Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES
Net income	$ 27,177	$ 30,286
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	15,000	15,000
Depreciation and amortization of bank premises and equipment	2,337	2,094
Net gain on sales of loans (including delinquent loans)	(493)	(17)
Net gain on sales of securities		(62)
Amortization of premium, net of accretion of discount	4,167	3,691
Net (gain) loss from fair value adjustments	(1,265)	154
OTTI charge recognized in earnings	1,578	1,538
Income from bank owned life insurance	(2,067)	(2,040)
Stock-based compensation expense	2,101	1,780
Deferred compensation	395	153
Amortization of core deposit intangibles	351	352
Excess tax expense (benefit) from stock-based payment arrangements	(260)	14
Deferred income benefit provision	(335)	(8,760)
(Decrease) increase in other liabilities	(4,928)	1,895
Increase in other assets	(4,306)	(5,511)
Net cash provided by operating activities	39,452	40,567
CASH FLOWS FROM INVESTING ACTIVITIES
Purchases of bank premises and equipment	(2,489)	(1,382)
Net redemptions of Federal Home Loan Bank of New York shares	779	6,352
Purchases of securities available for sale	(121,570)	(217,591)
Proceeds from sales and calls of securities available for sale	8,000	42,311
Proceeds from maturities and prepayments of securities available for sale	103,495	139,312
Net (originations) and repayment of loans	29,016	(73,066)
Purchases of loans	(14,455)	(7,698)
Proceeds from sale of real estate owned	842	2,090
Proceeds from sale of delinquent loans	15,340	6,605
Net cash provided by (used) in investing activities	18,958	(103,067)
CASH FLOWS FROM FINANCING ACTIVITIES
Net increase (decrease) in non-interest bearing deposits	14,977	(1,812)
Net (decrease) increase in interest-bearing deposits	(62,329)	237,704
Net increase in mortgagors' escrow deposits	5,939	6,338
Net activity of short-term borrowed funds		(18,200)
Proceeds from long-term borrowings	245,447	42,505
Repayment of long-term borrowings	(245,149)	(193,928)
Purchases of treasury stock	(4,508)	(347)
Excess tax benefit (expense) from stock-based payment arrangements	260	(14)
Proceeds from issuance of common stock upon exercise of stock options	2,039	235
Cash dividends paid	(11,973)	(11,840)
Net cash (used) in provided by financing activities	(55,297)	60,641
Net increase (decrease) in cash and cash equivalents	3,113	(1,859)
Cash and cash equivalents, beginning of period	47,789	28,426
Cash and cash equivalents, end of period	50,902	26,567
SUPPLEMENTAL CASH FLOW DISCLOSURE
Interest paid	58,427	70,306
Income taxes paid	19,334	21,107
Taxes paid if excess tax benefits were not tax deductible	19,594	21,093
Non-cash activities:
Securities purchased, not yet settled	1,000
Loans transferred to other real estate owned	4,750	3,850
Loans provided for the sale of other real estate owned	$ 1,345	$ 2,862