EX-20.1 2 a06-1351_1ex20d1.htm OTHER DOCUMENTS OR STATEMENTS TO SECURITY HOLDERS

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: December 2005

 

1)

 

Beginning of the Month Principal Receivables:

 

$36,556,269,056.47

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$655,620,550.63

 

3)

 

Beginning of the Month AMF Receivables :

 

$81,781,490.36

 

4)

 

Beginning of the Month Discounted Receivables:

 

$0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$37,293,671,097.46

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$0.00

 

7)

 

Removed Finance Charge Receivables:

 

$0.00

 

8)

 

Removed AMF Receivables

 

$0.00

 

9)

 

Removed Total Receivables:

 

$0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$0.00

 

11)

 

Additional Finance Charge Receivables:

 

$0.00

 

12)

 

Additional AMF Receivables

 

$0.00

 

13)

 

Additional Total Receivables:

 

$0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$37,716,008,215.18

 

16)

 

End of the Month Finance Charge Receivables:

 

$663,423,822.60

 

17)

 

End of the Month AMF Receivables

 

$86,259,856.95

 

18)

 

End of the Month Discounted Receivables:

 

$0.00

 

19)

 

End of the Month Total Receivables:

 

$38,465,691,894.73

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$32,288,796,166.56

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

14.39

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: December 2005

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

End of the Month Delinquencies:

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

387,171

 

$442,033,093.63

 

 

3)

60 - 89 days delinquent

 

236,236

 

$294,001,982.46

 

 

4)

90+ days delinquent

 

518,077

 

$668,276,467.24

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,141,484

 

$1,404,311,543.33

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.65

%

 

 

 

 

 

 

 

 

7)

Defaulted Accounts during the Month

 

159,005

 

$136,453,282.34

 

 

 

 

 

 

 

 

8)

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

4.48

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

 

 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: December 2005

 

 

 

 

 

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

Total Collections and Gross Payment Rate**

 

$6,811,508,390.84

 

18.26

%

 

 

 

 

 

 

 

 

2)

Collections of Principal Receivables and Principal Payment Rate

 

$6,131,548,626.00

 

16.77

%

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$460,156,650.83

 

 

 

 

4)

Amortized AMF Income

 

$39,862,910.33

 

 

 

 

5)

Interchange Collected

 

$119,481,946.13

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$59,712,644.21

 

 

 

 

7)

Collections of Discounted Receivables

 

$0.00

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$679,214,151.50

 

22.30

%

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

MONTHLY PERIOD: December 2005

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

Beginning Unamortized AMF Balance

 

 

 

$206,541,740.17

 

 

2)

+ AMF Slug

 

$0.00

 

 

 

 

3)

+ AMF Collections

 

$40,608,523.67

 

 

 

 

4)

- Amortized AMF Income

 

$39,862,910.33

 

 

 

5)

Ending Unamortized AMF Balance

 

 

 

$207,287,353.51

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables