EX-20.1 2 a05-6537_1ex20d1.htm EX-20.1

Exhibit 20.1

 

Capital One Master Trust (RECEIVABLES)*

MONTHLY PERIOD: March 2005

 

1)

 

Beginning of the Month Principal Receivables:

 

$

35,408,344,439.19

 

2)

 

Beginning of the Month Finance Charge Receivables:

 

$

687,819,196.93

 

3)

 

Beginning of the Month AMF Receivables :

 

$

72,142,794.11

 

4)

 

Beginning of the Month Discounted Receivables:

 

$

0.00

 

5)

 

Beginning of the Month Total Receivables:

 

$

36,168,306,430.23

 

 

 

 

 

 

 

6)

 

Removed Principal Receivables:

 

$

0.00

 

7)

 

Removed Finance Charge Receivables:

 

$

0.00

 

8)

 

Removed AMF Receivables

 

$

0.00

 

9)

 

Removed Total Receivables:

 

$

0.00

 

 

 

 

 

 

 

10)

 

Additional Principal Receivables:

 

$

1,208,766,797.36

 

11)

 

Additional Finance Charge Receivables:

 

$

11,919,228.94

 

12)

 

Additional AMF Receivables

 

$

2,242,666.95

 

13)

 

Additional Total Receivables:

 

$

1,222,928,693.25

 

 

 

 

 

 

 

14)

 

Discounted Receivables Generated this Period:

 

$

0.00

 

 

 

 

 

 

 

15)

 

End of the Month Principal Receivables:

 

$

35,543,395,763.79

 

16)

 

End of the Month Finance Charge Receivables:

 

$

645,578,982.67

 

17)

 

End of the Month AMF Receivables

 

$

69,239,691.25

 

18)

 

End of the Month Discounted Receivables:

 

$

0.00

 

19)

 

End of the Month Total Receivables:

 

$

36,258,214,437.71

 

 

 

 

 

 

 

20)

 

Excess Funding Account Balance

 

$

0.00

 

21)

 

Adjusted Invested Amount of all Master Trust Series

 

$

31,218,236,336.46

 

 

 

 

 

 

 

22)

 

End of the Month Seller Percentage

 

12.17

%

 

6 of 43


 

Capital One Master Trust (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD: March 2005

 

 

 

 

 

ACCOUNTS

 

RECEIVABLES

 

 

 

 

 

 

 

 

 

1)

 

End of the Month Delinquencies:

 

 

 

 

 

 

 

2)

30 - 59 days delinquent

 

335,830

 

$

425,024,461.77

 

 

 

3)

60 - 89 days delinquent

 

216,840

 

$

287,948,170.44

 

 

 

4)

90+ days delinquent

 

509,054

 

$

689,525,858.99

 

 

 

 

 

 

 

 

 

 

 

 

5)

Total 30+ days delinquent

 

1,061,724

 

$

1,402,498,491.20

 

 

 

 

 

 

 

 

 

 

 

 

6)

Delinquencies 30 + Days as a Percent of End of the Month Total Receivables

 

 

 

3.87

%

 

 

 

 

 

 

 

 

7)

 

Defaulted Accounts during the Month

 

194,782

 

$

196,377,253.19

 

 

 

 

 

 

 

 

 

8)

 

Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables

 

 

 

6.44

%

 

*For calculation purposes, Beginning of Month Principal Receivables includes Additional Principal Receivables

 

7 of 43


 

Capital One Master Trust (COLLECTIONS)

MONTHLY PERIOD: March 2005

 

 

 

 

 

COLLECTIONS

 

PERCENTAGES

 

 

 

 

 

 

 

 

 

1)

 

Total Collections and Gross Payment Rate**

 

$

6,596,401,313.88

 

17.64

%

 

 

 

 

 

 

 

 

2)

 

Collections of Principal Receivables and Principal Payment Rate

 

$

5,980,013,018.76

 

16.33

%

 

 

 

 

 

 

 

 

 

 

3)

Prior Month Billed Finance Charges and Fees

 

$

444,467,990.16

 

 

 

 

 

4)

Amortized AMF Income

 

$

42,165,821.89

 

 

 

 

 

5)

Interchange Collected

 

$

76,683,136.02

 

 

 

 

 

6)

Recoveries of Charged Off Accounts

 

$

70,245,549.21

 

 

 

 

 

7)

Collections of Discounted Receivables

 

$

0.00

 

 

 

 

 

 

 

 

 

 

 

 

 

 

8)

Collections of Finance Charge Receivables and Annualized Yield

 

$

633,562,497.28

 

20.76

%

 

 

 

Capital One Master Trust (AMF COLLECTIONS)

 

 

 

 

 

 

 

MONTHLY PERIOD: March 2005

 

 

 

 

 

 

1)

 

Beginning Unamortized AMF Balance

 

 

 

$

225,454,491.94

 

 

 

2)

+ AMF Slug

 

$

8,597,054.42

 

 

 

 

 

3)

+ AMF Collections

 

$

24,991,619.73

 

 

 

 

 

4)

- Amortized AMF Income

 

$

42,165,821.89

 

 

 

5)

 

Ending Unamortized AMF Balance

 

 

 

$

216,877,344.20

 

 

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables

 

8 of 43