8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report:   November 10, 2003

Capital One Funding, LLC

as Depositor on behalf of

Capital One Master Trust

 (Exact name of registrant as specified in its charter)

Virginia	0-25762	54-1719855
(State or other jurisdiction of	(Commission	(IRS Employer
incorporation)	File Number)	Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia		23060
(Address of principal executive offices)		(Zip Code)

(Registrant’s telephone number, including area code):

(804) 967-1000

(Former name or former address, if changed since last report):

Not Applicable

Item 5.Other Events

The October 2003 monthly Certificateholder’s Statements to investors were distributed November 10, 2003.

Item 7 (c).Exhibits

The following are filed as exhibits to this Report under Exhibit 20:

20.1October Performance Summary

20.2Series 1996-3 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.3Series 1998-1 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.4Series 1998-4 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.5Series 1999-1 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.6Series 1999-3 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.7Series 2000-2 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.8Series 2000-3 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.9Series 2000-4 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.10Series 2001-1 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.11Series 2001-2 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.12Series 2001-3 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.13Series 2001-4 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.14Series 2001-5 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.15Series 2001-6 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.16Series 2001-7 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.17Series 2001-8 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.18Series 2002-1 Class A and Class B Certificateholder’s Statements for the month of October 2003

Page 2 of 54

20.19Series 2002-2 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.20Series 2002-3 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.21Series 2002-4 Class A and Class B Certificateholder’s Statements for the month of October 2003

20.22Trust Excess Spread Analysis

Signature

Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned there unto duly authorized.

CAPITAL ONE MASTER TRUST
By:	CAPITAL ONE FUNDING, LLC, as Depositor
	By:	/s/ Thomas A. Feil
	Name:		Thomas A. Feil
	Title:		Vice President

Date:  November 10, 2003

Page 3 of 54

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

EXHIBITS

TO

FORM 8-K

CAPITAL ONE FUNDING, LLC, as Depositor

CAPITAL ONE MASTER TRUST

CAPITAL ONE BANK

(Exact name of registrant as specified in its charter)

Page 4 of 54

INDEX TO EXHIBITS

		Sequentially
Exhibit		Numbered
Number	Exhibits	Page
20.1	October Performance Summary	07
20.2	Series 1996-3 Class A and Class B Certificateholder’s Statements for the month of October 2003	09
20.3	Series 1998-1 Class A and Class B Certificateholder’s Statements for the month of October 2003	11
20.4	Series 1998-4 Class A and Class B Certificateholder’s Statements for the month of October 2003	13
20.5	Series 1999-1 Class A and Class B Certificateholder’s Statements for the month of October 2003	15
20.6	Series 1999-3 Class A and Class B Certificateholder’s Statements for the month of October 2003	17
20.7	Series 2000-2 Class A and Class B Certificateholder’s Statements for the month of October 2003	19
20.8	Series 2000-3 Class A and Class B Certificateholder’s Statements for the month of October 2003	21
20.9	Series 2000-4 Class A and Class B Certificateholder’s Statements for the month of October 2003	23
20.10	Series 2001-1 Class A and Class B Certificateholder’s Statements for the month of October 2003	25
20.11	Series 2001-2 Class A and Class B Certificateholder’s Statements for the month of October 2003	27
20.12	Series 2001-3 Class A and Class B Certificateholder’s Statements for the month of October 2003	29
20.13	Series 2001-4 Class A and Class B Certificateholder’s Statements for the month of October 2003	31
20.14	Series 2001-5 Class A and Class B Certificateholder’s Statements for the month of October 2003	33

5

20.15	Series 2001-6 Class A and Class B Certificateholder’s Statements for the month of October 2003	35
20.16	Series 2001-7 Class A and Class B Certificateholder’s Statements for the month of October 2003	37
20.17	Series 2001-8 Class A and Class B Certificateholder’s Statements for the month of October 2003	39
20.18	Series 2002-1 Class A and Class B Certificateholder’s Statements for the month of October 2003	41
20.19	Series 2002-2 Class A and Class B Certificateholder’s Statements for the month of October 2003	43
20.20	Series 2002-3 Class A and Class B Certificateholder’s Statements for the month of October 2003	45
20.21	Series 2002-4 Class A and Class B Certificateholder’s Statements for the month of October 2003	47
20.22	Trust Excess Spread Analysis	49

