EX-20.1 2 a05-19801_1ex20d1.htm OTHER DOCUMENTS OR STATEMENTS TO SECURITY HOLDERS

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: October 2005

 

1)

 

Beginning of the Month Principal Receivables:

 

$

36,143,288,114.01

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

723,322,461.83

 

3)

 

Beginning of the Month AMF Receivables :

 

$

78,121,833.73

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

36,944,732,409.57

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

1,039,266,834.02

 

11)

 

Additional Finance Charge Receivables:

 

$

3,047,364.59

 

12)

 

Additional AMF Receivables

 

$

9,551.13

 

13)

 

Additional Total Receivables:

 

$

1,042,323,749.74

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

36,411,849,106.06

 

16)

 

End of the Month Finance Charge Receivables:

 

$

676,337,352.20

 

17)

 

End of the Month AMF Receivables

 

$

77,620,429.71

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

37,165,806,887.97

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

31,273,567,493.46

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

14.11

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: October 2005

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

416,857

 

$

463,691,187.50

 

 

 

3)

60 - 89 days delinquent

 

259,172

 

$

300,644,963.85

 

 

 

4)

90+ days delinquent

 

545,250

 

$

662,615,900.17

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,221,279

 

$

1,426,952,051.52

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.84

%

 

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

284,831

 

$

365,967,971.68

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

11.81

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: October 2005

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

1)

 

Total Collections and Gross Payment Rate**

 

$

6,805,826,809.38

 

17.92

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

6,126,301,335.50

 

16.48

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

493,843,242.44

 

 

 

 

 

4)

Amortized AMF Income

 

$

42,116,725.75

 

 

 

 

 

5)

Interchange Collected

 

$

94,377,207.98

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

57,990,787.00

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

688,327,963.17

 

22.21

%

 

 

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: October 2005

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

221,523,205.28

 

 

 

2)

+ AMF Slug

 

$

68,699.30

 

 

 

 

 

3)

+ AMF Collections

 

$

33,314,236.46

 

 

 

 

 

4)

- Amortized AMF Income

 

$

42,116,725.75

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

212,789,415.29

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables