EX-20.1 2 a07-16286_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: May 2007

 

1)

 

Beginning of the Month Principal Receivables:

 

$

42,042,526,786.21

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

696,954,292.24

 

3)

 

Beginning of the Month AMF Receivables :

 

$

56,841,643.50

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

42,796,322,721.95

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

41,721,700,255.44

 

16)

 

End of the Month Finance Charge Receivables:

 

$

693,879,820.03

 

17)

 

End of the Month AMF Receivables

 

$

57,628,139.93

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

42,473,208,215.40

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

37,833,834,529.34

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

9.32

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: May 2007

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

1)

End of the Month Delinquencies:

 

 

 

 

 

 

2)

 

30 - 59 days delinquent

 

337,711

 

$

470,656,310.31

 

 

3)

 

60 - 89 days delinquent

 

208,245

 

$

319,174,220.76

 

 

4)

 

90+ days delinquent

 

413,938

 

$

721,917,858.40

 

 

 

 

 

 

 

 

 

 

 

5)

 

Total 30+ days delinquent

 

959,894

 

$

1,511,748,389.47

 

 

 

 

 

 

 

 

 

 

 

6)

 

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

3.56

%

 

 

 

 

 

 

 

 

 

7)

Defaulted Accounts during the Month

 

141,879

 

$

195,299,868.23

 

 

 

 

 

 

 

 

8)

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

5.57

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

 

 

Capital One Master Trust (COLLECTIONS)

 

 

 

 

 

 

 

 

MONTHLY PERIOD: May 2007

 

 

 

 

 

 

 

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

7,969,336,540.98

 

18.62

%

 

 

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

7,203,861,402.46

 

17.13

%

 

 

 

 

 

 

 

 

 

 

 

 

3)

 

Prior Month Billed Finance Charges and Fees

 

$

538,531,623.00

 

 

 

 

 

4)

 

Amortized AMF Income

 

$

33,669,669.98

 

 

 

 

 

5)

 

Interchange Collected

 

$

120,602,163.90

 

 

 

 

 

6)

 

Recoveries of Charged Off Accounts

 

$

74,427,786.75

 

 

 

 

 

7)

 

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

 

Collections of Finance Charge Receivables and Annualized Yield

 

$

767,231,243.63

 

21.90

%

 

 

 

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: May 2007

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

176,640,734.22

 

 

 

2)

 

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

 

+ AMF Collections

 

$

31,913,564.87

 

 

 

 

 

4)

 

- Amortized AMF Income

 

$

33,669,669.98

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

174,884,629.11

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes

Additional Total Receivables