EX-20.1 2 a07-31116_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: November 2007

 

1)

 

Beginning of the Month Principal Receivables:

 

$

44,134,458,530.26

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

947,833,269.62

 

3)

 

Beginning of the Month AMF Receivables :

 

$

58,924,996.05

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

45,141,216,795.93

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

44,311,888,551.81

 

16)

 

End of the Month Finance Charge Receivables:

 

$

982,862,594.80

 

17)

 

End of the Month AMF Receivables

 

$

62,280,076.83

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

45,357,031,223.44

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

38,512,357,603.66

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

13.09

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: November 2007

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

383,839

 

$

616,302,371.98

 

 

 

3)

60 - 89 days delinquent

 

272,173

 

$

472,977,558.90

 

 

 

4)

90+ days delinquent

 

591,084

 

$

1,079,045,468.65

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,247,096

 

$

2,168,325,399.53

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.78

%

 

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

169,546

 

$

235,321,419.57

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

6.40

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: November 2007

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate **

 

$

8,125,752,338.33

 

18.00

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

7,211,884,306.90

 

16.34

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

690,007,670.44

 

 

 

 

 

4)

Amortized AMF Income

 

$

31,712,460.09

 

 

 

 

 

5)

Interchange Collected

 

$

127,546,522.52

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

69,324,392.80

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

918,591,045.85

 

24.98

%

 

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: November 2007

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

169,342,971.19

 

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

+ AMF Collections

 

$

26,989,445.67

 

 

 

 

 

4)

- Amortized AMF Income

 

$

31,712,460.09

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

164,619,956.77

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables