EX-20.1 2 a06-23741_1ex20d1.htm EX-20

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: October 2006

 

1)

 

Beginning of the Month Principal Receivables:

 

$

43,146,995,607.59

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

669,054,045.52

 

3)

 

Beginning of the Month AMF Receivables:

 

$

63,820,299.43

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

43,879,869,952.54

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

42,531,588,503.10

 

16)

 

End of the Month Finance Charge Receivables:

 

$

678,781,603.66

 

17)

 

End of the Month AMF Receivables

 

$

52,773,962.61

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

43,263,144,069.37

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

34,506,861,826.30

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

18.87

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: October 2006

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

402,344

 

$

536,902,249.49

 

 

 

3)

60 - 89 days delinquent

 

246,628

 

$

348,795,157.24

 

 

 

4)

90+ days delinquent

 

516,160

 

$

765,932,966.25

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,165,132

 

$

1,651,630,372.98

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.82

%

 

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

148,473

 

$

167,395,747.34

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

4.66

%

 

 


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: October 2006

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

7,615,883,853.90

 

17.36

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

6,889,428,603.08

 

15.97

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

521,726,193.80

 

 

 

 

 

4)

Amortized AMF Income

 

$

37,277,382.32

 

 

 

 

 

5)

Interchange Collected

 

$

109,998,447.69

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

63,314,145.71

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

732,316,169.52

 

20.37

%

 

Capital One Master Trust (AMF COLLECTIONS)

MONTHLY PERIOD: October 2006

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

195,428,403.75

 

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

+ AMF Collections

 

$

31,416,463.62

 

 

 

 

 

4)

- Amortized AMF Income

 

$

37,277,382.32

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

189,567,485.05

 

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables