8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8–K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934

Date of Report:  May 11, 2004

Capital One Funding, LLC
as Depositor on behalf of

Capital One Master Trust

(Exact name of registrant as specified in its charter)

Virginia	0–25762	54–1719855
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia		23060
(Address of principal executive offices)		(Zip Code)
(Registrant’s telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable

Item 5.	Other Events
	The April 2004 monthly Certificateholder’s Statements to investors were distributed May 11, 2004.
Item 7 (c).	Exhibits
	The following are filed as exhibits to this Report under Exhibit 20:
	20.1	April 2004  Performance Summary
	20.2	Series 1998-1 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.3	Series 1999-1 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.4	Series 1999-3 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.5	Series 2000-2 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.6	Series 2000-3 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.7	Series 2000-4 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.8	Series 2001-1 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.9	Series 2001-2 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.10	Series 2001-3 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.11	Series 2001-4 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.12	Series 2001-5 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.13	Series 2001-6 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.14	Series 2001-7 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.15	Series 2001-8 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.16	Series 2002-1 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.17	Series 2002-2 Class A and Class B Certificateholder’s Statements for the month of April 2004
	20.18	Series 2002-3 Class A and Class B Certificateholder’s Statements for the month of April 2004

2

20.19	Series 2002-4 Class A and Class B Certificateholder’s Statements for the month of April 2004
20.20	Trust Excess Spread Analysis

Signature

	Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this
report to be signed on its behalf by the undersigned there unto duly authorized.

	CAPITAL ONE MASTER TRUST
	By:		CAPITAL ONE FUNDING, LLC, as Depositor
		By:		/s/ Stephen Linehan
		Name: Stephen Linehan
		Title:  President
Date: May 11, 2004

3

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

EXHIBITS

TO

FORM 8–K

CAPITAL ONE FUNDING, LLC, as Depositor
CAPITAL ONE MASTER TRUST
CAPITAL ONE BANK

(Exact name of registrant as specified in its charter)

4

INDEX TO EXHIBITS

Exhibit Number	Exhibits
20.1	April 2004 Performance Summary
20.2	Series 1998-1 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.3	Series 1999-1 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.4	Series 1999-3 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.5	Series 2000-2 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.6	Series 2000-3 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.7	Series 2000-4 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.8	Series 2001-1 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.9	Series 2001-2 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.10	Series 2001-3 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.11	Series 2001-4 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.12	Series 2001-5 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.13	Series 2001-6 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.14	Series 2001-7 Class A and Class B Certificate-holder’s Statements for the month of April 2004

5

20.15	Series 2001-8 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.16	Series 2002-1 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.17	Series 2002-2 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.18	Series 2002-3 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.19	Series 2002-4 Class A and Class B Certificate-holder’s Statements for the month of April 2004
20.20	Trust Excess Spread Analysis

6

EX-20.1

Exhibit 20.1

CAPITAL ONE MASTER TRUST (RECEIVABLES) *
MONTHLY PERIOD : April 2004

Beginning of the Month Principal Receivables :	33,583,761,657.27
Beginning of the Month Finance Charge Receivables :	845,604,471.21
Beginning of the Month Discounted Receivables :	0.00
Beginning of the Month Total Receivables :	34,429,366,128.48
Removed Principal Receivables :	0.00
Removed Finance Charge Receivables :	0.00
Removed Total Receivables :	0.00
Additional Principal Receivables :	779,605,757.84
Additional Finance Charge Receivables :	1,680,054.67
Additional Total Receivables :	781,285,812.51
Discounted Receivables Generated this Period	0.00
End of the Month Principal Receivables :	33,861,940,788.54
End of the Month Finance Charge Receivables :	814,406,755.62
End of the Month Discounted Receivables :	0.00
End of the Month Total Receivables :	34,676,347,544.16
Excess Funding Account Balance	0.00
Adjusted Invested Amount of all Master Trust Series	29,484,244,659.36
End of the Month Seller Percentage	12.93	%

CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD : April 2004

	ACCOUNTS	RECEIVABLES
End of the Month Delinquencies :
30 - 59 Days Delinquent	358,129	424,842,761.07
60 - 89 Days Delinquent	203,664	280,187,573.14
90 + Days Delinquent	468,745	680,742,660.45
Total 30 + Days Delinquent	1,030,538	1,385,772,994.66
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables		4.00	%
Defaulted Accounts During the Month	172,951	184,991,543.42
Annualized Default Rate as a Percent of Adjusted Beginning of the Month Principal Receivables		6.46	%

*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.

1

CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : April 2004

	COLLECTIONS	PERCENTAGES
Total Collections and Gross Payment Rate**	5,644,077,419.07	16.03	%
Collections of Principal Receivables and Principal Payment Rate	5,118,953,860.71	14.90	%
Prior Month Billed Finance Charge and Fees	368,354,426.26
Amortized AMF Income	41,058,488.59
Interchange Collected	69,773,392.71
Recoveries of Charged Off Accounts	60,371,001.47
Collections of Discounted Receivables	0.00
Collections of Finance Charge Receivables and Annualized Yield	539,557,309.03	18.84	%

CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : April 2004

Beginning Unamortized AMF Balance		217,952,545.44
+   AMF Slug	55.47
+   AMF Collections	26,624,737.92
-    Amortized AMF Income	41,058,488.59
Ending Unamortized AMF Balance		203,518,850.24

**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes Additional Total Receivables.

2

EX-20.2

Exhibit 20.2

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1998-1

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004  is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	5.2583333400
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	5.2583333400
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	5.2966666187
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	5.2966666187
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Class C Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class C Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.8222221982
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount.	1.8222221982
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount.	0.0000000000
F)  Class C Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class C Investor Charge Off’s	0.0000000000
2)	The amount of Class C Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class C Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to		9,456,264.78
H) The Required Cash Collateral Amount as of the close of business on the current Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to		9,456,264.78

2

EX-20.3

Exhibit 20.3

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1999-1

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1,001.1022222200
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1022222200
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	1,000.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1,001.2800000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.2800000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	1,000.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	1,005.5000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	5.5000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	1,000.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.4

Exhibit 20.4

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1999-3

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.2000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.4044444000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4044444000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	6.0416666000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	6.0416666000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.5

Exhibit 20.5

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2000-2

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	6.0000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	6.0000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	6.1250000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	6.1250000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	6.5000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	6.5000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.6

Exhibit 20.6

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2000-3

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.1466666625
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1466666625
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.4311111351
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4311111351
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	6.5833333000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	6.5833333000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.7

Exhibit 20.7

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2000-4

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.1022222256
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1022222256
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.3244444167
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3244444167
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	1.6888888571
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	1.6888888571
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.8

Exhibit 20.8

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-1

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.1555555590
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1555555590
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.4311110833
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4311110833
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.0177778095
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0177778095
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.9

Exhibit 20.9

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-2

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.1022222256
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1022222256
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.3333333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3333333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	1.9555555238
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	1.9555555238
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.10

Exhibit 20.10

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-3

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	4.5416666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.5416666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.3422222796
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3422222796
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.0000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.11

Exhibit 20.11

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-4

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)			The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount		1.0488888862
2)			The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount		1.0488888862
3)			The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount		0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)		The amount of Class A Investor Charge Off’s		0.0000000000
2)		The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount		0.0000000000
3)		The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s		0.0000000000
4)		The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-4 Investor Certificateholder’s Investment)		0.0000000000
5)		The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date		0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.			1.3066667000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.			1.3066667000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.			0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)			The amount of Class B Investor Charge Off’s		0.0000000000
2)			The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount		0.0000000000
3)			The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s		0.0000000000
4)			The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-4 Investor Certificateholder’s Investment)		0.0000000000
5)			The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date		0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)		The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.			1.9555555429
2)		The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.			1.9555555429
3)		The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.			0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s			0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount			0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s			0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount			0.0000000000

2

EX-20.12

Exhibit 20.12

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-5

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and  restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC,  as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information  each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during  the previous month.  The information which is required to be prepared with respect to the Distribution Date of  May 17, 2004, and with respect to the performance of the Trust during the month April, 2004  is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have  their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	4.4166666627
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.4166666627
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per 1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-5 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.3155556129
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3155556129
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-5 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.0000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.13

Exhibit 20.13

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-6

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)		The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount		1.1466666698
2)		The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount		1.1466666698
3)		The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount		0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)		The amount of Class A Investor Charge Off’s		0.0000000000
2)		The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount		0.0000000000
3)		The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s		0.0000000000
4)		The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-6 Investor Certificateholder’s Investment)		0.0000000000
5)		The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date		0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.		1.4222222308
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.		1.4222222308
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.		0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)		The amount of Class B Investor Charge Off’s		0.0000000000
2)		The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount		0.0000000000
3)		The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s		0.0000000000
4)		The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-6 Investor Certificateholder’s Investment)		0.0000000000
5)		The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date		0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)			The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 7, 2004 per $1,000 Original Principal Amount.	5.5833333626
2)			The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	5.5833333626
3)			The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s			0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount			0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s			0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount			0.0000000000

2

EX-20.14

Exhibit 20.14

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-7

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	3.2083333373
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	3.2083333373
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-7 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.3777778065
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3777778065
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-7 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.0000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.15

Exhibit 20.15

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-8

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	3.8333333373
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	3.8333333373
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-8 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.4666667097
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4666667097
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-8 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.0888889032
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0888889032
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.16

Exhibit 20.16

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-1

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.1555555569
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1555555569
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.5111111000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5111111000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.2222221714
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.2222221714
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.17

Exhibit 20.17

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-2

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.0933333400
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.0933333400
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.4666666129
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4666666129
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.1777776959
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.1777776959
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.18

Exhibit 20.18

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-3

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	1.0488888889
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.0488888889
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	3.7916666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	3.7916666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.1777777778
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.1777777778
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.19

Exhibit 20.19

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-4

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among Capital One Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 17, 2004, and with respect to the performance of the Trust during the month April, 2004 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Monthly Statement have their respective meanings set forth in the Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 17, 2004 per $1,000 Original Principal Amount	4.0833333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.0833333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 17, 2004 per $1,000 Original Principal Amount.	1.4222222796
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4222222796
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

1

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,001 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 17, 2004 per $1,000 Original Principal Amount.	2.3555556129
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.3555556129
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,001 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

2

EX-20.20

Exhibit 20.20

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 98-1
Deal Size			$591MM
Expected Maturity(Class A):			4/15/2008
Portfolio Yield			16.73	%
LESS:	(Wt Avg) Coupon		6.03	%
	SVC Fees		1.50	%
	Net Charge-Offs		4.35	%
Excess Spread:		Apr-04	4.85	%
		Mar-04	6.03	%
		Feb-04	7.44	%
3-Mo Avg Excess Spread			6.11	%
Delinquents:	30 to 59 days		1.23	%
	60 to 89 days		0.81	%
	90+ days		1.96	%
Gross Monthly Payment Rate			16.03	%

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 99-1		COMT 99-3
Deal Size			$625MM		$500MM
Expected Maturity(Class A):			05/17/2004		7/17/2006
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		1.63	%	1.79	%
	SVC Fees		1.50	%	1.50	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	9.25	%	9.09	%
		Mar-04	10.35	%	10.18	%
		Feb-04	11.36	%	11.19	%
3-Mo Avg Excess Spread			10.32	%	10.15	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

1

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 00-2		COMT 00-3
Deal Size			$750MM		$1000MM
Expected Maturity(Class A):			06/15/2005		08/15/2007
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		7.26	%	1.81	%
	SVC Fees		2.00	%	2.00	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	3.12	%	8.58	%
		Mar-04	4.28	%	9.67	%
		Feb-04	5.68	%	10.66	%
3-Mo Avg Excess Spread			4.36	%	9.63	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 00-4		COMT 01-1
Deal Size			$1200MM		$1200MM
Expected Maturity(Class A):			10/17/2005		2/15/2008
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		5.83	%	1.29	%
	SVC Fees		2.00	%	2.00	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	4.55	%	9.09	%
		Mar-04	5.73	%	10.21	%
		Feb-04	7.17	%	11.31	%
3-Mo Avg Excess Spread			5.82	%	10.20	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

