EX-20.1 3 w60520ex20-1.txt APRIL PERFORMANCE SUMMARY
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : APRIL 2002 Beginning of the Month Principal Receivables : 23,734,931,969.04 -------------------------- Beginning of the Month Finance Charge Receivables : 861,715,094.61 -------------------------- Beginning of the Month Discounted Receivables : 0.00 -------------------------- Beginning of the Month Total Receivables : 24,596,647,063.65 -------------------------- Removed Principal Receivables : 0.00 -------------------------- Removed Finance Charge Receivables : 0.00 -------------------------- Removed Total Receivables : 0.00 -------------------------- Additional Principal Receivables : 770,450,115.87 -------------------------- Additional Finance Charge Receivables : 7,958,011.76 -------------------------- Additional Total Receivables : -------------------------- Discounted Receivables Generated this Period 0.00 -------------------------- End of the Month Principal Receivables : 24,346,637,603.93 -------------------------- End of the Month Finance Charge Receivables : 849,681,304.24 -------------------------- End of the Month Discounted Receivables : 0.00 -------------------------- End of the Month Total Receivables : 25,196,318,908.17 -------------------------- Excess Funding Account Balance 0.00 -------------------------- Adjusted Invested Amount of all Master Trust Series 20,721,504,049.00 -------------------------- End of the Month Seller Percentage 14.89% --------------------------
CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : APRIL 2002 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 417,905.00 391,087,578.63 ------------------------ -------------------------- 60 - 89 Days Delinquent 253,616.00 254,693,353.84 ------------------------ -------------------------- 90 + Days Delinquent 574,760.00 600,980,742.11 ------------------------ -------------------------- Total 30 + Days Delinquent 1,246,281.00 1,246,761,674.58 ------------------------ -------------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 4.95% -------------------------- Defaulted Accounts During the Month 164,972.00 114,512,854.70 ------------------------ -------------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.61% --------------------------
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CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : APRIL 2002 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 4,020,405,035.88 15.84% ------------------------ -------------------------- Collections of Principal Receivables and Principal Payment Rate 3,566,437,806.32 14.55% ------------------------ -------------------------- Prior Month Billed Finance Charge and Fees 349,689,556.44 ------------------------ Amortized AMF Income 31,949,773.02 ------------------------ Interchange Collected 48,002,917.86 ------------------------ Recoveries of Charged Off Accounts 35,696,331.84 ------------------------ Collections of Discounted Receivables 0.00 ------------------------ Collections of Finance Charge Receivables and Annualized Yield 465,338,579.16 22.79% ------------------------ --------------------------
CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : APRIL 2002 Beginning Unamortized AMF Balance 170,808,868.03 -------------------------- + AMF Slug for Added Accounts 1,682,580.21 ------------------------ + AMF Collections 20,578,423.42 ------------------------ - Amortized AMF Income 31,949,773.02 ------------------------ Ending Unamortized AMF Balance 161,120,098.64 -------------------------- /s/ Tom Feil ---------------------------- Tom Feil Director of Securitization *For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables.
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