EX-20.1 2 a06-25456_1ex20d1.htm EX-20

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: November 2006

 

1)

 

Beginning of the Month Principal Receivables:

 

$

42,531,588,503.10

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

678,781,603.66

 

3)

 

Beginning of the Month AMF Receivables:

 

$

52,773,962.61

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

43,263,144,069.37

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

42,325,052,672.01

 

16)

 

End of the Month Finance Charge Receivables:

 

$

710,943,830.76

 

17)

 

End of the Month AMF Receivables

 

$

59,367,257.91

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

43,095,363,760.68

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

35,011,912,669.13

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

17.28

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: November 2006

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

375,806

 

$

509,899,669.86

 

 

 

3)

60 - 89 days delinquent

 

253,049

 

$

360,789,076.97

 

 

 

4)

90+ days delinquent

 

520,040

 

$

791,468,905.96

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,148,895

 

$

1,662,157,652.79

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.86

%

 

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

153,202

 

$

176,185,030.01

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

4.97

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

 

 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: November 2006

 

 

 

 

 

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

7,340,980,466.84

 

16.97

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

6,625,328,902.67

 

15.58

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

507,809,653.49

 

 

 

 

 

4)

Amortized AMF Income

 

$

36,367,434.57

 

 

 

 

 

5)

Interchange Collected

 

$

113,055,267.35

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

64,075,202.87

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

721,307,558.28

 

20.35

%

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

MONTHLY PERIOD: November 2006

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

189,567,485.05

 

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

+ AMF Collections

 

$

30,711,440.46

 

 

 

 

 

4)

- Amortized AMF Income

 

$

36,367,434.57

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

183,911,490.94

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables