EX-20.1 2 a06-11479_1ex20d1.htm EX-20

Exhibit 20.1

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: April 2006

 

1)

 

Beginning of the Month Principal Receivables:

 

$

36,723,008,758.16

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

576,926,426.14

 

3)

 

Beginning of the Month AMF Receivables :

 

$

60,615,187.09

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

37,360,550,371.39

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

1,240,834,562.87

 

11)

 

Additional Finance Charge Receivables:

 

$

27,292,513.36

 

12)

 

Additional AMF Receivables

 

$

2,969,001.89

 

13)

 

Additional Total Receivables:

 

$

1,271,096,078.12

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

37,823,364,338.61

 

16)

 

End of the Month Finance Charge Receivables:

 

$

596,251,656.27

 

17)

 

End of the Month AMF Receivables

 

$

65,576,582.71

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

38,485,192,577.59

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

32,880,338,946.99

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

13.07

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: April 2006

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

End of the Month Delinquencies:

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

360,203

 

$

428,964,225.41

 

 

3)

60 - 89 days delinquent

 

189,032

 

$

265,965,591.91

 

 

4)

90+ days delinquent

 

427,188

 

$

620,117,517.98

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

976,423

 

$

1,315,047,335.30

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.42

%

 

 

 

 

 

 

 

 

7)

Defaulted Accounts during the Month

 

144,482

 

$

152,344,280.23

 

 

 

 

 

 

 

 

 

8)

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

4.82

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

 

Capital One Master Trust (COLLECTIONS)

 

 

 

 

 

 

MONTHLY PERIOD: April 2006

 

 

 

 

 

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

Total Collections and Gross Payment Rate**

 

$

6,451,644,121.50

 

16.70

%

 

 

 

 

 

 

 

 

2)

Collections of Principal Receivables and Principal Payment Rate

 

$

5,821,972,290.22

 

15.34

%

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

434,859,209.09

 

 

 

 

4)

Amortized AMF Income

 

$

39,335,318.04

 

 

 

 

5)

Interchange Collected

 

$

96,555,763.03

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

70,678,734.23

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

641,429,024.39

 

20.27

%

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

MONTHLY PERIOD: April 2006

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

Beginning Unamortized AMF Balance

 

 

 

$

204,737,787.64

 

 

2)

+ AMF Slug

 

$

13,176,136.87

 

 

 

 

3)

+ AMF Collections

 

$

27,578,124.93

 

 

 

 

4)

- Amortized AMF Income

 

$

39,335,318.04

 

 

 

5)

Ending Unamortized AMF Balance

 

 

 

$

206,156,731.40

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes

Additional Total Receivables