2

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 01-2		COMT 01-3
Deal Size			$1200MM		$750MM
Expected Maturity(Class A):			3/15/2006		5/15/2006
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		4.89	%	4.92	%
	SVC Fees		2.00	%	2.00	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	5.49	%	5.47	%
		Mar-04	6.67	%	6.64	%
		Feb-04	8.11	%	8.08	%
3-Mo Avg Excess Spread			6.76	%	6.73	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 01-4		COMT 01-5
Deal Size			$1000MM		$1000MM
Expected Maturity(Class A):			6/15/2004		8/15/2006
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		1.26	%	4.79	%
	SVC Fees		2.00	%	2.00	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	9.12	%	5.59	%
		Mar-04	10.23	%	6.77	%
		Feb-04	11.34	%	8.21	%
3-Mo Avg Excess Spread			10.23	%	6.86	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

3

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 01-6		COMT 01-7
Deal Size			$1300MM		$1000MM
Expected Maturity(Class A):			8/15/2008		10/15/2004
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		1.63	%	3.57	%
	SVC Fees		2.00	%	2.00	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	8.75	%	6.81	%
		Mar-04	9.85	%	7.99	%
		Feb-04	10.87	%	9.43	%
3-Mo Avg Excess Spread			9.82	%	8.08	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 01-8		COMT 02-1
Deal Size			$1000MM		$985MM
Expected Maturity(Class A):			10/16/2006		1/15/2009
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		4.22	%	1.32	%
	SVC Fees		2.00	%	2.00	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	6.16	%	9.06	%
		Mar-04	7.34	%	10.18	%
		Feb-04	8.78	%	11.28	%
3-Mo Avg Excess Spread			7.43	%	10.17	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

4

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 02-2		COMT 02-3
Deal Size			$620MM		$1350MM
Expected Maturity(Class A):			3/15/2007		4/15/2005
Portfolio Yield			16.73	%	16.73	%
LESS:	(Wt Avg) Coupon		1.25	%	1.47	%
	SVC Fees		2.00	%	2.00	%
	Net Charge-Offs		4.35	%	4.35	%
Excess Spread:		Apr-04	9.13	%	8.91	%
		Mar-04	10.24	%	10.01	%
		Feb-04	11.35	%	11.05	%
3-Mo Avg Excess Spread			10.24	%	9.99	%
Delinquents:	30 to 59 days		1.23	%	1.23	%
	60 to 89 days		0.81	%	0.81	%
	90+ days		1.96	%	1.96	%
Gross Monthly Payment Rate			16.03	%	16.03	%

>CAPITAL ONE MASTER TRUST

>Trust Excess Spread Analysis

>Apr-04

Card Trust			COMT 02-4
Deal Size			$750MM
Expected Maturity(Class A):			5/15/2007
Portfolio Yield			16.73	%
LESS:	(Wt Avg) Coupon		4.49	%
	SVC Fees		2.00	%
	Net Charge-Offs		4.35	%
Excess Spread:		Apr-04	5.89	%
		Mar-04	7.07	%
		Feb-04	8.51	%
3-Mo Avg Excess Spread			7.16	%
Delinquents:	30 to 59 days		1.23	%
	60 to 89 days		0.81	%
	90+ days		1.96	%
Gross Monthly Payment Rate			16.03	%

5

>CAPITAL ONE MASTER TRUST

(*) This material is for informational purposes only and is not an offer of securities for sale in the United States.  These securities will not be and have not been registered under the Securities Act of 1933 and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements.

Capital One Master Trust performance statistics are also available at the Capital One web site:

http://www.capitalone.com/about/invest/financials/abs.shtml

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