EX-20.1 2 a08-16578_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

 

MONTHLY PERIOD: May 2008

 

1)

 

Beginning of the Month Principal Receivables:

 

$

45,901,847,644.74

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

908,134,878.36

 

3)

 

Beginning of the Month AMF Receivables:

 

$

56,126,624.66

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

46,866,109,698.92

 

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

787,859,551.72

 

11)

 

Additional Finance Charge Receivables:

 

$

2,832,322.41

 

12)

 

Additional AMF Receivables

 

$

48,796.42

 

13)

 

Additional Total Receivables:

 

$

790,740,670.55

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

46,404,826,302.43

 

16)

 

End of the Month Finance Charge Receivables:

 

$

869,043,008.46

 

17)

 

End of the Month AMF Receivables

 

$

55,951,981.80

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

47,329,821,292.69

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

39,873,234,325.97

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

14.08

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

 

MONTHLY PERIOD: May 2008

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

1)

End of the Month Delinquencies:

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

287,428

 

$

524,597,876.02

 

 

3)

60 - 89 days delinquent

 

206,506

 

$

415,364,586.56

 

 

4)

90+ days delinquent

 

478,754

 

$

1,064,839,590.90

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

972,688

 

$

2,004,802,053.48

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30+ Days as a Percent of End of the Month Total Receivables

 

 

 

4.24

%

 

 

 

 

 

 

 

7)

Defaulted Accounts during the Month

 

169,655

 

$

292,788,273.55

 

 

 

 

 

 

 

 

8)

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

7.53

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

 

MONTHLY PERIOD: May 2008

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

9,423,514,453.28

 

19.77

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

8,563,838,219.70

 

18 .34

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

598,060,136.10

 

 

 

 

 

4)

Amortized AMF Income

 

$

29,600,063.09

 

 

 

 

 

5)

Interchange Collected

 

$

147,148,493.09

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

87,052,708.96

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

861,861,401.24

 

22.15

%

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

 

 

 

 

 

 

MONTHLY PERIOD: May 2008

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

155,300,467.26

 

 

 

2)

+ AMF Slug

 

$

133,110.11

 

 

 

 

 

3)

+ AMF Collections

 

$

27,414,895.43

 

 

 

 

 

4)

- Amortized AMF Income

 

$

29,600,063.09

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

153,248,409.71

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables