EX-20.1 3 w56481ex20-1.txt DECEMBER PERFORMANCE SUMMARY
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : DECEMBER 2001 Beginning of the Month Principal Receivables : 21,692,823,012.41 -------------------- Beginning of the Month Finance Charge Receivables : 858,766,932.05 -------------------- Beginning of the Month Discounted Receivables : 0.00 -------------------- Beginning of the Month Total Receivables : 22,551,589,944.46 -------------------- Removed Principal Receivables : 0.00 -------------------- Removed Finance Charge Receivables : 0.00 -------------------- Removed Total Receivables : 0.00 -------------------- Additional Principal Receivables : 1,513,960,033.16 -------------------- Additional Finance Charge Receivables : 37,927,016.35 -------------------- Additional Total Receivables : 1,551,887,049.51 -------------------- Discounted Receivables Generated this Period 0.00 -------------------- End of the Month Principal Receivables : 23,651,007,294.56 -------------------- End of the Month Finance Charge Receivables : 903,218,329.61 -------------------- End of the Month Discounted Receivables : 0.00 -------------------- End of the Month Total Receivables : 24,554,225,624.17 -------------------- Excess Funding Account Balance 0.00 -------------------- Adjusted Invested Amount of all Master Trust Series 20,206,504,048.68 -------------------- End of the Month Seller Percentage 14.56% -------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : DECEMBER 2001 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 496,846.00 431,027,333.47 ----------------------- -------------------- 60 - 89 Days Delinquent 295,505.00 274,483,700.31 ----------------------- -------------------- 90 + Days Delinquent 581,071.00 577,926,530.93 ----------------------- -------------------- Total 30 + Days Delinquent 1,373,422.00 1,283,437,564.71 ----------------------- -------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.23% -------------------- Defaulted Accounts During the Month 182,296.00 106,761,697.46 ----------------------- -------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.52% --------------------
* See note on last page of the report Page 7 of 53 CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : DECEMBER 2001 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 3,711,926,633.42 15.40% ----------------------- -------------------- Collections of Principal Receivables and Principal Payment Rate 3,260,747,342.78 14.05% ----------------------- -------------------- Prior Month Billed Finance Charge and Fees 340,802,280.09 ----------------------- Amortized AMF Income 37,710,420.08 ----------------------- Interchange Collected 47,313,114.60 ----------------------- Recoveries of Charged Off Accounts 25,206,178.17 ----------------------- Collections of Discounted Receivables 0.00 ----------------------- Collections of Finance Charge Receivables and Annualized Yield 451,031,992.94 23.32% ----------------------- -------------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : DECEMBER 2001 Beginning Unamortized AMF Balance 174,525,637.66 -------------------- + AMF Slug for Added Accounts 12,162,478.20 ----------------------- + AMF Collections 37,857,717.78 ----------------------- - Amortized AMF Income 37,710,420.08 ----------------------- Ending Unamortized AMF Balance 186,835,413.56 --------------------
/s/ Tom Feil -------------------------- Tom Feil Director of Securitization *For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables. Page 8 of 53