EX-20.1 3 w62839exv20w1.txt JULY PERFORMANCE SUMMARY CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : JULY 2002 Beginning of the Month Principal Receivables : 25,339,645,936.02 ----------------- Beginning of the Month Finance Charge Receivables : 851,275,026.97 ----------------- Beginning of the Month Discounted Receivables : 0.00 ----------------- Beginning of the Month Total Receivables : 26,190,920,962.99 ----------------- Removed Principal Receivables : 0.00 ----------------- Removed Finance Charge Receivables : 0.00 ----------------- Removed Total Receivables : 0.00 ----------------- Additional Principal Receivables : 742,732,990.83 ----------------- Additional Finance Charge Receivables : 30,661,010.67 ----------------- Additional Total Receivables : ----------------- Discounted Receivables Generated this Period 0.00 ----------------- End of the Month Principal Receivables : 25,993,139,965.42 ----------------- End of the Month Finance Charge Receivables : 885,999,700.95 ----------------- End of the Month Discounted Receivables : 0.00 ----------------- End of the Month Total Receivables : 26,879,139,666.37 ----------------- Excess Funding Account Balance 0.00 ----------------- Adjusted Invested Amount of all Master Trust Series 23,088,229,049.00 ----------------- End of the Month Seller Percentage 11.18% -----------------
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : JULY 2002
ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies: 30 - 59 Days Delinquent 471,218.00 463,290,633.16 ------------ ---------------- 60 - 89 Days Delinquent 311,309.00 319,415,595.49 ------------ ---------------- 90 + Days Delinquent 540,307.00 611,361,353.36 ------------ ---------------- Total 30 + Days 1,322,834.00 1,394,067,582.01 ------------ ---------------- Delinquent Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.19% ---------------- Defaulted Accounts During the Month 171,778.00 119,374,244.39 ------------ ---------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.49% ----------------
* See note on last page of the report CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : JULY 2002
COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 4,340,743,766.94 16.10% ---------------- --------------
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COLLECTIONS PERCENTAGES ----------- ----------- Collections of Principal Receivables and Principal Payment Rate 3,861,195,808.32 14.80% ---------------- -------------- Prior Month Billed Finance Charge and Fees 370,936,078.41 ---------------- Amortized AMF Income 29,878,313.72 ---------------- Interchange Collected 52,422,482.00 ---------------- Recoveries of Charged Off Accounts 34,451,415.26 ---------------- Collections of Discounted Receivables 0.00 ---------------- Collections of Finance Charge Receivables and Annualized Yield 487,688,289.39 22.44% ---------------- -------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : JULY 2002 Beginning Unamortized AMF Balance 156,825,563.78 -------------- + AMF Slug for Added Accounts 2,521,510.28 ---------------- + AMF Collections 21,737,982.95 ---------------- - Amortized AMF Income 29,878,313.72 ---------------- Ending Unamortized AMF Balance 151,206,743.29 --------------
/s/ Stuart Levy ---------------------------- Stuart Levy Manager, Investor Reporting *For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables. Page 8 of 60