EX-20.1 2 a06-4538_1ex20d1.htm OTHER DOCUMENTS OR STATEMENTS TO SECURITY HOLDERS

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: January 2006

 

1)

 

Beginning of the Month Principal Receivables:

 

$

37,716,008,215.18

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

663,423,822.60

 

3)

 

Beginning of the Month AMF Receivables :

 

$

86,259,856.95

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

38,465,691,894.73

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

1,046,441,093.68

 

11)

 

Additional Finance Charge Receivables:

 

$

2,877,998.71

 

12)

 

Additional AMF Receivables

 

$

1,167.00

 

13)

 

Additional Total Receivables:

 

$

1,049,320,259.39

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

37,682,354,030.01

 

16)

 

End of the Month Finance Charge Receivables:

 

$

661,046,997.03

 

17)

 

End of the Month AMF Receivables

 

$

81,568,757.19

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

38,424,969,784.23

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

32,796,410,546.66

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

12.97

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: January 2006

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

393,905

 

$

460,827,377.20

 

 

 

3)

60 - 89 days delinquent

 

226,049

 

$

288,617,553.41

 

 

 

4)

90+ days delinquent

 

496,680

 

$

667,092,669.92

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,116,634

 

$

1,416,537,600.53

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.69

%

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

150,985

 

$

135,881,486.53

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

4.21

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: January 2006

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

6,996,459,211.80

 

17.71

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

6,329,174,590.52

 

16.33

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

472,721,299.84

 

 

 

 

 

4)

Amortized AMF Income

 

$

38,852,712.86

 

 

 

 

 

5)

Interchange Collected

 

$

88,802,992.40

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

62,872,278.52

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

663,249,283.62

 

20.53

%

 

Capital One Master Trust (AMF COLLECTIONS)

MONTHLY PERIOD: January 2006

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

207,287,353.51

 

 

 

2)

+ AMF Slug

 

$

152.08

 

 

 

 

 

3)

+ AMF Collections

 

$

42,888,050.52

 

 

 

 

 

4)

- Amortized AMF Income

 

$

38,852,712.86

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

211,322,843.25

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables