EX-20.1 3 w61480aexv20w1.txt PERFORMANCE SUMMARY CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : MAY 2002 Beginning of the Month Principal Receivables : 24,346,637,603.93 ------------------------ Beginning of the Month Finance Charge Receivables : 849,681,304.24 ------------------------ Beginning of the Month Discounted Receivables : 0.00 ------------------------ Beginning of the Month Total Receivables : 25,196,318,908.17 ------------------------ Removed Principal Receivables : 0.00 ------------------------ Removed Finance Charge Receivables : 0.00 ------------------------ Removed Total Receivables : 0.00 ------------------------ Additional Principal Receivables : 1,092,203,535.46 ------------------------ Additional Finance Charge Receivables : 2,255,670.67 ------------------------ Additional Total Receivables : ------------------------ Discounted Receivables Generated this Period 0.00 ------------------------ End of the Month Principal Receivables : 25,207,105,845.53 ------------------------ End of the Month Finance Charge Receivables : 855,622,248.32 ------------------------ End of the Month Discounted Receivables : 0.00 ------------------------ End of the Month Total Receivables : 26,062,728,093.85 ------------------------ Excess Funding Account Balance 0.00 ------------------------ Adjusted Invested Amount of all Master Trust Series 21,446,504,049.00 ------------------------ End of the Month Seller Percentage 14.92% ------------------------ CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : MAY 2002 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 423,565.00 403,037,455.76 ----------------------- ------------------------ 60 - 89 Days Delinquent 256,749.00 261,058,953.26 ----------------------- ------------------------ 90 + Days Delinquent 546,410.00 583,988,701.43 ----------------------- ------------------------ Total 30 + Days Delinquent 1,226,724.00 1,248,085,110.45 ----------------------- ------------------------ Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.79% ------------------------ Defaulted Accounts During the Month 169,757.00 120,109,150.50 ----------------------- ------------------------ Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.67% ------------------------
* See note on last page of the report Page 7 of 58
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : MAY 2002 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 4,277,201,615.01 16.27% ----------------------- ------------------------ Collections of Principal Receivables and Principal Payment Rate 3,802,013,093.03 14.95% ----------------------- ------------------------ Prior Month Billed Finance Charge and Fees 366,635,145.47 ----------------------- Amortized AMF Income 30,773,790.72 ----------------------- Interchange Collected 49,982,361.57 ----------------------- Recoveries of Charged Off Accounts 34,871,910.54 ----------------------- Collections of Discounted Receivables 0.00 ----------------------- Collections of Finance Charge Receivables and Annualized Yield 482,263,208.30 22.75% ----------------------- ------------------------ CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : MAY 2002 Beginning Unamortized AMF Balance 161,120,098.64 ------------------------ + AMF Slug for Added Accounts 28,485.44 ----------------------- + AMF Collections 23,699,104.40 ----------------------- - Amortized AMF Income 30,773,790.72 ----------------------- Ending Unamortized AMF Balance 154,073,897.76 ------------------------ /s/ Tom Feil -------------------------- Tom Feil Director of Securitization
*FOR CALCULATION PURPOSES BEGINNING OF MONTH PRINCIPAL RECEIVABLES INCLUDES ADDITIONAL PRINCIPAL RECEIVABLES. Page 8 of 58