EX-20.1 2 a08-23386_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

 

MONTHLY PERIOD: August 2008

 

1)

Beginning of the Month Principal Receivables:

 

$

46,277,269,002.12

 

2)

Beginning of the Month Finance Charge Receivables:

 

$

851,074,104.52

 

3)

Beginning of the Month AMF Receivables:

 

$

54,716,132.70

 

4)

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

Beginning of the Month Total Receivables:

 

$

47,183,059,239.34

 

 

 

 

 

 

6)

Removed Principal Receivables:

 

$

0.00

 

7)

Removed Finance Charge Receivables:

 

$

0.00

 

8)

Removed AMF Receivables

 

$

0.00

 

9)

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

10)

Additional Principal Receivables:

 

$

0.00

 

11)

Additional Finance Charge Receivables:

 

$

0.00

 

12)

Additional AMF Receivables

 

$

0.00

 

13)

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

14)

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

15)

End of the Month Principal Receivables:

 

$

46,419,071,237.15

 

16)

End of the Month Finance Charge Receivables:

 

$

879,710,374.91

 

17)

End of the Month AMF Receivables

 

$

55,814,386.63

 

18)

End of the Month Discounted Receivables:

 

$

0.00

 

19)

End of the Month Total Receivables:

 

$

47,354,596,498.69

 

 

 

 

 

 

20)

Excess Funding Account Balance

 

$

0.00

 

21)

Adjusted Invested Amount of all Master Trust Series

 

$

37,875,888,135.79

 

 

 

 

 

 

22)

End of the Month Seller Percentage

 

18.40

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

 

MONTHLY PERIOD: August 2008

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

1)

End of the Month Delinquencies:

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

298,634

 

$

580,412,082.37

 

 

3)

60 - 89 days delinquent

 

216,376

 

$

450,457,627,56

 

 

4)

90+ days delinquent

 

474,692

 

$

1,072,839,731.47

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

989,702

 

$

2,103,709,441.40

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.44

%

 

 

 

 

 

 

 

 

7)

Defaulted Accounts during the Month

 

146,789

 

$

283,776,223.61

 

 

 

 

 

 

 

 

 

8)

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

7.36

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

 

MONTHLY PERIOD: August 2008

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

1)

Total Collections and Gross Payment Rate**

 

$

8,433,728,806.96

 

17.87

%

 

 

 

 

 

 

 

2)

Collections of Principal Receivables and Principal Payment Rate

 

$

7,623,751,680.84

 

16.47

%

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

561,442,592.51

 

 

 

 

4)

Amortized AMF Income

 

$

27,770,639.13

 

 

 

 

5)

Interchange Collected

 

$

142,039,908.86

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

78,039,713.25

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

809,292,853.75

 

20.99

%

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

MONTHLY PERIOD: August 2008

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

Beginning Unamortized AMF Balance

 

 

 

$

143,838,311.89

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

3)

+ AMF Collections

 

$

28,454,911.50

 

 

 

 

4)

- Amortized AMF Income

 

$

27,770,639.13

 

 

 

5)

Ending Unamortized AMF Balance

 

 

 

$

144,522,584.26

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables