	194	$	22,091	$	402
Commercial real estate		4,926		7		11,329		51		19,846		266
One-to-four family mixed-use property		10,295		244		12,852		321		13,916		319
One-to-four family residential		12,985		138		13,015		103		14,529		125
Co-operative apartments		153		-		-		-		189		-
Construction		250		-		285		-		4,014		-
Non-mortgage loans:
Small Business Administration		299		1		-		-		247		-
Taxi Medallion		-		-		-		-		-		-
Commercial Business and other		3,912		253		3,428		137		5,309		268
Total loans with no related allowance recorded		41,105		735		55,077		806		80,141		1,380
With an allowance recorded:
Mortgage loans:
Multi-family residential		2,343		117		2,936		149		2,892		170
Commercial real estate		997		167		3,242		167		6,388		194
One-to-four family mixed-use property		2,983		151		3,249		170		4,041		228
One-to-four family residential		347		14		358		14		368		15
Co-operative apartments		-		-		-		-		-		-
Construction		-		-		187		-		1,929		18
Non-mortgage loans:
Small Business Administration		38		2		-		-		-		-
Taxi Medallion		1,062		66		-		-		-		-
Commercial Business and other		2,692		102		3,149		115		4,354		239
Total loans with an allowance recorded		10,462		619		13,121		615		19,972		864
Total Impaired Loans:
Total mortgage loans	$	43,564	$	930	$	61,621	$	1,169	$	90,203	$	1,737
Total non-mortgage loans	$	8,003	$	424	$	6,577	$	252	$	9,910	$	507

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)	Special Mention		Substandard		Doubtful		Loss		Total
Multi-family residential	$	4,361	$	5,421	$	-	$	-	$	9,782
Commercial real estate		1,821		3,812		-		-		5,633
One-to-four family - mixed-use property		3,087		10,990		-		-		14,077
One-to-four family - residential		1,437		12,255		-		-		13,692
Co-operative apartments		-		-		-		-		-
Construction loans		-		1,000		-		-		1,000
Small Business Administration		229		224		-		-		453
Taxi Medallion		-		2,118		-		-		2,118
Commercial business and other		-		3,123		-		-		3,123
Total loans	$	10,935	$	38,943	$	-	$	-	$	49,878

(In thousands)	Special Mention		Substandard		Doubtful		Loss		Total
Multi-family residential	$	6,494	$	10,226	$	-	$	-	$	16,720
Commercial real estate		5,453		7,100		-		-		12,553
One-to-four family - mixed-use property		5,254		12,499		-		-		17,753
One-to-four family - residential		2,352		13,056		-		-		15,408
Co-operative apartments		623		-		-		-		623
Construction loans		-		-		-		-		-
Small Business Administration		479		-		-		-		479
Commercial business and other		2,841		3,779		-		-		6,620
Total loans	$	23,496	$	46,660	$	-	$	-	$	70,156

Performing Financial Instruments [Member]

Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	December 31, 2015				December 31, 2014
(Dollars in thousands)	Number of contracts		Recorded investment		Number of contracts		Recorded investment
Multi-family residential		9	$	2,626		10	$	3,034
Commercial real estate		3		2,371		3		2,373
One-to-four family - mixed-use property		6		2,052		7		2,381
One-to-four family - residential		1		343		1		354
Small business administration		1		34		-		-
Commercial business and other		4		2,083		4		2,249
Total performing troubled debt restructured		24	$	9,509		25	$	10,391

Nonperforming Financial Instruments [Member]

Note 3 - Loans and Allowance for Loan Losses (Tables) [Line Items]

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	December 31, 2015				December 31, 2014
(Dollars in thousands)	Number of contracts		Recorded investment		Number of contracts		Recorded investment
Multi-family residential		1	$	391		-	$	-
Commercial real estate		-		-		1		2,252
One-to-four family - mixed-use property		-		-		1		187
Total troubled debt restructurings that subsequently defaulted		1	$	391		2	$	2,439