6

EX-20.1

Exhibit 20.1

CAPITAL ONE MASTER TRUST (RECEIVABLES) *

MONTHLY PERIOD : October 2003

Beginning of the Month Principal Receivables :		31,000,432,707.06
Beginning of the Month Finance Charge Receivables :		915,437,295.16
Beginning of the Month Discounted Receivables :		0.00
Beginning of the Month Total Receivables :		31,915,870,002.22
Removed Principal Receivables :		0.00
Removed Finance Charge Receivables :		0.00
Removed Total Receivables :		0.00
Additional Principal Receivables :		988,734,609.22
Additional Finance Charge Receivables :		49,683,964.03
Additional Total Receivables :		1,038,418,573.25
Discounted Receivables Generated this Period		0.00
End of the Month Principal Receivables :		31,197,931,691.72
End of the Month Finance Charge Receivables :		945,021,998.38
End of the Month Discounted Receivables :		0.00
End of the Month Total Receivables :		32,142,953,690.10
Excess Funding Account Balance		0.00
Adjusted Invested Amount of all Master Trust Series		27,180,943,627.63
End of the Month Seller Percentage		12.88%
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)
MONTHLY PERIOD : October 2003	ACCOUNTS	RECEIVABLES
End of the Month Delinquencies :
30 - 59 Days Delinquent	404,147	482,318,202.03
60 - 89 Days Delinquent	252,147	340,050,261.22
90 + Days Delinquent	549,410	788,270,372.05
Total 30 + Days Delinquent	1,205,704	1,610,638,835.30
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables		5.01%
Defaulted Accounts During the Month	178,979	174,639,057.61
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables		6.55%
*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.

Page 7 of 54

CAPITAL ONE MASTER TRUST (COLLECTIONS)
MONTHLY PERIOD : October 2003	COLLECTIONS	PERCENTAGES
Total Collections and Gross Payment Rate**	5,464,855,215.03	16.58%
Collections of Principal Receivables and Principal Payment Rate	4,908,458,956.56	15.34%
Prior Month Billed Finance Charge and Fees	413,502,723.78
Amortized AMF Income	35,999,411.13
Interchange Collected	64,177,685.06
Recoveries of Charged Off Accounts	50,110,664.82
Collections of Discounted Receivables	0.00
Collections of Finance Charge Receivables and Annualized Yield	563,790,484.79	21.15%
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : October 2003
Beginning Unamortized AMF Balance		185,597,482.08
+ AMF Slug for Added Accounts	18,682,951.31
+ AMF Collections	28,605,184.81
- Amortized AMF Income	35,999,411.13
Ending Unamortized AMF Balance		196,886,207.07
**Total Collections and Gross Payment Rate is calculated as a Percent of Beginning of Month Total Receivables which includes
Additional Total Receivables.

Page 8 of 54

EX-20.2

Exhibit 20.2

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1996-3

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the "Agreement"), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the "Trustee"), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.1366666750
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1366666750
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off's and Reimbursement of Charge Off's
1)	The amount of Class A Investor Charge Off's	0.00
2)	The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's	0.00
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.00
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.3566667273
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3566667273
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.00

Page 9 of 54

D)  Class B Investor Charge Off's and Reimbursement of Charge Off's
1)	The amount of Class B Investor Charge Off's	0.0000000000
2)	The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to		45,000,000
F) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to		45,000,000

Page 10 of 54

EX-20.3

Exhibit 20.3

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1998-1

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	5.2583333400
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	5.2583333400
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	5.2966666187
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	5.2966666187
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 11 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Class C Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class C Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.8975000136
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount.	1.8975000136
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount.	0.0000000000
F)  Class C Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class C Investor Charge Off’s	0.0000000000
2)	The amount of Class C Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class C Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to		9,456,264.78
H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to		9,456,264.78

Page 12 of 54

EX-20.4

Exhibit 20.4

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1998-4

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1,004.5250000079
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.5250000079
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	1,000.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1,001.6225000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.6225000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	1,000.0000000000

Page 13 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series  1998-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Class C Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class C Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1,002.1100571183
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount.	2.1100571183
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount.	1,000.0000000000
F)  Class C Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class C Investor Charge Off’s	0.0000000000
2)	The amount of Class C Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class C Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to		9,375,000.00
H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect  to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to		—

Page 14 of 54

EX-20.5

Exhibit 20.5

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1999-1

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.1550000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1550000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.3383332800
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3383332800
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 15 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	5.5000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	5.5000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 16 of 54

EX-20.6

Exhibit 20.6

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 1999-3

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.2558333250
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2558333250
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.4666666000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4666666000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 17 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	6.0416666000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	6.0416666000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 18 of 54

EX-20.7

Exhibit 20.7

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2000-2

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	6.0000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	6.0000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	6.1250000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	6.1250000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 19 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	6.5000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	6.5000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 20 of 54

EX-20.8

Exhibit 20.8

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2000-3

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.2008333375
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2008333375
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.4941667027
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4941667027
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 21 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	6.5833333000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	6.5833333000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 22 of 54

EX-20.9

Exhibit 20.9

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2000-4

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.1550000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1550000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.3841666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3841666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 23 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	1.7600000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	1.7600000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 24 of 54

EX-20.10

Exhibit 20.10

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-1

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.2100000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2100000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.4941666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4941666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 25 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.0991666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0991666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 26 of 54

EX-20.11

Exhibit 20.11

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-2

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.1550000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1550000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.3933333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3933333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 27 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.0350000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0350000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 28 of 54

EX-20.12

Exhibit 20.12

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-3

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	4.5416666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.5416666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.4024999570
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4024999570
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 29 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.0808333763
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0808333763
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 30 of 54

EX-20.13

Exhibit 20.13

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-4

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.1000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.3658333000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3658333000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 31 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.0350000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0350000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 32 of 54

EX-20.14

Exhibit 20.14

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-5

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	4.4166666627
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.4166666627
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-5 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.3750000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3750000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 33 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-5 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.0808332903
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0808332903
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 34 of 54

EX-20.15

Exhibit 20.15

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-6

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.2008333349
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2008333349
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-6 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.4850000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4850000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 35 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-6 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	5.5833333626
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	5.5833333626
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 36 of 54

EX-20.16

Exhibit 20.16

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-7

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	3.2083333373
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	3.2083333373
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-7 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.4391667097
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4391667097
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 37 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-7 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.0808332903
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0808332903
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 38 of 54

EX-20.17

Exhibit 20.17

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2001-8

Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	3.8333333373
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	3.8333333373
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-8 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.5308332903
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5308332903
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 39 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-8 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.1725000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.1725000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 40 of 54

EX-20.18

Exhibit 20.18

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-1

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003 per $1,000 Original Principal Amount	1.2100000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2100000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003 per $1,000 Original Principal Amount.	1.5766667000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5766667000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 41 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2002-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003 per $1,000 Original Principal Amount.	2.3100000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.3100000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 42 of 54

EX-20.19

Exhibit 20.19

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-2

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003per $1,000 Original Principal Amount	1.1458333300
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Class A Certificates, per $1,000 Original Principal Amount	1.1458333300
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which willhave the effect of increasing, pro rata, the amount of each Series 2002-2 Investor Certificateholder’sInvestment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificatesexceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003per $1,000 Original Principal Amount.	1.5308333871
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Class B Certificates, per $1,000 Original Principal Amount.	1.5308333871
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 43 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which willhave the effect of increasing, pro rata, the amount of each Series 2002-2 Investor Certificateholder’sInvestment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificatesexceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003per $1,000 Original Principal Amount.	2.2641666359
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Collateral Interest, per $1,000 Original Principal Amount.	2.2641666359
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 44 of 54

EX-20.20

Exhibit 20.20

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-3

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003per $1,000 Original Principal Amount	1.1000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Class A Certificates, per $1,000 Original Principal Amount	1.1000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which willhave the effect of increasing, pro rata, the amount of each Series 2002-3 Investor Certificateholder’sInvestment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificatesexceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003per $1,000 Original Principal Amount.	3.7916666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Class B Certificates, per $1,000 Original Principal Amount.	3.7916666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 45 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which willhave the effect of increasing, pro rata, the amount of each Series 2002-3 Investor Certificateholder’sInvestment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificatesexceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003per $1,000 Original Principal Amount.	2.2641666878
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Collateral Interest, per $1,000 Original Principal Amount.	2.2641666878
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 46 of 54

EX-20.21

Exhibit 20.21

MONTHLY STATEMENT

CAPITAL ONE MASTER TRUST

SERIES 2002-4

                Under the Amended and Restated Pooling and Servicing Agreement dated as of September 30, 1993, as amended and restated as of August 1, 2002 (as amended and supplemented, the “Agreement”), among the Bank, as Servicer, Capital One Funding, LLC, as Transferor, and The Bank of New York, as Trustee (the “Trustee”), Capital One Bank, as Servicer, is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of November 17, 2003, and with respect to the performance of the Trust during the month October, 2003 is set forth below.  Certain information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”). Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.

A)  Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on November 17, 2003per $1,000 Original Principal Amount	4.0833333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Class A Certificates, per $1,000 Original Principal Amount	4.0833333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)  Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which willhave the effect of increasing, pro rata, the amount of each Series 2002-4 Investor Certificateholder’sInvestment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificatesexceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)  Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on November 17, 2003per $1,000 Original Principal Amount.	1.4850000860
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Class B Certificates, per $1,000 Original Principal Amount.	1.4850000860
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 47 of 54

D)  Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,001 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which willhave the effect of increasing, pro rata, the amount of each Series 2002-4 Investor Certificateholder’sInvestment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificatesexceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)  Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: November 17, 2003  per $1,000 Original Principal Amount.	2.4475000430
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Collateral Interest, per $1,000 Original Principal Amount.	2.4475000430
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)  Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,001Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 48 of 54

