EX-20.1 2 a08-21307_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

 

MONTHLY PERIOD: July 2008

 

1)

 

Beginning of the Month Principal Receivables:

 

$

46,166,216,324.16

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

877,784,939.04

 

3)

 

Beginning of the Month AMF Receivables:

 

$

54,063,825.25

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

47,098,065,088.45

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

414,973,624.41

 

11)

 

Additional Finance Charge Receivables:

 

$

1,680,298.73

 

12)

 

Additional AMF Receivables

 

$

79,484.83

 

13)

 

Additional Total Receivables:

 

$

416,733,407.97

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

46,277,269,002.12

 

16)

 

End of the Month Finance Charge Receivables:

 

$

851,074,104.52

 

17)

 

End of the Month AMF Receivables

 

$

54,716,132.70

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

47,183,059,239.34

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

39,327,403,341.13

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

15.02

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

 

MONTHLY PERIOD: July 2008

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

295,739

 

$

566,546,255.04

 

 

 

3)

60 - 89 days delinquent

 

217,647

 

$

438,881,707.45

 

 

 

4)

90+ days delinquent

 

458,194

 

$

1,044,628,630.94

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

971,580

 

$

2,050,056,593.43

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.34

%

 

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

158,629

 

$

285,793,255.45

 

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

7.36

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

 

MONTHLY PERIOD: July 2008

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

9,116,442,135.61

 

19.19

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

8,297,633,108.71

 

17.81

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

571,698,061.84

 

 

 

 

 

4)

Amortized AMF Income

 

$

28,473,974.51

 

 

 

 

 

5)

Interchange Collected

 

$

144,998,916.14

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

81,656,881.34

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

826,827,833.83

 

21.30

%

 

Capital One Master Trust (AMF COLLECTIONS)

 

MONTHLY PERIOD: July 2008

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

151,802,922.65

 

 

 

2)

+ AMF Slug

 

$

54,196.17

 

 

 

 

 

3)

+ AMF Collections

 

$

20,455,167.58

 

 

 

 

 

4)

- Amortized AMF Income

 

$

28,473,974.51

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

143,838,311.89

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables