EX-20.1 3 w62153exv20w1.txt JUNE PERFORMANCE SUMMARY
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : JUNE 2002 Beginning of the Month Principal Receivables : 25,207,105,845.53 ------------------------- Beginning of the Month Finance Charge Receivables : 855,622,248.32 ------------------------- Beginning of the Month Discounted Receivables : 0.00 ------------------------- Beginning of the Month Total Receivables : 26,062,728,093.85 ------------------------- Removed Principal Receivables : 0.00 ------------------------- Removed Finance Charge Receivables : 0.00 ------------------------- Removed Total Receivables : 0.00 ------------------------- Additional Principal Receivables : 409,046,538.58 ------------------------- Additional Finance Charge Receivables : 11,541,903.81 ------------------------- Additional Total Receivables : ------------------------- Discounted Receivables Generated this Period 0.00 ------------------------- End of the Month Principal Receivables : 25,339,645,936.02 ------------------------- End of the Month Finance Charge Receivables : 851,275,026.97 ------------------------- End of the Month Discounted Receivables : 0.00 ------------------------- End of the Month Total Receivables : 26,190,920,962.99 ------------------------- Excess Funding Account Balance 0.00 ------------------------- Adjusted Invested Amount of all Master Trust Series 22,588,229,049.00 ------------------------- End of the Month Seller Percentage 10.86% ------------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : JUNE 2002 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 465,025.00 444,404,415.38 --------------------- ------------------------- 60 - 89 Days Delinquent 276,275.00 282,787,972.82 --------------------- ------------------------- 90 + Days Delinquent 512,757.00 569,303,553.89 --------------------- ------------------------- Total 30 + Days Delinquent 1,254,057.00 1,296,495,942.09 --------------------- ------------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.95% ------------------------- Defaulted Accounts During the Month 198,150.00 129,495,699.02 --------------------- ------------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 6.07% -------------------------
* See note on last page of the report Page 7 of 58
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : JUNE 2002 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 4,147,317,690.21 15.66% --------------------- ------------------------- Collections of Principal Receivables and Principal Payment Rate 3,672,352,468.21 14.34% --------------------- ------------------------- Prior Month Billed Finance Charge and Fees 365,372,742.49 --------------------- Amortized AMF Income 30,315,942.81 --------------------- Interchange Collected 47,613,999.86 --------------------- Recoveries of Charged Off Accounts 31,569,705.76 --------------------- Collections of Discounted Receivables 0.00 --------------------- Collections of Finance Charge Receivables and Annualized Yield 474,872,390.92 22.25% --------------------- ------------------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : JUNE 2002 Beginning Unamortized AMF Balance 154,073,897.76 ------------------------- + AMF Slug for Added Accounts 2,658,834.94 --------------------- + AMF Collections 30,408,773.89 --------------------- - Amortized AMF Income 30,315,942.81 --------------------- Ending Unamortized AMF Balance 156,825,563.78 -------------------------
/s/ Tom Feil --------------------------- Tom Feil Director of Securitization *FOR CALCULATION PURPOSES BEGINNING OF MONTH PRINCIPAL RECEIVABLES INCLUDES ADDITIONAL PRINCIPAL RECEIVABLES. Page 8 of 58