EX-20.1 2 a05-14531_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: July 2005

 

1)

 

Beginning of the Month Principal Receivables:

 

$

36,881,180,419.43

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

689,237,528.58

 

3)

 

Beginning of the Month AMF Receivables:

 

$

76,864,610.09

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

37,647,282,558.10

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

0.00

 

11)

 

Additional Finance Charge Receivables:

 

$

0.00

 

12)

 

Additional AMF Receivables

 

$

0.00

 

13)

 

Additional Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

36,336,822,513.88

 

16)

 

End of the Month Finance Charge Receivables:

 

$

688,650,248.18

 

17)

 

End of the Month AMF Receivables

 

$

74,707,142.72

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

37,100,179,904.78

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

31,991,333,807.35

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

11.96

%

 


 

 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: July 2005

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

438,876

 

$

487,153,823.91

 

 

 

3)

60 - 89 days delinquent

 

268,996

 

$

317,472,963.02

 

 

 

4)

90+ days delinquent

 

501,660

 

$

648,094,862.89

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,209,532

 

$

1,452,721,649.82

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.92

%

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

166,072

 

$

180,384,793.09

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

5.87

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: July 2005

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

6,536,698,523.77

 

17.36

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

5,877,000,987.10

 

15.93

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

473,792,598.82

 

 

 

 

 

4)

Amortized AMF Income

 

$

42,661,094.86

 

 

 

 

 

5)

Interchange Collected

 

$

90,689,571.26

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

61,844,573.00

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

668,987,837.94

 

21.77

%

 

 

 

 

 

 

 

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: July 2005

 

 

 

 

 

 

 

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

224,746,994.88

 

 

 

2)

+ AMF Slug

 

$

0.00

 

 

 

 

 

3)

+ AMF Collections

 

$

33,370,793.59

 

 

 

 

 

4)

- Amortized AMF Income

 

$

42,661,094.86

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

215,456,693.61

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes

Additional Total Receivables