EX-20.1 3 w63864exv20w1.txt AUGUST PERFORMANCE SUMMARY
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : August 2002 Beginning of the Month Principal Receivables : 25,993,139,965.42 -------------------- Beginning of the Month Finance Charge Receivables : 885,999,700.95 -------------------- Beginning of the Month Discounted Receivables : 0.00 -------------------- Beginning of the Month Total Receivables : 26,879,139,666.37 -------------------- Removed Principal Receivables : 0.00 -------------------- Removed Finance Charge Receivables : 0.00 -------------------- Removed Total Receivables : 0.00 -------------------- Additional Principal Receivables : 0.00 -------------------- Additional Finance Charge Receivables : 0.00 -------------------- Additional Total Receivables : -------------------- Discounted Receivables Generated this Period 0.00 -------------------- End of the Month Principal Receivables : 25,937,686,734.24 -------------------- End of the Month Finance Charge Receivables : 899,591,453.57 -------------------- End of the Month Discounted Receivables : 0.00 -------------------- End of the Month Total Receivables : 26,837,278,187.81 -------------------- Excess Funding Account Balance 0.00 -------------------- Adjusted Invested Amount of all Master Trust Series 23,036,016,549.00 -------------------- End of the Month Seller Percentage 11.19% -------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : August 2002 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 451,421.00 459,442,360.89 --------------- -------------------- 60 - 89 Days Delinquent 298,986.00 319,135,740.33 --------------- -------------------- 90 + Days Delinquent 567,897.00 649,792,533.80 --------------- -------------------- Total 30 + Days Delinquent 1,318,304.00 1,428,370,635.02 --------------- -------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.32% -------------------- Defaulted Accounts During the Month 165,552.00 126,575,760.26 --------------- -------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.84% --------------------
* See note on last page of the report Page 7 of 58
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : August 2002 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 4,424,033,580.59 16.46% ----------------------- -------------------- Collections of Principal Receivables and Principal Payment Rate 3,933,589,736.42 15.13% ----------------------- -------------------- Prior Month Billed Finance Charge and Fees 376,329,757.46 ----------------------- Amortized AMF Income 29,274,899.70 ----------------------- Interchange Collected 55,657,866.08 ----------------------- Recoveries of Charged Off Accounts 36,654,269.76 ----------------------- Collections of Discounted Receivables 0.00 ----------------------- Collections of Finance Charge Receivables and Annualized Yield 497,916,793.00 22.99% ----------------------- -------------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : August 2002 Beginning Unamortized AMF Balance 151,206,743.29 -------------------- + AMF Slug for Added Accounts 0.00 ----------------------- + AMF Collections 21,801,950.87 ----------------------- - Amortized AMF Income 29,274,899.70 ----------------------- Ending Unamortized AMF Balance 143,733,794.46 --------------------
-------------------------- Tom Feil Director, Capital Markets *For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables. Page 8 of 58