-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, HC5Jhx+S0Zry8a2S8jz7Zm/fAH7x2YMzMWfl7UTZwIvTVbmwS6qnAOhp2cgXoYqe VX6OBIKd1z1rjPU65fbf2Q== 0000950133-03-000728.txt : 20030310 0000950133-03-000728.hdr.sgml : 20030310 20030310081110 ACCESSION NUMBER: 0000950133-03-000728 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 24 CONFORMED PERIOD OF REPORT: 20030307 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20030310 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CAPITAL ONE MASTER TRUST CENTRAL INDEX KEY: 0000922869 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 541719855 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-25762 FILM NUMBER: 03597109 BUSINESS ADDRESS: STREET 1: 11013 W BROAD ST RD CITY: GLEN ALLEN STATE: VA ZIP: 23060 BUSINESS PHONE: 8049671000 MAIL ADDRESS: STREET 1: 11013 WEST BROAD ST RD CITY: GLEN ALLEN STATE: VA ZIP: 23060 FORMER COMPANY: FORMER CONFORMED NAME: SIGNET MASTER TRUST DATE OF NAME CHANGE: 19940509 8-K 1 w84279e8vk.txt FORM 8-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------------- FORM 8-K Current Report Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report: March 7, 2003 ------------- CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Virginia 0-25762 54-1719855 - ------------------------------- ------------ ------------------- (State or other jurisdiction of (Commission (IRS Employer incorporation) File Number) Identification No.) 11013 West Broad Street Road, Glen Allen, Virginia 23060 - -------------------------------------------------- ---------- (Address of principal executive offices) (Zip Code) (Registrant's telephone number, including area code): (804) 967-1000 (Former name or former address, if changed since last report): Not Applicable Page 1 of 57 ITEM 5. OTHER EVENTS The February 2003 monthly Certificateholder's Statements to investors were distributed March 7, 2003. ITEM 7 (c). EXHIBITS The following are filed as exhibits to this Report under Exhibit 20: 1. February Performance Summary 2. Series 1996-3 Class A and Class B Certificateholder's Statements for the month of February 2003 3. Series 1998-1 Class A and Class B Certificateholder's Statements for the month of February 2003 4. Series 1998-4 Class A and Class B Certificateholder's Statements for the month of February 2003 5. Series 1999-1 Class A and Class B Certificateholder's Statements for the month of February 2003 6. Series 1999-3 Class A and Class B Certificateholder's Statements for the month of February 2003 7. Series 2000-2 Class A and Class B Certificateholder's Statements for the month of February 2003 8. Series 2000-3 Class A and Class B Certificateholder's Statements for the month of February 2003 9. Series 2000-4 Class A and Class B Certificateholder's Statements for the month of February 2003 10. Series 2000-5 Class A and Class B Certificateholder's Statements for the month of February 2003 11. Series 2001-1 Class A and Class B Certificateholder's Statements for the month of February 2003 12. Series 2001-2 Class A and Class B Certificateholder's Statements for the month of February 2003 13. Series 2001-3 Class A and Class B Certificateholder's Statements for the month of February 2003 14. Series 2001-4 Class A and Class B Certificateholder's Statements for the month of February 2003 15. Series 2001-5 Class A and Class B Certificateholder's Statements for the month of February 2003 16. Series 2001-6 Class A and Class B Certificateholder's Statements for the month of February 2003 17. Series 2001-7 Class A and Class B Certificateholder's Statements for the month of February 2003 18. Series 2001-8 Class A and Class B Certificateholder's Statements for the month of February 2003 Page 2 of 57 19. Series 2002-1 Class A and Class B Certificateholder's Statements for the month of February 2003 20. Series 2002-2 Class A and Class B Certificateholder's Statements for the month of February 2003 21. Series 2002-3 Class A and Class B Certificateholder's Statements for the month of February 2003 22. Series 2002-4 Class A and Class B Certificateholder's Statements for the month of February 2003 23. Trust Excess Spread Analysis SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. CAPITAL ONE MASTER TRUST By: CAPITAL ONE BANK Servicer By: /s/ Tom Feil ------------ Tom Feil Director, Capital Markets Date: March 7, 2003 Page 3 of 57 SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ------------------ EXHIBITS TO FORM 8-K CAPITAL ONE MASTER TRUST CAPITAL ONE BANK (Exact name of registrant as specified in its charter) Page 4 of 57 INDEX TO EXHIBITS
SEQUENTIALLY EXHIBIT NUMBERED NUMBER EXHIBITS PAGE - ------ -------- -------------- 1 February Performance Summary 07 2 Series 1996-3 Class A and Class B Certificate- holder's Statements for the month of February 2003 09 3 Series 1998-1 Class A and Class B Certificate- holder's Statements for the month of February 2003 11 4 Series 1998-4 Class A and Class B Certificate- holder's Statements for the month of February 2003 13 5 Series 1999-1 Class A and Class B Certificate- holder's Statements for the month of February 2003 15 6 Series 1999-3 Class A and Class B Certificate- holder's Statements for the month of February 2003 17 7 Series 2000-2 Class A and Class B Certificate- holder's Statements for the month of February 2003 19 8 Series 2000-3 Class A and Class B Certificate- holder's Statements for the month of February 2003 21 9 Series 2000-4 Class A and Class B Certificate- holder's Statements for the month of February 2003 23 10 Series 2000-5 Class A and Class B Certificate- holder's Statements for the month of February 2003 25 11 Series 2001-1 Class A and Class B Certificate- holder's Statements for the month of February 2003 27 12 Series 2001-2 Class A and Class B Certificate- holder's Statements for the month of February 2003 29 13 Series 2001-3 Class A and Class B Certificate- holder's Statements for the month of February 2003 31 14 Series 2001-4 Class A and Class B Certificate- holder's Statements for the month of February 2003 33
Page 5 of 57 15 Series 2001-5 Class A and Class B Certificate- holder's Statements for the month of February 2003 35 16 Series 2001-6 Class A and Class B Certificate- holder's Statements for the month of February 2003 37 17 Series 2001-7 Class A and Class B Certificate- holder's Statements for the month of February 2003 39 18 Series 2001-8 Class A and Class B Certificate- holder's Statements for the month of February 2003 41 19 Series 2002-1 Class A and Class B Certificate- holder's Statements for the month of February 2003 43 20 Series 2002-2 Class A and Class B Certificate- holder's Statements for the month of February 2003 45 21 Series 2002-3 Class A and Class B Certificate- holder's Statements for the month of February 2003 47 22 Series 2002-4 Class A and Class B Certificate- holder's Statements for the month of February 2003 49 23 Trust Excess Spread Analysis 51
Page 6 of 57 EX-20.1 3 w84279exv20w1.txt FEBRUARY PERFORMANCE SUMMARY . . . CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : FEBRUARY 2003 Beginning of the Month Principal Receivables : 27,758,078,698.35 ------------------ Beginning of the Month Finance Charge Receivables : 918,063,986.95 ------------------ Beginning of the Month Discounted Receivables : 0.00 ------------------ Beginning of the Month Total Receivables : 28,676,142,685.30 ------------------ Removed Principal Receivables : 0.00 ------------------ Removed Finance Charge Receivables : 0.00 ------------------ Removed Total Receivables : 0.00 ------------------ Additional Principal Receivables : 538,936,880.04 ------------------ Additional Finance Charge Receivables : 9,525,798.61 ------------------ Additional Total Receivables : 548,462,678.65 ------------------ Discounted Receivables Generated this Period 0.00 ------------------ End of the Month Principal Receivables : 27,354,798,892.68 ------------------ End of the Month Finance Charge Receivables : 863,589,923.69 ------------------ End of the Month Discounted Receivables : 0.00 ------------------ End of the Month Total Receivables : 28,218,388,816.37 ------------------ Excess Funding Account Balance 0.00 ------------------ Adjusted Invested Amount of all Master Trust Series 23,761,905,588.82 ------------------ End of the Month Seller Percentage 13.13% ------------------ CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : FEBRUARY 2003 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 380,995.00 459,291,044.18 ------------- ------------------ 60 - 89 Days Delinquent 267,587.00 335,357,775.60 ------------- ------------------ 90 + Days Delinquent 556,721.00 750,347,941.58 ------------- ------------------ Total 30 + Days Delinquent 1,205,303.00 1,544,996,761.36 ------------- ------------------ Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.48% ------------------ Defaulted Accounts During the Month 190,186.00 163,524,578.80 ------------- ------------------ Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 6.93% ------------------
* See note on last page of the report Page 7 of 57
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : FEBRUARY 2003 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 4,783,252,106.46 16.37% ----------------- --------------- Collections of Principal Receivables and Principal Payment Rate 4,295,281,159.85 15.18% ----------------- --------------- Prior Month Billed Finance Charge and Fees 367,735,709.81 ----------------- Amortized AMF Income 26,972,594.72 ----------------- Interchange Collected 46,618,276.08 ----------------- Recoveries of Charged Off Accounts 44,804,540.44 ----------------- Collections of Discounted Receivables 0.00 ----------------- Collections of Finance Charge Receivables and Annualized Yield 486,131,121.05 20.62% ----------------- --------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : FEBRUARY 2003 Beginning Unamortized AMF Balance 144,110,159.04 --------------- + AMF Slug for Added Accounts 1,771,251.95 ----------------- + AMF Collections 28,812,420.28 ----------------- - - Amortized AMF Income 26,972,594.72 ----------------- Ending Unamortized AMF Balance 147,721,236.55 ---------------
/s/ Tom Feil -------------------------------- Tom Feil Director, Capital Markets *FOR CALCULATION PURPOSES BEGINNING OF MONTH PRINCIPAL RECEIVABLES INCLUDES ADDITIONAL PRINCIPAL RECEIVABLES. Page 8 of 57 EX-20.2 4 w84279exv20w2.txt SERIES 1996-3 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1996-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.0940625000 ---------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.0940625000 ---------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 ---------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.00 ---------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ---------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.00 ---------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment) 0.0000000000 ---------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.00 ---------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.2740625455 ---------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.2740625455 ---------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.00 ----------------
Page 9 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 ---------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 ---------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 ---------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1996-3 Investor Certificateholder's Investment) 0.0000000000 ---------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 ---------------- E) The Available Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 45,000,000 ---------------- F) The Required Collateral Amount as of the close of business on such Distribution Date, after giving effect to any withdrawal from the Collateral Account and payments to the Collateral Indebtedness Holder on such Distribution Date, will be equal to 45,000,000 ----------------
Page 10 of 57 EX-20.3 5 w84279exv20w3.txt SERIES 1998-1 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 5.2583333400 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 5.2583333400 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 5.2966666187 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 5.2966666187 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ---------------
Page 11 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.7165624386 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 1.7165624386 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-1 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 9,456,264.78 --------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 9,456,264.78 ---------------
Page 12 of 57 EX-20.4 6 w84279exv20w4.txt SERIES 1998-4 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1998-4 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 4.5250000079 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 4.5250000079 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.4915625000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.4915625000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ---------------
Page 13 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Class C Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class C Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.8702800860 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class C Certificates, per $1,000 Original Principal Amount. 1.8702800860 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class C Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Class C Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class C Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class C Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class C Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1998-4 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class C Certificates exceeds the Class C Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- G) The Available Cash Collateral Amount as of the close of business on the preceding Distribution Date (after giving effect to any withdrawal from the Collateral Account) was equal to 9,375,000.00 --------------- H) The Required Cash Collateral Amount as of the close of business on the upcoming Distribution Date, after giving effect to any withdrawal from the Cash Collateral Account and payments to the Class C Interest Holder on such Distribution Date, will be equal to 9,375,000.00 ---------------
Page 14 of 57 EX-20.5 7 w84279exv20w5.txt SERIES 1999-1 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1090625000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1090625000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.2590625600 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.2590625600 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 15 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-1 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 5.5000000000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 5.5000000000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 16 of 57 EX-20.6 8 w84279exv20w6.txt SERIES 1999-3 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 1999-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1915625000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1915625000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 --------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3640626000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3640626000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 ---------------
Page 17 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 --------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 1999-3 Investor Certificateholder's Investment) 0.0000000000 --------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 --------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 6.0416666000 --------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.0416666000 --------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 --------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 --------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 --------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 ---------------
Page 18 of 57 EX-20.7 9 w84279exv20w7.txt SERIES 2000-2 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 6.0000000000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 6.0000000000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 6.1250000000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 6.1250000000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 19 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 6.5000000000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.5000000000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 20 of 57 EX-20.8 10 w84279exv20w8.txt SERIES 2000-3 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1465625015 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1465625015 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3865624865 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3865624865 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 21 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 6.5833333000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 6.5833333000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 22 of 57 EX-20.9 11 w84279exv20w9.txt SERIES 2000-4 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-4 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1090625026 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1090625026 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.2965625000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.2965625000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 23 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-4 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.6040624762 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.6040624762 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 24 of 57 EX-20.10 12 w84279exv20w10.txt SERIES 2000-5 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2000-5 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.0790624985 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.0790624985 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-5 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.2853124800 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.2853124800 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 25 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2000-5 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.5665624686 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.5665624686 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 26 of 57 EX-20.11 13 w84279exv20w11.txt SERIES 2001-1 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), among Capital One Funding, LLC, as Transferor, Capital One Bank, as Servicer, and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1540625026 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1540625026 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3865625000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3865625000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 27 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-1 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.8815624762 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.8815624762 ------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 28 of 57 EX-20.12 14 w84279exv20w12.txt SERIES 2001-2 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1090625026 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1090625026 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3040625000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3040625000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 29 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.8290624762 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.8290624762 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 30 of 57 EX-20.13 15 w84279exv20w13.txt SERIES 2001-3 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 4.5416666667 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 4.5416666667 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3115624946 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3115624946 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 31 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.8665625806 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.8665625806 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 32 of 57 EX-20.14 16 w84279exv20w14.txt SERIES 2001-4 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-4 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.0640624985 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.0640624985 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.2815625000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.2815625000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 33 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.8290625143 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.8290625143 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 34 of 57 EX-20.15 17 w84279exv20w15.txt SERIES 2001-5 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-5 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 4.4166666627 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 4.4166666627 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.2890624516 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.2890624516 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 35 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.8665624516 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.8665624516 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 36 of 57 EX-20.16 18 w84279exv20w16.txt SERIES 2001-6 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-6 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1465624994 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1465624994 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3790625385 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3790625385 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 37 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 5.5833333626 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 5.5833333626 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 38 of 57 EX-20.17 19 w84279exv20w17.txt SERIES 2001-7 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-7 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 3.2083333373 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 3.2083333373 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3415624516 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3415624516 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 39 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.8665624516 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.8665624516 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 40 of 57 EX-20.18 20 w84279exv20w18.txt SERIES 2001-8 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2001-8 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 3.8333333373 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 3.8333333373 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.4165624516 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.4165624516 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 41 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 1.9415624516 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 1.9415624516 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 42 of 57 EX-20.19 21 w84279exv20w19.txt SERIES 2002-1 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2002-1 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1540624985 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1540624985 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.4540625000 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.4540625000 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 43 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 2.0540625143 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 2.0540625143 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 44 of 57 EX-20.20 22 w84279exv20w20.txt SERIES 2002-2 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2002-2 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.1015625012 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.1015625012 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.4165625806 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.4165625806 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 45 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 2.0165625806 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 2.0165625806 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 46 of 57 EX-20.21 23 w84279exv20w21.txt SERIES 2002-3 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2002-3 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,000 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 1.0640624957 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 1.0640624957 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 3.7916666667 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 3.7916666667 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 47 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 2.0165625397 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 2.0165625397 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 48 of 57 EX-20.22 24 w84279exv20w22.txt SERIES 2002-4 MONTHLY STATEMENT CAPITAL ONE MASTER TRUST SERIES 2002-4 Pursuant to the Master Pooling and Servicing Agreement dated as of September 30, 1993 (hereinafter as such agreement may have been or may be from time to time, supplemented, amended or otherwise modified, the "Pooling and Servicing Agreement"), between Capital One Bank (as successor to Signet Bank/Virginia), and The Bank of New York, as trustee (the "Trustee"), Capital One as Servicer is required to prepare certain information each month regarding current distributions to Certificateholders and the performance of the Capital One Master Trust (the "Trust") during the previous month. The information which is required to be prepared with respect to the Distribution Date of March 17, 2003, and with respect to the performance of the Trust during the month February, 2003 is set forth below. Certain of the information is presented on the basis of an original principal amount of $1,001 per investor Certificate (a "Certificate"). Certain other information is presented based on the aggregate amounts for the Trust as a whole. Capitalized terms used in this Certificate have their respective meanings set forth in the Pooling and Servicing Agreement. A) Information Regarding Distributions to the Class A Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class A Certificateholders on March 17, 2003 per $1,000 Original Principal Amount 4.0833333333 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class A Certificates, per $1,000 Original Principal Amount 4.0833333333 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class A Certificates, per $1,000 Original Principal Amount 0.0000000000 -------------- B) Class A Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class A Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class A Investor Charge Off's set forth in paragraph 1 above, per $1,000 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class A Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-3 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class A Certificates exceeds the Class A Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- C) Information Regarding Distributions to the Class B Certificateholders (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Class B Certificateholders on March 17, 2003 per $1,000 Original Principal Amount. 1.3790625376 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Class B Certificates, per $1,000 Original Principal Amount. 1.3790625376 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Class B Certificates, per $1,000 Original Principal Amount. 0.0000000000 --------------
Page 49 of 57 D) Class B Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Class B Investor Charge Off's 0.0000000000 -------------- 2) The amount of Class B Investor Charge Off's set forth in paragraph 1 above, per $1,001 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Class B Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount (which will have the effect of increasing, pro rata, the amount of each Series 2001-2 Investor Certificateholder's Investment) 0.0000000000 -------------- 5) The amount, if any, by which the outstanding principal balance of the Class B Certificates exceeds the Class B Invested Amount after giving effect to all transactions on such Distribution Date 0.0000000000 -------------- E) Information Regarding Distributions to the Collateral Interest Holder (Stated on the Basis of $1,000 Original Principal Amount) 1) The total amount of the distribution to Collateral Interest Holder on Distribution Date: March 17, 2003 per $1,000 Original Principal Amount. 2.1665625806 -------------- 2) The amount of the distribution set forth in paragraph 1 above in respect of interest on the Collateral Interest, per $1,000 Original Principal Amount. 2.1665625806 -------------- 3) The amount of the distribution set forth in paragraph 1 above in respect of principal of the Collateral Interest, per $1,000 Original Principal Amount. 0.0000000000 -------------- F) Collateral Interest Investor Charge Off's and Reimbursement of Charge Off's 1) The amount of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 2) The amount of Collateral Interest Investor Charge Off's set forth in paragraph 1 above, per $1,001 Original Principal Amount 0.0000000000 -------------- 3) The total amount reimbursed to the Trust in respect of Collateral Interest Investor Charge Off's 0.0000000000 -------------- 4) The amount set forth in paragraph 3 above, per $1,000 Original Principal Amount 0.0000000000 --------------
Page 50 of 57 EX-20.23 25 w84279exv20w23.txt TRUST EXCESS SPREAD ANALYSIS . . .
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 96-3 COMT 98-1 Deal Size $500MM $591MM Expected Maturity(Class A): 1/15/2004 4/15/2008 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 1.76% 6.02% SVC Fees 1.50% 1.50% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 10.43% 6.16% Jan-03 10.14% 5.41% Dec-02 11.40% 6.98% 3-Mo Avg Excess Spread 10.66% 6.18% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 98-4 COMT 99-1 Deal Size $750MM $625MM Expected Maturity(Class A): 11/15/2003 05/15/2004 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 4.89% 2.31% SVC Fees 1.50% 1.50% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 7.29% 9.87% Jan-03 6.49% 9.74% Dec-02 8.07% 10.94% 3-Mo Avg Excess Spread 7.28% 10.18% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
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- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 99-3 COMT 00-2* Deal Size $500MM $750MM Expected Maturity(Class A): 7/17/06 06/15/2005 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 2.48% 7.26% SVC Fees 1.50% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 9.70% 4.42% Jan-03 9.58% 3.70% Dec-02 10.77% 5.25% 3-Mo Avg Excess Spread 10.01% 4.46% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 00-3 COMT 00-4 Deal Size $1000MM $1200MM Expected Maturity(Class A): 08/15/2007 10/17/2005 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 2.51% 5.82% SVC Fees 2.00% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 9.18% 5.86% Jan-03 9.07% 5.06% Dec-02 10.25% 6.65% 3-Mo Avg Excess Spread 9.50% 5.85% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
Page 52 of 57
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 00-5 COMT 01-1 Deal Size $1250MM $1200MM Expected Maturity(Class A): 10/15/2003 2/15/08 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 5.73% 1.88% SVC Fees 2.00% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 5.95% 9.80% Jan-03 5.15% 9.51% Dec-02 6.74% 10.78% 3-Mo Avg Excess Spread 5.95% 10.03% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 01-2 COMT 01-3 Deal Size $1200MM $750MM Expected Maturity(Class A): 3/15/06 5/15/06 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 4.87% 4.90% SVC Fees 2.00% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 6.81% 6.78% Jan-03 5.99% 5.98% Dec-02 7.59% 7.57% 3-Mo Avg Excess Spread 6.80% 6.78% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
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- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 01-4 COMT 01-5 Deal Size $1000MM $1000MM Expected Maturity(Class A): 6/15/04 8/15/06 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 1.86% 4.77% SVC Fees 2.00% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 9.83% 6.91% Jan-03 9.56% 6.11% Dec-02 10.87% 6.11% 3-Mo Avg Excess Spread 10.08% 6.38% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 01-6 COMT 01-7 Deal Size $1300MM $1000MM Expected Maturity(Class A): 8/15/08 10/15/04 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 2.30% 3.55% SVC Fees 2.00% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 9.38% 8.13% Jan-03 9.23% 7.33% Dec-02 10.43% 8.92% 3-Mo Avg Excess Spread 9.68% 8.13% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
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- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 01-8 COMT 02-1 Deal Size $1000MM $985MM Expected Maturity(Class A): 10/16/06 1/15/09 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 4.20% 1.91% SVC Fees 2.00% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 7.48% 9.77% Jan-03 6.68% 9.49% Dec-02 8.27% 10.75% 3-Mo Avg Excess Spread 7.48% 10.00% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 02-2 COMT 02-3 Deal Size $620MM $1350MM Expected Maturity(Class A): 3/15/07 4/15/05 - ----------------------------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% 18.72% LESS: (Wt Avg) Coupon 1.84% 2.12% SVC Fees 2.00% 2.00% Net Charge-Offs 5.03% 5.03% Excess Spread: Feb-03 9.84% 9.57% Jan-03 9.55% 9.38% Dec-02 10.82% 10.60% 3-Mo Avg Excess Spread 10.07% 9.85% - ----------------------------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 1.63% 60 to 89 days 1.19% 1.19% 90+ days 2.66% 2.66% Gross Monthly Payment Rate 16.37% 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
Page 55 of 57
- ----------------------------------------------------------------------------------------------------------------------------------- CAPITAL ONE MASTER TRUST Trust Excess Spread Analysis February-03 Card Trust COMT 02-4 Deal Size $750MM Expected Maturity(Class A): 5/15/07 - ------------------------------------------------------------------------------------------------------------- Portfolio Yield 18.72% LESS: (Wt Avg) Coupon 4.47% SVC Fees 2.00% Net Charge-Offs 5.03% Excess Spread: Feb-03 7.21% Jan-03 6.40% Dec-02 8.00% 3-Mo Avg Excess Spread 7.20% - ------------------------------------------------------------------------------------------------------------- Delinquents: 30 to 59 days 1.63% 60 to 89 days 1.19% 90+ days 2.66% Gross Monthly Payment Rate 16.37% - -----------------------------------------------------------------------------------------------------------------------------------
Page 56 of 57 CAPITAL ONE MASTER TRUST (*) The early amortization excess spread calculation is 4.46%, which should be compared with the trigger of 0%. The Note Reserve account excess spread calculation is 4.53%, which should be compared with the trigger of 4.5%. The two excess spread calculations are different because of different day-count conventions, as specified in the governing transaction documents. (**) This material is for informational purposes only and is not an offer of securities for sale in the United States. These securities will not be and have not been registered under the Securities Act of 1933 and may not be offered or sold in the United States absent registration or an applicable exemption from the registration requirements. Capital One Master Trust performance statistics are also available at the Capital One web site: http://www.capitalone.com/about/invest/financials/abs.shtml * Represents Non-US Denominated Transactions. Page 57 of 57 -----END PRIVACY-ENHANCED MESSAGE-----