EX-20.1 3 w58423ex20-1.txt FEBRUARY PERFORMANCE SUMMARY CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : February 2002 Beginning of the Month Principal Receivables : 23,731,284,952.38 ---------------------------- Beginning of the Month Finance Charge Receivables : 934,045,923.27 ---------------------------- Beginning of the Month Discounted Receivables : 0.00 ---------------------------- Beginning of the Month Total Receivables : 24,665,330,875.65 ---------------------------- Removed Principal Receivables : 0.00 ---------------------------- Removed Finance Charge Receivables : 0.00 ---------------------------- Removed Total Receivables : 0.00 ---------------------------- Additional Principal Receivables : 1,156,484,598.23 ---------------------------- Additional Finance Charge Receivables : 12,013,947.52 ---------------------------- Additional Total Receivables : 1,168,498,545.75 ---------------------------- Discounted Receivables Generated this Period 0.00 ---------------------------- End of the Month Principal Receivables : 24,338,326,849.80 ---------------------------- End of the Month Finance Charge Receivables : 903,345,461.70 ---------------------------- End of the Month Discounted Receivables : 0.00 ---------------------------- End of the Month Total Receivables : 25,241,672,311.50 ---------------------------- Excess Funding Account Balance 0.00 ---------------------------- Adjusted Invested Amount of all Master Trust Series 20,101,504,048.68 ---------------------------- End of the Month Seller Percentage 17.41% ---------------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : January 2002 ACCOUNTS RECEIVABLES End of the Month Delinquencies : 30 - 59 Days Delinquent 488,013.00 430,373,722.19 ---------------------------- ---------------------------- 60 - 89 Days Delinquent 350,061.00 311,405,824.13 ---------------------------- ---------------------------- 90 + Days Delinquent 565,484.00 588,814,147.99 ---------------------------- ---------------------------- Total 30 + Days Delinquent 1,403,558.00 1,330,593,694.31 ---------------------------- ---------------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.27% ---------------------------- Defaulted Accounts During the Month 176,067.00 112,042,194.93 ---------------------------- ---------------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.40% ----------------------------
* See note on last page of the report Page 7 of 56
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : FEBRUARY 2002 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 3,959,323,929.60 15.33% ---------------------------- ---------------------------- Collections of Principal Receivables and Principal Payment Rate 3,479,165,920.00 13.98% ---------------------------- ---------------------------- Prior Month Billed Finance Charge and Fees 379,161,865.00 ---------------------------- Amortized AMF Income 34,282,773.68 ---------------------------- Interchange Collected 38,050,937.78 ---------------------------- Recoveries of Charged Off Accounts 33,850,988.93 ---------------------------- Collections of Discounted Receivables 0.00 ---------------------------- Collections of Finance Charge Receivables and Annualized Yield 485,346,565.39 23.40% ---------------------------- ---------------------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : FEBRUARY 2002 Beginning Unamortized AMF Balance 185,479,057.00 ---------------------------- + AMF Slug for Added Accounts 2,177,727.55 ---------------------------- + AMF Collections 29,094,217.89 ---------------------------- - Amortized AMF Income 34,282,773.68 ---------------------------- Ending Unamortized AMF Balance 182,468,228.76 ----------------------------
/s/ Tom Feil ------------------------------- Tom Feil Director of Securitization *For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables. Page 8 of 56