EX-20.1 3 w52467ex20-1.txt JULY PERFORMANCE SUMMARY 1
CAPITAL ONE MASTER TRUST (RECEIVABLES) MONTHLY PERIOD : July 2001 Beginning of the Month Principal Receivables : 19,375,345,194.91 ------------------------- Beginning of the Month Finance Charge Receivables : 783,980,718.51 ------------------------- Beginning of the Month Discounted Receivables : 0.00 ------------------------- Beginning of the Month Total Receivables : 20,159,325,913.42 ------------------------- Removed Principal Receivables : 0.00 ------------------------- Removed Finance Charge Receivables : 0.00 ------------------------- Removed Total Receivables : 0.00 ------------------------- Additional Principal Receivables : 0.00 ------------------------- Additional Finance Charge Receivables : 0.00 ------------------------- Additional Total Receivables : 0.00 ------------------------- Discounted Receivables Generated this Period 0.00 ------------------------- End of the Month Principal Receivables : 19,228,491,527.82 ------------------------- End of the Month Finance Charge Receivables : 796,728,340.95 ------------------------- End of the Month Discounted Receivables : 0.00 ------------------------- End of the Month Total Receivables : 20,025,219,868.77 ------------------------- Excess Funding Account Balance 0.00 ------------------------- Adjusted Invested Amount of all Master Trust Series 17,357,976,677.68 ------------------------- End of the Month Seller Percentage 9.73% ------------------------- CAPITAL ONE MASTER TRUST (DELINQUENCIES AND LOSSES) MONTHLY PERIOD : July 2001 ACCOUNTS RECEIVABLES -------- ----------- End of the Month Delinquencies : 30 - 59 Days Delinquent 439,385.00 351,968,773.87 ------------------ ------------------------- 60 - 89 Days Delinquent 311,108.00 255,065,887.40 ------------------ ------------------------- 90 + Days Delinquent 554,873.00 500,673,935.39 ------------------ ------------------------- Total 30 + Days Delinquent 1,305,366.00 1,107,708,596.66 ------------------ ------------------------- Delinquencies 30 + Days as a Percent of End of the Month Total Receivables 5.53% ------------------------- Defaulted Accounts During the Month 154,382.00 86,126,185.76 ------------------ ------------------------- Annualized Default Rate as a Percent of Beginning of the Month Principal Receivables 5.33% -------------------------
* See note on last page of the report Page 7 of 52 2
CAPITAL ONE MASTER TRUST (COLLECTIONS) MONTHLY PERIOD : July 2001 COLLECTIONS PERCENTAGES ----------- ----------- Total Collections and Gross Payment Rate 3,156,910,567.17 15.66% ------------------ ------------------------- Collections of Principal Receivables and Principal Payment Rate 2,764,035,172.23 14.27% ------------------ ------------------------- Prior Month Billed Finance Charge and Fees 312,934,013.97 ------------------ Amortized AMF Income 39,166,291.00 ------------------ Interchange Collected 34,741,583.85 ------------------ Recoveries of Charged Off Accounts 22,856,447.14 ------------------ Collections of Discounted Receivables 0.00 ------------------ Collections of Finance Charge Receivables and Annualized Yield 409,698,335.96 25.37% ------------------ ------------------------- CAPITAL ONE MASTER TRUST (AMF COLLECTIONS) MONTHLY PERIOD : July 2001 Beginning Unamortized AMF Balance 213,673,757.67 ------------------------- + AMF Slug for Added Accounts 0.00 ------------------ + AMF Collections 22,343,349.98 ------------------ - Amortized AMF Income 39,166,291.00 ------------------ Ending Unamortized AMF Balance 196,850,816.65 -------------------------
/s/ Tom Feil ------------------------------ Tom Feil Director of Securitization Page 8 of 52