EX-20.5 6 a08-14430_1ex20d5.htm EX-20.5

Exhibit 20.5

 

CAPITAL ONE MASTER TRUST (COMT)

Performance Summary - April 2008

 

Capital One Master Trust (COMT)

 

Series

 

COMT 1998-1

 

Size

 

$

91, MM

 

Expected Maturity (Class A)

 

04/15/2008

 

 

 

 

 

Gross Monthly Payment Rate

 

18.54

%

Delinquency Rate:

30 - 59 Days

 

1.15

%

 

60 - 89 Days

 

0.89

%

 

 90+ Days

 

2.34

%

 

Excess Spread Analysis

 

Series

 

COMT 1998-1

 

Portfolio Yield

 

20.04

%

Weighted Average Coupon

 

-0.40

%

Servicing Fee Percentage

 

1.50

%

Net Loss Rate

 

 

 

5.09

%

 

 

 

 

 

 

Excess Spread Percentage

 

 

 

 

 

 

Apr-08

 

13.85

%

 

Mar-08

 

7.43

%

 

Feb-08

 

8.26

%

3-Month Average Excess Spread

 

 

9.85

%

 

Capital One Master Trust (COMT)

 

Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of the Capital One Master Trust.

 


 

CAPITAL ONE MASTER TRUST (COMT)

Performance Summary - April 2008

 

Capital One Master Trust (COMT)

 

Series

 

COMT 2001-6

 

Size

 

$

1,300 MM

 

Expected Maturity (Class A)

 

8/15/2008

 

 

 

 

 

Gross Monthly Payment Rate

 

18.54

%

Delinquency Rate:

30 - 59 Days

 

1.15

%

 

60 - 89 Days

 

0.89

%

 

 90+ Days

 

2.34

%

 

Excess Spread Analysis

 

Series

 

COMT 2001-6

 

Portfolio Yield

 

20.04

%

Weighted Average Coupon

 

3.27

%

Servicing Fee Percentage

 

2.00

%

Net Loss Rate

 

 

 

5.09

%

 

 

 

 

 

 

Excess Spread Percentage

 

 

 

 

 

 

Apr-08

 

9.68

%

 

Mar-08

 

10.11

%

 

Feb-08

 

10.87

%

3-Month Average Excess Spread

 

 

10.22

%

 

Capital One Master Trust (COMT)

 

Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of the Capital One Master Trust.

 


 

CAPITAL ONE MASTER TRUST (COMT)

Performance Summary - April 2008

 

Capital One Master Trust (COMT)

 

Series

 

COMT 2002-1

 

Size

 

$

1,000 MM

 

Expected Maturity (Class A)

 

1/15/2009

 

 

 

 

 

Gross Monthly Payment Rate

 

18.54

%

Delinquency Rate:

30 - 59 Days

 

1.15

%

 

60 - 89 Days

 

0.89

%

 

 90+ Days

 

2.34

%

 

Excess Spread Analysis

 

Series

 

COMT 2002-1

 

Portfolio Yield

 

20.04

%

Weighted Average Coupon

 

3.06

%

Servicing Fee Percentage

 

2.00

%

Net Loss Rate

 

 

 

5.09

%

 

 

 

 

 

 

Excess Spread Percentage

 

 

 

 

 

 

Apr-08

 

9.89

%

 

Mar-08

 

10.33

%

 

Feb-08

 

11.03

%

3-Month Average Excess Spread

 

 

10.42

%

 

Capital One Master Trust (COMT)

 

Note: Servicing Fee Percentage includes 0.75% paid as Servicer Interchange to Capital One Bank (USA), National Association as the Servicer of Capital One Master Trust.