8-K

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

FORM 8–K

Current Report

Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934

Date of Report:   May 9, 2003

CAPITAL ONE MASTER TRUST
CAPITAL ONE FUNDING LLC

(as Depositor)

(Exact name of registrant as specified in its charter)

Virginia	0–25762	54–1719855
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
11013 West Broad Street Road, Glen Allen, Virginia		23060
(Address of principal executive offices)		(Zip Code)
(Registrant’s telephone number, including area code):
(804) 967-1000
(Former name or former address, if changed since last report):
Not Applicable

Item 5.	Other Events
	The April 2003 monthly Certificateholder’s Statements to investors were distributed May 9, 2003.
Item 7 (c).	Exhibits
	The following are filed as exhibits to this Report under Exhibit 20:
	99.1	April Performance Summary
	99.2	Series 1996-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.3	Series 1998-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.4	Series 1998-4 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.5	Series 1999-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.6	Series 1999-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.7	Series 2000-2 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.8	Series 2000-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.9	Series 2000-4 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.10	Series 2000-5 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.11	Series 2001-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.12	Series 2001-2 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.13	Series 2001-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.14	Series 2001-4 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.15	Series 2001-5 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.16	Series 2001-6 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.17	Series 2001-7 Class A and Class B Certificateholder’s Statements for the month of April 2003
	99.18	Series 2001-8 Class A and Class B Certificateholder’s Statements for the month of April 2003

Page 2 of 57

99.19	Series 2002-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
99.20	Series 2002-2 Class A and Class B Certificateholder’s Statements for the month of April 2003
99.21	Series 2002-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
99.22	Series 2002-4 Class A and Class B Certificateholder’s Statements for the month of April 2003
99.23	Trust Excess Spread Analysis

Signature

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned there unto duly authorized.

	CAPITAL ONE MASTER TRUST
	By:	CAPITAL ONE BANK
		Servicer
	By:	/s/ Stephen Linehan
		Stephen Linehan
		Treasurer
Date:  May 9, 2003

Page 3 of 57

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C.  20549

EXHIBITS

TO

FORM 8–K

CAPITAL ONE MASTER TRUST

CAPITAL ONE BANK

(Exact name of registrant as specified in its charter)

Page 4 of 57

INDEX TO EXHIBITS

Exhibit Number	Exhibits
20.1	April PerformanceSummary
20.2	Series 1996-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.3	Series 1998-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.4	Series 1998-4 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.5	Series 1999-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.6	Series 1999-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.7	Series 2000-2 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.8	Series 2000-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.9	Series 2000-4 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.10	Series 2000-5 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.11	Series 2001-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.12	Series 2001-2 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.13	Series 2001-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.14	Series 2001-4 Class A and Class B Certificateholder’s Statements for the month of April 2003

Page 5 of 57

20.15	Series 2001-5 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.16	Series 2001-6 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.17	Series 2001-7 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.18	Series 2001-8 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.19	Series 2002-1 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.20	Series 2002-2 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.21	Series 2002-3 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.22	Series 2002-4 Class A and Class B Certificateholder’s Statements for the month of April 2003
20.23	Trust Excess Spread Analysis

Page 6 of 57

EX-20.1

Exhibit 20.1

CAPITAL ONE MASTER TRUST (RECEIVABLES)

MONTHLY PERIOD : April 2003

Beginning of the Month Principal Receivables :	27,199,836,938.36
Beginning of the Month Finance Charge Receivables :	824,425,347.41
Beginning of the Month Discounted Receivables :	0.00
Beginning of the Month Total Receivables :	28,024,262,285.77
Removed Principal Receivables :	0.00
Removed Finance Charge Receivables :	0.00
Removed Total Receivables :	0.00
Additional Principal Receivables :	511,251,968.53
Additional Finance Charge Receivables :	12,426,808.35
Additional Total Receivables :	523,678,776.88
Discounted Receivables Generated this Period	0.00
End of the Month Principal Receivables :	27,356,673,468.68
End of the Month Finance Charge Receivables :	804,646,794.89
End of the Month Discounted Receivables :	0.00
End of the Month Total Receivables :	28,161,320,263.57
Excess Funding Account Balance	0.00
Adjusted Invested Amount of all Master Trust Series	24,132,464,450.82
End of the Month Seller Percentage	11.79	%

CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES)

MONTHLY PERIOD : April 2003	ACCOUNTS	RECEIVABLES
End of the Month Delinquencies :
30 - 59 Days Delinquent	346,430.00	429,827,001.68
60 - 89 Days Delinquent	203,606.00	284,393,061.90
90 + Days Delinquent	481,723.00	688,605,687.99
Total 30 + Days Delinquent	1,031,759.00	1,402,825,751.57
Delinquencies 30 + Days as a Percent of End of the Month Total Receivables		4.98	%
Defaulted Accounts During the Month	179,065.00	167,607,850.34
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables		7.26	%

* See note on last page of the report

Page 7 of 57

CAPITAL ONE MASTER TRUST (COLLECTIONS)

MONTHLY PERIOD : April 2003	COLLECTIONS	PERCENTAGES
Total Collections and Gross Payment Rate	4,857,387,745.53	17.01	%
Collections of Principal Receivables and Principal Payment Rate	4,405,255,750.94	15.90	%
Prior Month Billed Finance Charge and Fees	331,238,218.49
Amortized AMF Income	27,196,495.18
Interchange Collected	56,483,181.93
Recoveries of Charged Off Accounts	45,481,558.46
Collections of Discounted Receivables	0.00
Collections of Finance Charge Receivables and Annualized Yield	460,399,454.06	19.94	%

CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)

MONTHLY PERIOD : April 2003

Beginning Unamortized AMF Balance		142,841,569.07
+   AMF Slug for Added Accounts	2,457,519.67
+   AMF Collections	18,929,035.71
-   Amortized AMF Income	27,196,495.18
Ending Unamortized AMF Balance		137,031,629.27

/s/ Stephen Linehan

Stephen Linehan

Treasurer

*For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.

Page 8 of 57

EX-20.2

Exhibit 20.2

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-3
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.1916666750
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1916666750
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.00
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.00
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.00
C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.3916667273
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3916667273
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.00

Page 9 of 57

D)	Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to
F) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to		45,000,000

Page 10 of 57

EX-20.3

Exhibit 20.3

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-1
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount
		5.2583333400
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	5.2583333400
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	5.2966666187
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	5.2966666187
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 11 of 57

D)	Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)	Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class C Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.8833333145
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount.	1.8833333145
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount.	0.0000000000
F)	Class C Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class C Investor Charge Off’s	0.0000000000
2)	The amount of Class C Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class C Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to		9,456,264.78
H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to		9,456,264.78

Page 12 of 57

EX-20.4

Exhibit 20.4

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-4
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	4.5250000079
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.5250000079
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.6333333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.6333333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 13 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class C Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	2.1178332903
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount.	2.1178332903
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount.	0.0000000000
F) Class C Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class C Investor Charge Off’s	0.0000000000
2)	The amount of Class C Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class C Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to		9,375,000.00
H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to		9,375,000.00

Page 14 of 57

EX-20.5

Exhibit 20.5

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-1
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.2083333400
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2083333400
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.3750000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.3750000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 15 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	5.5000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	5.5000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 16 of 57

EX-20.6

Exhibit 20.6

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-3
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.3000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.3000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.4916666000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4916666000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 17 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003
	per $1,000 Original Principal Amount.	6.0416666000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Collateral Interest, per $1,000 Original Principal Amount.	6.0416666000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 18 of 57

EX-20.7

Exhibit 20.7

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-2
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount	6.0000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Class A Certificates, per $1,000 Original Principal Amount	6.0000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)	Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates
	exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)	Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount.	6.1250000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Class B Certificates, per $1,000 Original Principal Amount.	6.1250000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 19 of 57

D)	Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates
	exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)	Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003
	per $1,000 Original Principal Amount.	6.5000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Collateral Interest, per $1,000 Original Principal Amount.	6.5000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)	Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 20 of 57

EX-20.8

Exhibit 20.8

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-3
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount	1.2500000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of intereston the Class A Certificates, per $1,000 Original Principal Amount	1.2500000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principalof the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.5166667027
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5166667027
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 21 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	6.5833333000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	6.5833333000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 22 of 57

EX-20.9

Exhibit 20.9

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-4
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount	1.2083333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Class A Certificates, per $1,000 Original Principal Amount	1.2083333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)	Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.4166666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4166666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 23 of 57

D)	Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates
	exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)	Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003
	per $1,000 Original Principal Amount.	1.7583333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Collateral Interest, per $1,000 Original Principal Amount.	1.7583333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)	Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 24 of 57

EX-20.10

Exhibit 20.10

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-5
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount	1.1750000049
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Class A Certificates, per $1,000 Original Principal Amount	1.1750000049
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)	Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2000-5 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates
	exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)	Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount.	1.4041666400
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Class B Certificates, per $1,000 Original Principal Amount.	1.4041666400
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 25 of 57

D)	Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2000-5 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates
	exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)	Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003
	per $1,000 Original Principal Amount.	1.7166666971
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Collateral Interest, per $1,000 Original Principal Amount.	1.7166666971
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)	Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 26 of 57

EX-20.11

Exhibit 20.11

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-1
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount	1.2583333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Class A Certificates, per $1,000 Original Principal Amount	1.2583333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B)	Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates
	exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C)	Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003
	per $1,000 Original Principal Amount.	1.5166666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Class B Certificates, per $1,000 Original Principal Amount.	1.5166666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 27 of 57

D)	Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will
	have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder’s
	Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates
	exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E)	Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003
	per $1,000 Original Principal Amount.	2.0666666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest
	on the Collateral Interest, per $1,000 Original Principal Amount.	2.0666666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal
	of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F)	Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000
	Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 28 of 57

EX-20.12

Exhibit 20.12

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-2
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.2083333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2083333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.4250000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4250000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

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D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.0083333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0083333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

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EX-20.13

Exhibit 20.13

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-3
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	4.5416666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.5416666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.4333333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4333333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

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D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.0500000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0500000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 32 of 57

EX-20.14

Exhibit 20.14

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-4
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.1583333292
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1583333292
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.4000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

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D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.0083333714
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0083333714
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 34 of 57

EX-20.15

Exhibit 20.15

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-5
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	4.4166666627
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.4166666627
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.4083332903
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4083332903
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

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D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.0500000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0500000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 36 of 57

EX-20.16

Exhibit 20.16

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-6
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.2500000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2500000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.5083333077
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5083333077
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

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D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	5.5833333626
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	5.5833333626
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

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EX-20.17

Exhibit 20.17

MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-7
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	3.2083333373
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	3.2083333373
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.4666667097
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.4666667097
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 39 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.0500000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.0500000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 40 of 57

EX-20.18

Exhibit 20.18

MONTHLY STATEMENT
CAPITAL ONE MASTER TRUST
SERIES 2001-8
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	3.8333333373
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	3.8333333373
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.5500000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5500000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 41 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.1333332903
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.1333332903
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 42 of 57

EX-20.19

Exhibit 20.19

MONTHLY STATEMENT
CAPITAL ONE MASTER TRUST
SERIES 2002-1
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.2583333292
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2583333292
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.5916667000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5916667000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 43of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.2583333714
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.2583333714
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 44of 57

EX-20.20

Exhibit 20.20

MONTHLY STATEMENT
CAPITAL ONE MASTER TRUST
SERIES 2002-2
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.2000000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.2000000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.5500000000
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5500000000
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 45 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.2166667281
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.2166667281
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 46 of 57

EX-20.21

Exhibit 20.21

MONTHLY STATEMENT
CAPITAL ONE MASTER TRUST
SERIES 2002-3
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	1.1583333379
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	1.1583333379
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	3.7916666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	3.7916666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 47 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.2166666667
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.2166666667
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 48 of 57

EX-20.22

Exhibit 20.22

MONTHLY STATEMENT
CAPITAL ONE MASTER TRUST
SERIES 2002-4
Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the “Pooling and Servicing Agreement”), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the “Trustee”), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the “Trust”) during the previous month.  The information which is required to be prepared with respect to the Distribution Date of May 15, 2003, and with respect to the performance of the Trust during the month April, 2003 is set forth below.  Certain of the information is presented on the basis of an original principal amount of $1,001 per investor Certificate (a “Certificate”).  Certain other information is presented based on the aggregate amounts for the Trust as a whole.  Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement.
A) Information Regarding Distributions to the Class A Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class A Certificateholders on May 15, 2003 per $1,000 Original Principal Amount	4.0833333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount	4.0833333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount	0.0000000000
B) Class A Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class A Investor Charge Off’s	0.0000000000
2)	The amount of Class A Investor Charge Off’s set forth in paragraph 1 above, per $1,000 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class A Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
C) Information Regarding Distributions to the Class B Certificateholders
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Class B Certificateholders on May 15, 2003 per $1,000 Original Principal Amount.	1.5083334194
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount.	1.5083334194
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount.	0.0000000000

Page 49 of 57

D) Class B Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Class B Investor Charge Off’s	0.0000000000
2)	The amount of Class B Investor Charge Off’s set forth in paragraph 1 above, per $1,001 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Class B Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder’s Investment)	0.0000000000
5)	The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date	0.0000000000
E) Information Regarding Distributions to the Collateral Interest Holder
(Stated on the Basis of $1,000 Original Principal Amount)
1)	The total amount of the distribution to Collateral Interest Holder on Distribution Date: May 15, 2003 per $1,000 Original Principal Amount.	2.3833333333
2)	The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount.	2.3833333333
3)	The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount.	0.0000000000
F) Collateral Interest Investor Charge Off’s and Reimbursement of Charge Off’s
1)	The amount of Collateral Interest Investor Charge Off’s	0.0000000000
2)	The amount of Collateral Interest Investor Charge Off’s set forth in paragraph 1 above, per $1,001 Original Principal Amount	0.0000000000
3)	The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off’s	0.0000000000
4)	The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount	0.0000000000

Page 50of 57

EX-20.23

Exhibit 20.23

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust			COMT 96-3	COMT 98-1
Deal Size			$500MM	$591MM
Expected Maturity(Class A):			1/15/2004	4/15/2008
Portfolio Yield			17.97%	17.97%
LESS:	(Wt Avg) Coupon		1.50%	6.03%
	SVC Fees		1.50%	1.50%
	Net Charge-Offs		5.29%	5.29%
Excess Spread:		Apr-03	9.68%	5.15%
		Mar-03	10.73%	6.24%
		Feb-03	10.43%	6.16%
3-Mo Avg Excess Spread			10.28%	5.85%
Delinquents:	30 to 59 days		1.53%	1.53%
	60 to 89 days		1.01%	1.01%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			17.01%	17.01%

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust				COMT 98-4	COMT 99-1
Deal Size				$750MM	$625MM
Expected Maturity(Class A):				11/15/2003	05/15/2004
Portfolio Yield				17.97%	17.97%
LESS:		(Wt Avg) Coupon		4.93%	1.99%
		SVC Fees		1.50%	1.50%
		Net Charge-Offs		5.29%	5.29%
Excess Spread:			Apr-03	6.25%	9.19%
			Mar-03	7.36%	10.22%
			Feb-03	7.29%	9.87%
3-Mo Avg Excess Spread				6.97%	9.76%
Delinquents:		30 to 59 days		1.53%	1.53%
		60 to 89 days		1.01%	1.01%
		90+ days		2.45%	2.45%
Gross Monthly Payment Rate				17.01%	17.01%
	Page 51 of 57

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust			COMT 99-3	COMT 00-2
Deal Size			$500MM	$750MM
Expected Maturity(Class A):			7/17/2006	06/15/2005
Portfolio Yield			17.97%	17.97%
LESS:	(Wt Avg) Coupon		2.15%	7.26%
	SVC Fees		1.50%	2.00%
	Net Charge-Offs		5.29%	5.29%
Excess Spread:		Apr-03	9.03%	3.42%
		Mar-03	10.05%	4.50%
		Feb-03	9.70%	4.42%
3-Mo Avg Excess Spread			9.59%	4.11%
Delinquents:	30 to 59 days		1.53%	1.53%
	60 to 89 days		1.01%	1.01%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			17.01%	17.01%

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust				COMT 00-3	COMT 99-1
Deal Size				$1000MM	$625MM
Expected Maturity(Class A):				08/15/2007	05/15/2004
Portfolio Yield				17.97%	17.97%
LESS:		(Wt Avg) Coupon		2.17%	5.85%
		SVC Fees		2.00%	2.00%
		Net Charge-Offs		5.29%	5.29%
Excess Spread:			Apr-03	8.51%	4.83%
			Mar-03	9.53%	5.94%
			Feb-03	9.18%	5.86%
3-Mo Avg Excess Spread				6.97%	5.54%
Delinquents:		30 to 59 days		1.53%	1.53%
		60 to 89 days		1.01%	1.01%
		90+ days		2.45%	2.45%
Gross Monthly Payment Rate				17.01%	17.01%
	Page 52 of 57

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust			COMT 00-5	COMT 01-1
Deal Size			$1250MM	$1200MM
Expected Maturity(Class A):			10/15/2003	2/15/2008
Portfolio Yield			17.97%	17.97%
LESS:	(Wt Avg) Coupon		5.76%	1.63%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		5.29%	5.29%
Excess Spread:		Apr-03	4.92%	9.05%
		Mar-03	6.03%	10.10%
		Feb-03	5.95%	9.80%
3-Mo Avg Excess Spread			5.64%	9.65%
Delinquents:	30 to 59 days		1.53%	1.53%
	60 to 89 days		1.01%	1.01%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			17.01%	17.01%

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust				COMT 01-2	COMT 01-3
Deal Size				$1200MM	$750MM
Expected Maturity(Class A):				3/15/2006	5/15/2006
Portfolio Yield				17.97%	17.97%
LESS:		(Wt Avg) Coupon		4.91%	4.93%
		SVC Fees		2.00%	2.00%
		Net Charge-Offs		5.29%	5.29%
Excess Spread:			Apr-03	5.77%	5.75%
			Mar-03	6.88%	6.85%
			Feb-03	6.81%	6.78%
3-Mo Avg Excess Spread				6.49%	6.46%
Delinquents:		30 to 59 days		1.53%	1.53%
		60 to 89 days		1.01%	1.01%
		90+ days		2.45%	2.45%
Gross Monthly Payment Rate				17.01%	17.01%
	Page 53 of 57

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust			COMT 01-4	COMT 01-5
Deal Size			$1000MM	$1000MM
Expected Maturity(Class A):			6/15/2004	8/15/2006
Portfolio Yield			17.97%	17.97%
LESS:	(Wt Avg) Coupon		1.63%	4.80%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		5.29%	5.29%
Excess Spread:		Apr-03	9.05%	5.88%
		Mar-03	10.08%	6.98%
		Feb-03	9.83%	6.98%
3-Mo Avg Excess Spread			9.65%	6.62%
Delinquents:	30 to 59 days		1.53%	1.53%
	60 to 89 days		1.01%	1.01%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			17.01%	17.01%

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust				COMT 01-6	COMT 01-7
Deal Size				$1300MM	$1000MM
Expected Maturity(Class A):				8/15/2008	10/15/2004
Portfolio Yield				17.97%	17.97%
LESS:		(Wt Avg) Coupon		1.99%	3.58%
		SVC Fees		2.00%	2.00%
		Net Charge-Offs		5.29%	5.29%
Excess Spread:			Apr-03	8.69%	7.10%
			Mar-03	9.72%	8.20%
			Feb-03	9.38%	8.13%
3-Mo Avg Excess Spread				9.26%	7.81%
Delinquents:		30 to 59 days		1.53%	1.53%
		60 to 89 days		1.01%	1.01%
		90+ days		2.45%	2.45%
Gross Monthly Payment Rate				17.01%	17.01%
	Page 54 of 57

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust			COMT 01-8	COMT 02-1
Deal Size			$1000MM	$985MM
Expected Maturity(Class A):			10/16/2006	1/15/2009
Portfolio Yield			17.97%	17.97%
LESS:	(Wt Avg) Coupon		4.23%	1.66%
	SVC Fees		2.00%	2.00%
	Net Charge-Offs		5.29%	5.29%
Excess Spread:		Apr-03	6.45%	9.02%
		Mar-03	7.55%	10.07%
		Feb-03	7.48%	9.77%
3-Mo Avg Excess Spread			7.16%	9.62%
Delinquents:	30 to 59 days		1.53%	1.53%
	60 to 89 days		1.01%	1.01%
	90+ days		2.45%	2.45%
Gross Monthly Payment Rate			17.01%	17.01%

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust				COMT 02-2	COMT 02-3
Deal Size				$620MM	$1350MM
Expected Maturity(Class A):				3/15/2007	4/15/2005
Portfolio Yield				17.97%	17.97%
LESS:		(Wt Avg) Coupon		1.59%	1.82%
		SVC Fees		2.00%	2.00%
		Net Charge-Offs		5.29%	5.29%
Excess Spread:			Apr-03	9.09%	8.86%
			Mar-03	10.14%	9.89%
			Feb-03	9.84%	9.57%
3-Mo Avg Excess Spread				9.69%	9.44%
Delinquents:		30 to 59 days		1.53%	1.53%
		60 to 89 days		1.01%	1.01%
		90+ days		2.45%	2.45%
Gross Monthly Payment Rate				17.01%	17.01%
	Page 55 of 57

>CAPITAL ONE MASTER TRUST
>Trust Excess Spread Analysis
>April-03
Card Trust				COMT 02-4
Deal Size				$750MM
Expected Maturity(Class A):				5/15/2007
Portfolio Yield				17.97%
LESS:		(Wt Avg) Coupon		4.50%
		SVC Fees		2.00%
		Net Charge-Offs		5.29%
Excess Spread:			Apr-03	6.18%
			Mar-03	7.28%
			Feb-03	7.21%
3-Mo Avg Excess Spread				6.89%
Delinquents:		30 to 59 days		1.53%
		60 to 89 days		1.01%
		90+ days		2.45%
Gross Monthly Payment Rate				17.01%
	Page 56 of 57

>CAPITAL ONE MASTER TRUST (**) This material is for informational purposes only and is not an offer of securities for sale in the United States.  These securities  will not be and have not been registered under the Securities Act of 1933 and may not be offered or sold in the United States absent  registration or an applicable exemption from the registration requirements. Capital One Master Trust performance statistics are also available at the Capital One web site: http://www.capitalone.com/about/invest/financials/abs.shtml

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