EX-20.1 2 dex201.htm EXHIBIT 20.1 Exhibit 20.1

Exhibit 20.1

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: November 2008

 

1)

   

Beginning of the Month Principal Receivables:

    $ 46,028,371,133.47  

2)

   

Beginning of the Month Finance Charge Receivables:

    $ 905,601,999.77  

3)

   

Beginning of the Month AMF Receivables:

    $ 54,685,050.29  

4)

   

Beginning of the Month Discounted Receivables:

    $ 0.00  

5)

   

Beginning of the Month Total Receivables:

    $ 46,988,658,183.53  

6)

   

Removed Principal Receivables:

    $ 0.00  

7)

   

Removed Finance Charge Receivables:

    $ 0.00  

8)

   

Removed AMF Receivables

    $ 0.00  

9)

   

Removed Total Receivables:

    $ 0.00  

10)

   

Additional Principal Receivables:

    $ 505,933,652.89  

11)

   

Additional Finance Charge Receivables:

    $ 5,409,176.46  

12)

   

Additional AMF Receivables

    $ 130,400.17  

13)

   

Additional Total Receivables:

    $ 511,473,229.52  

14)

   

Discounted Receivables Generated this Period:

    $ 0.00  

15)

   

End of the Month Principal Receivables:

    $ 46,844,690,398.72  

16)

   

End of the Month Finance Charge Receivables:

    $ 981,696,141.44  

17)

   

End of the Month AMF Receivables

    $ 59,133,190.09  

18)

   

End of the Month Discounted Receivables:

    $ 0.00  

19)

   

End of the Month Total Receivables:

    $ 47,885,519,730.25  

20)

   

Excess Funding Account Balance

    $ 0.00  

21)

   

Adjusted Invested Amount of all Master Trust Series

    $ 36,663,766,145.48  

22)

   

End of the Month Seller Percentage

      21.73 %

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: November 2008

 

     ACCOUNTS    RECEIVABLES  

1)

   

End of the Month Delinquencies:

      
  

2)    30 - 59 days delinquent

    305,825    $ 667,635,779.44  
  

3)    60 - 89 days delinquent

    232,225    $ 526,737,042.83  
  

4)    90+ days delinquent

    503,840    $ 1,223,573,138.19  
  

5)    Total 30+ days delinquent

    1,041,890    $ 2,417,945,960.46  
  

6)    Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

         5.05 %

7)

   

Defaulted Accounts during the Month

    161,979    $ 307,579,489.16  

8)

   

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

         7.93 %

 

* For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: November 2008

 

     COLLECTIONS    PERCENTAGES  

1)

   

Total Collections and Gross Payment Rate**

    $ 7,392,346,604.59      15.56 %

2)

   

Collections of Principal Receivables and Principal Payment Rate

    $ 6,591,585,391.84      14.17 %
  

3)    Prior Month Billed Finance Charges and Fees

    $ 587,870,117.52   
  

4)    Amortized AMF Income

    $ 26,119,492.85   
  

5)    Interchange Collected

    $ 121,807,015.60   
  

6)    Recoveries of Charged Off Accounts

    $ 68,755,162.57   
  

7)    Collections of Discounted Receivables

    $ 0.00   
  

8)    Collections of Finance Charge Receivables and Annualized Yield

    $ 804,551,788.54      20.75 %

Capital One Master Trust (AMF COLLECTIONS)

 

MONTHLY PERIOD: November 2008

 

      

1)

   

Beginning Unamortized AMF Balance

       $ 138,340,479.43  
  

2)    + AMF Slug

    $ 220,925.97   
  

3)    + AMF Collections

    $ 22,328,917.06   
  

4)    - Amortized AMF Income

    $ 26,119,492.85   

5)

   

Ending Unamortized AMF Balance

       $ 134,770,829.61  

 

** Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables