EX-20.1 3 w54814ex20-1.txt OCTOBER PERFORMANCE SUMMARY CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : October 2001 Beginning of the Month Principal Receivables : 20,936,334,010.21 ------------------------------ Beginning of the Month Finance Charge Receivables : 876,602,177.49 ------------------------------ Beginning of the Month Discounted Receivables : 0.00 ------------------------------ Beginning of the Month Total Receivables : 21,812,936,187.70 ------------------------------ Removed Principal Receivables : 0.00 ------------------------------ Removed Finance Charge Receivables : 0.00 ------------------------------ Removed Total Receivables : 0.00 ------------------------------ Additional Principal Receivables : 910,208,574.19 ------------------------------ Additional Finance Charge Receivables : 3,999,807.07 ------------------------------ Additional Total Receivables : 914,208,381.26 ------------------------------ Discounted Receivables Generated this Period 0.00 ------------------------------ End of the Month Principal Receivables : 21,444,605,916.91 ------------------------------ End of the Month Finance Charge Receivables : 862,221,512.44 ------------------------------ End of the Month Discounted Receivables : 0.00 ------------------------------ End of the Month Total Receivables : 22,306,827,429.35 ------------------------------ Excess Funding Account Balance 0.00 ------------------------------ Adjusted Invested Amount of all Master Trust Series 18,351,504,048.68 ------------------------------ End of the Month Seller Percentage 14.42% ------------------------------ CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : October 2001 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 451,911.00 388,757,635.58 ---------------------------- ------------------------------ 60 - 89 Days Delinquent 292,174.00 260,257,891.00 ---------------------------- ------------------------------ 90 + Days Delinquent 612,610.00 577,846,216.47 ---------------------------- ------------------------------ Total 30 + Days Delinquent 1,356,695.00 1,226,861,743.05 ---------------------------- ------------------------------ Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.50% ------------------------------ Defaulted Accounts During the Month 192,593.00 101,766,488.79 ---------------------------- ------------------------------ Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.59% ------------------------------
* See note on last page of the report PAGE 7 OF 51 CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : October 2001
COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 3,551,221,801.20 15.63% ---------------------------- ------------------------------ Collections of Principal Receivables and Principal Payment Rate 3,116,077,766.43 14.26% ---------------------------- ------------------------------ Prior Month Billed Finance Charge and Fees 349,592,783.54 ---------------------------- Amortized AMF Income 38,468,982.51 ---------------------------- Interchange Collected 34,951,531.17 ---------------------------- Recoveries of Charged Off Accounts 25,584,057.27 ---------------------------- Collections of Discounted Receivables 0.00 ---------------------------- Collections of Finance Charge Receivables and Annualized Yield 448,597,354.49 24.64% ---------------------------- ------------------------------ CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : October 2001 Beginning Unamortized AMF Balance 188,661,620.70 ------------------------------ + AMF Slug for Added Accounts 502,878.95 ---------------------------- + AMF Collections 25,015,662.79 ---------------------------- - Amortized AMF Income 38,468,982.51 ---------------------------- Ending Unamortized AMF Balance 175,711,179.93 ------------------------------
/s/ Tom Feil --------------------------- Tom Feil Director of Securitization *For calculation purposes Beginning of Month Principal Receivables includes Additional Principal Receivables. Page 8 of 51