EX-20.1 2 a08-18444_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

 

MONTHLY PERIOD: June 2008

 

1)     Beginning of the Month Principal Receivables:

 

$

46,404,826,302.43

 

2)     Beginning of the Month Finance Charge Receivables:

 

$

869,043,008.46

 

3)     Beginning of the Month AMF Receivables :

 

$

55,951,981.80

 

4)     Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)     Beginning of the Month Total Receivables:

 

$

47,329,821,292.69

 

 

 

 

 

 

6)     Removed Principal Receivables:

 

$

0.00

 

7)     Removed Finance Charge Receivables:

 

$

0.00

 

8)     Removed AMF Receivables

 

$

0.00

 

9)     Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

10)   Additional Principal Receivables:

 

$

0.00

 

11)   Additional Finance Charge Receivables:

 

$

0.00

 

12)   Additional AMF Receivables

 

$

0.00

 

13)   Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

14)   Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

15)   End of the Month Principal Receivables:

 

$

46,166,216,324.16

 

16)   End of the Month Finance Charge Receivables:

 

$

877,784,939.04

 

17)   End of the Month AMF Receivables

 

$

54,063,825.25

 

18)   End of the Month Discounted Receivables:

 

$

0.00

 

19)   End of the Month Total Receivables:

 

$

47,098,065,088.45

 

 

 

 

 

 

20)   Excess Funding Account Balance

 

$

0.00

 

21)   Adjusted Invested Amount of all Master Trust Series

 

$

39,832,454,183.97

 

 

 

 

 

 

22)   End of the Month Seller Percentage

 

13.72

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

 

MONTHLY PERIOD: June 2008

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

1)     End of the Month Delinquencies:

 

 

 

 

 

2)     30 - 59 days delinquent

 

302,861

 

$

558,730,633.97

 

3)     60 - 89 days delinquent

 

210,254

 

$

418,154,027.03

 

4)     90+ days delinquent

 

461,492

 

$

1,046,408,098.64

 

 

 

 

 

 

 

5)     Total 30+ days delinquent

 

974,607

 

$

2,023,292,759.64

 

 

 

 

 

 

 

6)     Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.30

%

 

 

 

 

 

 

7)     Defaulted Accounts during the Month

 

172,468

 

$

294,469,441.00

 

 

 

 

 

 

 

8)     Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

7.61

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

 

MONTHLY PERIOD: June 2008

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

1)     Total Collections and Gross Payment Rate**

 

$

8,673,112,905.76

 

18.32

%

 

 

 

 

 

 

 

2)     Collections of Principal Receivables and Principal Payment Rate

 

$

7,851,535,963.97

 

16.92

%

3)     Prior Month Billed Finance Charges and Fees

 

$

577,781,130.19

 

 

 

4)     Amortized AMF Income

 

$

29,064,020.14

 

 

 

5)     Interchange Collected

 

$

141,208,561.76

 

 

 

6)     Recoveries of Charged Off Accounts

 

$

74,968,716.76

 

 

 

7)     Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

8)     Collections of Finance Charge Receivables and Annualized Yield

 

$

823,022,428.85

 

21.28

%

 

Capital One Master Trust (AMF COLLECTIONS)

 

MONTHLY PERIOD: June 2008

 

1)     Beginning Unamortized AMF Balance

 

 

 

$

153,248,409.71

 

2)     + AMF Slug

 

$

0.00

 

 

 

3)   + AMF Collections

 

$

27,618,533.08

 

 

 

4)   - Amortized AMF Income

 

$

29,064,020.14

 

 

 

5)     Ending Unamortized AMF Balance

 

 

 

$

151,802,922.65

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables