8-K

UNITED STATES
SECURITIES and EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.
Date of report (Date of earliest event reported)               October 18, 2004
FLUSHING FINANCIAL CORPORATION
(Exact name of registrant as specified in its charter)
000-24272
(Commission File Number)
DELAWARE
(State or other jurisdiction of incorporation)
11-3209278
(I.R.S. Employer Identification Number)
1979 MARCUS AVENUE, SUITE E140, LAKE SUCCESS, NEW YORK 11042
(Address of principal executive offices)
(718) 961-5400
(Registrant's telephone number, including area code)
144-51 NORTHERN BOULEVARD FLUSHING, NEW YORK 11354
(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

( )        Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

( )       Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

( )       Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act
            (17 CFR 240.14d-2(b))

( )       Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act
            (17 CFR 240.13e-4(c))

Item 5.02 (b)      Departure of Directors or Principal Officers

    On October 18, 2004, Mr. John O. Mead retired from the Board of Directors of Flushing Financial Corporation and Flushing Savings Bank. Mr. Mead had been a member of Flushing Financial Corporation's Board since 1994 and of Flushing Savings Bank's Board since 1987.

Item 8.01      Other Events

     Flushing Financial Corporation regretfully announces the passing of John O. Mead on October 20, 2004. Attached as Exhibit 99.1 is the Company's press release, dated October 21, 2004, concerning this matter.

Item 9.01(c).     Exhibits

99.1. Press release of Flushing Financial Corporation, dated October 21, 2004

SIGNATURE

        Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:   October 21, 2004

	FLUSHING FINANCIAL CORPORATION
By:	/s/ Michael J. Hegarty
Title:	President & Chief Executive Officer

INDEX TO EXHIBITS

Exhibit		Page
99.1	Press release of Flushing Financial Corporation,
	dated October 21, 2004	5

EX-99

EXHIBIT 99.1.
Press release of Flushing Financial Corporation, dated October 21, 2004

CONTACT:

David Fry	Van Negris / Lexi Terrero
Senior Vice President and	Van Negris & Company, Inc.
Chief Financial Officer	(212) 626-6730
Flushing Financial Corporation
(718) 961-5400

FOR IMMEDIATE RELEASE

Flushing Financial Corporation Regretfully Announces
The Passing of John O. Mead, Board Member Since 1987

FLUSHING, NY - October 21, 2004 - It is with great sadness that Flushing Financial Corporation (Nasdaq: FFIC), the parent holding company of Flushing Savings Bank, FSB (the "Bank"), today announced the death of John O. Mead, a member of the Board of Directors of the Company and the Bank, on Wednesday, October 20, 2004. He was 82 and a resident of Manhasset, Long Island, New York.

Gerard P. Tully, Sr., Chairman of the Board of Directors and Michael J. Hegarty, President and Chief Executive Officer, stated: "John was a valuable member of our Board who for 17 years served the Bank well and helped the Company grow from a small mutual savings bank to a publicly owned bank holding company with $2.0 billion in assets. We will miss him greatly as both a Board member and a friend and would like to express our deepest condolences to his family."

Mr. Mead joined Flushing Savings Bank in 1987 as a Flushing Savings Bank Board Member. In May 1994 he became a member of Flushing Financial Corporation's Board of Directors.

Flushing Financial Corporation is the holding company for Flushing Savings Bank, FSB, a federally chartered stock savings bank insured by the Federal Deposit Insurance Corporation ("FDIC").

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