EX-20.1 2 a08-5116_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

 

MONTHLY PERIOD: January 2008

 

1)

 

Beginning of the Month Principal Receivables:

 

$

46,135,478,255.57

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

994,740,771.53

 

3)

 

Beginning of the Month AMF Receivables :

 

$

66,437,642.61

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

47,196,656,669.71

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

45,070,534,543.58

 

16)

 

End of the Month Finance Charge Receivables:

 

$

995,863,389.51

 

17)

 

End of the Month AMF Receivables

 

$

61,823,754.75

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

46,128,221,687.84

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

40,259,833,519.86

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

10.67

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

 

MONTHLY PERIOD: January 2008

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

372,228

 

$

622,248,915.11

 

 

 

3)

60 - 89 days delinquent

 

263,072

 

$

477,314,213.63

 

 

 

4)

90+ days delinquent

 

585,579

 

$

1,151,624,936.85

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,220,879

 

$

2,251,188,065.59

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.88

%

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

197,324

 

$

282,506,915.14

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

7.35

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

 

MONTHLY PERIOD: January 2008

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

8,806,888,896.49

 

18.66

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

7,930,482,440.74

 

17.19

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

652,192,654.09

 

 

 

 

 

4)

Amortized AMF Income

 

$

30,317,182.70

 

 

 

 

 

5)

Interchange Collected

 

$

117,507,105.86

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

74,029,137.83

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

874,046,080.48

 

22.73

%

 

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

MONTHLY PERIOD: January 2008

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

164,488,894.59

 

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

+ AMF Collections

 

$

32,677,557.97

 

 

 

 

 

4)

- Amortized AMF Income

 

$

30,317,182.70

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

166,849,269.86

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes

Additional Total Receivables