EX-20.1 2 a05-17450_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: September 2005

 

1)

 

Beginning of the Month Principal Receivables:

 

$

36,945,136,902.34

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

711,576,433.50

 

3)

 

Beginning of the Month AMF Receivables :

 

$

81,640,525.58

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

37,738,353,861.42

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

36,143,288,114.01

 

16)

 

End of the Month Finance Charge Receivables:

 

$

723,322,461.83

 

17)

 

End of the Month AMF Receivables

 

$

78,121,833.73

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

36,944,732,409.57

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

32,143,618,146.39

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

11.07

%

 


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: September 2005

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)    30 - 59 days delinquent

 

445,807

 

$

496,289,662.15

 

 

 

3)    60 - 89 days delinquent

 

288,683

 

$

335,821,211.25

 

 

 

4)    90+ days delinquent

 

569,928

 

$

705,423,405.96

 

 

 

 

 

 

 

 

 

 

 

5)    Total 30+ days delinquent

 

1,304,418

 

$

1,537,534,279.36

 

 

 

 

 

 

 

 

 

 

 

6)    Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

4.16

%

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

187,812

 

$

208,713,071.41

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

6.78

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: September 2005

 

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

6,653,292,281.93

 

17.63

%

 

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

5,978,062,908.96

 

16.18

%

 

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

492,241,158.00

 

 

 

 

 

4)

Amortized AMF Income

 

$

43,171,660.95

 

 

 

 

 

5)

Interchange Collected

 

$

87,307,035.56

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

59,046,161.71

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

681,766,016.22

 

22.14

%

 

 

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: September 2005

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

228,059,848.53

 

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

+ AMF Collections

 

$

36,635,017.70

 

 

 

 

 

4)

- Amortized AMF Income

 

$

43,171,660.95

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

221,523,205.28

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables