EX-20.1 2 a07-26244_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: September 2007

 

1)

 

Beginning of the Month Principal Receivables:

 

$

44,222,662,539.22

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

843,363,977.99

 

3)

 

Beginning of the Month AMF Receivables :

 

$

59,696,904.98

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

45,125,723,422.19

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

825,539,953.79

 

11)

 

Additional Finance Charge Receivables:

 

$

6,402,332.66

 

12)

 

Additional AMF Receivables

 

$

126,556.62

 

13)

 

Additional Total Receivables:

 

$

832,068,843.07

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

44,514,624,712.98

 

16)

 

End of the Month Finance Charge Receivables:

 

$

931,145,376.75

 

17)

 

End of the Month AMF Receivables

 

$

59,612,969.25

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

45,505,383,059.05

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

36,902,036,413.52

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

17.10

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: September 2007

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

End of the Month Delinquencies:

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

401,454

 

$

618,754,511.94

 

 

3)

60 - 89 days delinquent

 

290,611

 

$

459,068,579.90

 

 

4)

90+ days delinquent

 

535,098

 

$

926,361,336.94

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,227,163

 

$

2,004,184,428.78

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.40

%

 

 

 

 

 

 

 

 

7)

Defaulted Accounts during the Month

 

143,466

 

$

204,623,444.86

 

 

 

 

 

 

 

 

 

8)

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

5.45

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: September 2007

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

8,222,033,684.69

 

17.89

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

7,335,193,540.82

 

16.28

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

667,381,815.48

 

 

 

 

 

4)

Amortized AMF Income

 

$

32,821,889.46

 

 

 

 

 

5)

Interchange Collected

 

$

118,031,222.98

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

70,768,051.61

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

889,002,979.53

 

23.68

%

 

Capital One Master Trust (AMF COLLECTIONS)

MONTHLY PERIOD: September 2007

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

 

$

176,114,390.42

 

 

 

2)

+ AMF Slug

 

$

402,018.82

 

 

 

 

 

3)

+ AMF Collections

 

$

30,659,053.80

 

 

 

 

 

4)

- Amortized AMF Income

 

$

32,821,889.46

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

 

$

174,353,573.58

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables