EX-20.1 2 a08-1562_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: December 2007

 

1)

 

Beginning of the Month Principal Receivables:

 

$

44,311,888,551.81

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

982,862,594.80

 

3)

 

Beginning of the Month AMF Receivables :

 

$

62,280,076.83

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

45,357,031,223.44

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

798,094,850.87

 

11)

 

Additional Finance Charge Receivables:

 

$

3,612,285.66

 

12)

 

Additional AMF Receivables

 

$

25,583.78

 

13)

 

Additional Total Receivables:

 

$

801,732,720.31

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

46,135,478,255.57

 

16)

 

End of the Month Finance Charge Receivables:

 

$

994,740,771.53

 

17)

 

End of the Month AMF Receivables

 

$

66,437,642.61

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

47,196,656,669.71

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

38,391,145,401.38

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

16.79

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: December 2007

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

389,248

 

$

632,770,370.14

 

 

 

3)

60 - 89 days delinquent

 

270,820

 

$

476,422,095.48

 

 

 

4)

90+ days delinquent

 

607,087

 

$

1,150,074,647.59

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,267,155

 

$

2,259,267,113.21

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.79

%

 

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

176,801

 

$

249,959,173.10

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

6.65

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

 

 

Capital One Master Trust (COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: December 2007

 

 

 

 

 

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate **

 

$

8,449,517,026.96

 

18.31

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

7,515,955,030.67

 

16.66

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

686,879,577.30

 

 

 

 

 

4)

Amortized AMF Income

 

$

31,053,089.14

 

 

 

 

 

5)

Interchange Collected

 

$

149,552,710.70

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

66,412,323.48

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

933,897,700.62

 

24.84

%

 

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: December 2007

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

164,619,956.77

 

 

 

2)

+ AMF Slug

 

$

204,642.15

 

 

 

 

 

3)

+ AMF Collections

 

$

30,717,384.81

 

 

 

 

 

4)

- Amortized AMF Income

 

$

31,053,089.14

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

164,488,894.59

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables