CAPITAL ONE MASTER TRUST (RECEIVABLES)
MONTHLY PERIOD : October 2002

Beginning of the Month Principal Receivables :					26,005,577,161.06
Beginning of the Month Finance Charge Receivables :					913,533,519.71
Beginning of the Month Discounted Receivables :					0.00
Beginning of the Month Total Receivables :					26,919,110,680.77
Removed Principal Receivables :					0.00
Removed Finance Charge Receivables :					0.00
Removed Total Receivables :					0.00
Additional Principal Receivables :					0.00
Additional Finance Charge Receivables :					0.00
Additional Total Receivables :
Discounted Receivables Generated this Period					0.00
End of the Month Principal Receivables :					25,494,596,568.29
End of the Month Finance Charge Receivables :					902,280,084.16
End of the Month Discounted Receivables :					0.00
End of the Month Total Receivables :					26,396,876,652.45
Excess Funding Account Balance					0.00
Adjusted Invested Amount of all Master Trust Series					23,410,382,688.82
End of the Month Seller Percentage					8.18	%
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : October 2002		ACCOUNTS		RECEIVABLES
End of the Month Delinquencies :
	30 - 59 Days Delinquent		441,053.00		476,979,511.46
	60 - 89 Days Delinquent		285,769.00		329,527,584.39
	90 + Days Delinquent		608,417.00		737,949,525.69
	Total 30 + Days Delinquent		1,335,239.00		1,544,456,621.54
	Delinquencies 30 + Days as a Percent of End of the Month Total Receivables				5.85	%
Defaulted Accounts During the Month			182,081.00		142,431,794.23
Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables					6.57	%

* See note on last page of the report

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CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : October 2002		COLLECTIONS		PERCENTAGES
Total Collections and Gross Payment Rate			4,478,774,221.54		16.64	%
Collections of Principal Receivables and Principal Payment Rate			3,987,180,903.62		15.33	%
	Prior Month Billed Finance Charge and Fees		381,003,915.21
	Amortized AMF Income		28,316,678.82
	Interchange Collected		49,434,855.87
	Recoveries of Charged Off Accounts		38,316,029.19
	Collections of Discounted Receivables		0.00
Collections of Finance Charge Receivables and Annualized Yield			497,071,479.09		22.94	%
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS)
MONTHLY PERIOD : October 2002
Beginning Unamortized AMF Balance					149,790,614.42
+ AMF Slug for Added Accounts			0.00
+ AMF Collections			22,838,517.65
- Amortized AMF Income			28,316,678.82
Ending Unamortized AMF Balance					144,312,453.25

/s/ Tom Feil

Tom Feil

Director, Capital Markets

* For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.

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