EX-20.22

Exhibit 20.22

	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 96-3	COMT 98-1
Deal Size			$500MM	$591MM
Expected Maturity(Class A):			1/15/2004	4/15/2008
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		1.13%	6.04%
	SVC Fees		1.50%	1.50%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	11.97%	7.06%
		Sep-03	11.83%	7.12%
		Aug-03	11.90%	7.10%
3-Mo Avg Excess Spread			11.90%	7.09%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%
	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 98-4	COMT 99-1
Deal Size			$750MM	$625MM
Expected Maturity(Class A):			11/15/2003	05/15/2004
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		4.93%	1.57%
	SVC Fees		1.50%	1.50%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	8.17%	11.53%
		Sep-03	8.24%	11.33%
		Aug-03	8.22%	11.41%
3-Mo Avg Excess Spread			8.21%	11.42%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%

Page 49 of 54

	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 99-3	COMT 00-2
Deal Size			$500MM	$750MM
Expected Maturity(Class A):			7/17/2006	06/15/2005
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		1.73%	7.26%
	SVC Fees		1.50%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	11.37%	5.33%
		Sep-03	11.16%	5.38%
		Aug-03	11.25%	5.37%
3-Mo Avg Excess Spread			11.26%	5.36%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%
	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 00-3	COMT 00-4
Deal Size			$1000MM	$1200MM
Expected Maturity(Class A):			08/15/2007	10/17/2005
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		1.74%	5.85%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	10.85%	6.75%
		Sep-03	10.64%	6.83%
		Aug-03	10.73%	6.81%
3-Mo Avg Excess Spread			10.74%	6.80%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%

Page 50 of 54

	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 01-1	COMT 01-2
Deal Size			$1200MM	$1200MM
Expected Maturity(Class A):			2/15/2008	3/15/2006
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		1.25%	4.91%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	11.34%	7.69%
		Sep-03	11.21%	7.77%
		Aug-03	11.27%	7.75%
3-Mo Avg Excess Spread			11.27%	7.74%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%
	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 01-3	COMT 01-4
Deal Size			$750MM	$1000MM
Expected Maturity(Class A):			5/15/2006	6/15/2004
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		4.93%	1.21%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	7.67%	11.39%
		Sep-03	7.74%	11.25%
		Aug-03	7.72%	11.31%
3-Mo Avg Excess Spread			7.71%	11.32%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%

Page 51 of 54

	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 01-5	COMT 01-6
Deal Size			$1000MM	$1300MM
Expected Maturity(Class A):			8/15/2006	8/15/2008
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		4.80%	1.58%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	7.80%	11.02%
		Sep-03	7.87%	10.83%
		Aug-03	7.85%	10.91%
3-Mo Avg Excess Spread			7.84%	10.92%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%
	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 01-7	COMT 01-8
Deal Size			$1000MM	$1000MM
Expected Maturity(Class A):			10/15/2004	10/16/2006
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		3.58%	4.23%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	9.02%	8.37%
		Sep-03	9.09%	8.44%
		Aug-03	9.07%	8.42%
3-Mo Avg Excess Spread			9.06%	8.41%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%

Page 52 of 54

	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 02-1	COMT 02-2
Deal Size			$985MM	$620MM
Expected Maturity(Class A):			1/15/2009	3/15/2007
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		1.28%	1.22%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	11.31%	11.38%
		Sep-03	11.18%	11.24%
		Aug-03	11.24%	11.31%
3-Mo Avg Excess Spread			11.25%	11.31%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%
	>CAPITAL ONE MASTER TRUST
	>Trust Excess Spread Analysis
	>Oct-03
Card Trust			COMT 02-3	COMT 02-4
Deal Size			$1350MM	$750MM
Expected Maturity(Class A):			4/15/2005	5/15/2007
Portfolio Yield			19.27%	19.27%
LESS:	(Wt Avg) Coupon		1.42%	4.51%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		4.67%	4.67%
Excess Spread:		Oct-03	11.18%	8.09%
		Sep-03	11.00%	8.17%
		Aug-03	11.08%	8.15%
3-Mo Avg Excess Spread			11.08%	8.14%
Delinquents:	30 to 59 days		1.50%	1.50%
	60 to 89 days		1.06%	1.06%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			16.58%	16.58%

Page 53 of 54

>CAPITAL ONE MASTER TRUST

 (*) This material is for informational purposes only and is not an

 offer of securities for sale in the United States.  These securities

 will not be and have not been registered under the Securities Act of

1933 and may not be offered or sold in the United States absent

 registration or an applicable exemption from the registration requirements.

Capital One Master Trust performance statistics are also available at the

Capital One web site:

http://www.capitalone.com/about/invest/financials/abs.shtml

Page 54 of 54